The top-rated mobile home insurance agent in Harlingen, Texas is Eagle Insurance, rated 5.0 stars across 549 reviews. Other highly rated options include Insurance Advisors Agency (IAA), ESPINO INSURANCE GROUP, The Doug Thompson Agency: Allstate Insurance. This directory lists 20 mobile home insurance agents serving Harlingen.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Eagle Insurance | 408 W Tyler Ave | (956) 620-2028 |
| 2 | Insurance Advisors Agency (IAA) | 2211 S 77 Sunshine Strip | (956) 425-3535 |
| 3 | ESPINO INSURANCE GROUP | 1212 E Harrison Ave #250 | (956) 455-1313 |
| 4 | The Doug Thompson Agency: Allstate Insurance | 1117 Stuart Place Rd Ste 104 | (956) 423-4230 |
| 5 | Juarez Insurance Agency | 1415 Stuart Place Rd Ste A | (956) 453-3174 |
| 6 | Adolfo Torres - State Farm Insurance Agent | 622 N Ed Carey Dr | (956) 423-8961 |
| 7 | Victory Insurance Harlingen | 2801 US-83 BUS | (956) 622-3200 |
| 8 | Direct Auto Insurance | 1818 W Tyler Ave Suite A3 | (956) 421-2525 |
| 9 | A-MAX Auto Insurance | 1421 E Polk Ave | (956) 425-8000 |
| 10 | Phoenix Insurance Group at Harlingen | 8122 W Expy 83 C | (956) 622-3084 |
Eagle Insurance serves the Harlingen, Texas area, offering mobile home insurance policies to local residents. The agency provides coverage that protects manufactured and mobile homes against common regional risks. Policies typically address damage from severe weather, fire, and liability concerns specific to mobile home living. Additional options often include personal property protection and loss-of-use coverage during repairs. The company handles mobile home insurance for both single-wide and double-wide structures across surrounding Cameron County.
Insurance Advisors Agency in Harlingen, Texas offers a range of mobile home insurance services, including policy evaluations and claims assistance for manufactured and modular dwellings. It provides maintenance guidance to help clients protect their investments from regional storm and moisture damage. The agency works with various property types, from single-family mobile homes and seasonal park models to commercial properties such as apartment complexes, retail spaces, and local restaurants.
ESPINO INSURANCE GROUP serves mobile home owners in Harlingen, Texas, and the surrounding Rio Grande Valley communities. The company handles a range of mobile home insurance policies designed to protect structures and personal property against regional risks like storms and flooding. Each client receives personalized coverage options tailored to their specific housing situation. To begin a typical job, the agent evaluates the mobile home's age, location, and value to recommend a policy that balances adequate protection with affordable premiums.
The Doug Thompson Agency: Allstate Insurance serves homeowners and property managers in Harlingen, Texas, who need coverage for manufactured and mobile homes. The agency helps clients understand policy options for protecting their dwelling and personal property against local weather risks. It also provides guidance on liability coverage and additional structures. Services are tailored to meet the unique insurance needs of mobile home owners in the Rio Grande Valley area. The agency additionally covers neighboring communities in the surrounding Cameron County metro region.
In the mobile home insurance field, a client may choose between a one-time policy for a seasonal dwelling or a recurring plan for continuous year-round protection, and local options include standard coverage for structures and personal property against wind, hail, fire, and liability common to the Lower Rio Grande Valley area. Juarez Insurance Agency, located in Harlingen, TX, assists with this process as a mobile home insurance agent. Service runs on a one-time or scheduled basis depending on whether a seasonal or permanent policy is selected.
Adolfo Torres, a State Farm Insurance agent in Harlingen, TX, offers mobile home insurance policies tailored to cover manufactured and modular homes. This agency provides general insurance services including protection for personal property and liability, ensuring homeowners have foundational coverage against common risks. During Harlingen’s hurricane season, it helps clients review their policies to confirm adequate windstorm and flood protection for their units.
Victory Insurance Harlingen provides mobile home insurance coverage in Harlingen, Texas, assisting clients in protecting their manufactured and mobile homes against local weather and liability risks. The agency specializes in offering add-on endorsements for personal property and attached structures. They work with individuals and families seeking policies tailored to mobile home ownership. Their services extend to commercial sectors serving offices, warehouses, and food service operations.
Direct Auto Insurance provides insurance services for mobile homes in Harlingen, Texas, covering a range of policy options tailored to manufactured housing needs. Its standard service approach includes consultations to assess customer coverage requirements and assistance with claims processing. The company serves single-family mobile homes, double-wide units, and park-model homes, as well as apartments in mobile home communities and retail establishments located within such properties, along with restaurants operating in mobile home parks.
A-MAX Auto Insurance serves the Harlingen, Texas area as a provider of mobile home insurance solutions. The agency assists local homeowners in securing coverage tailored to manufactured and mobile dwellings, addressing the specific risks associated with this housing type. Policies typically include protection against wind, hail, and property damage common to the Rio Grande Valley region. The team helps clients navigate dwelling coverage, personal property protection, and liability options for their mobile homes.
When the Rio Grande Valley’s hurricane season brings heavy winds and flooding, protecting a mobile home is a critical concern for local residents. Phoenix Insurance Group at Harlingen in Harlingen, TX, guides customers through policies that cover storm damage, liability, and structure replacement for manufactured housing. The agency emphasizes clear explanations of deductibles and policy limits, ensuring homeowners understand their exact coverage before signing. A typical process begins with an agent scheduling a detailed on-site inspection of the property to assess its condition and foundation.
What Does a a Mobile Home Insurance Agent in Harlingen Cost?
Typical mobile home insurance costs in Texas range from 300 to 1,200 dollars per year for a standard policy. Factors include the home value, location in Harlingen, age of the home, and chosen deductibles. Policies with windstorm or flood coverage cost more due to local weather risks. This is general information, not insurance advice.
About mobile home insurance agents in Harlingen
A mobile home insurance agent in Harlingen Texas can help you find coverage for manufactured or mobile homes. Texas law requires liability insurance for mobile homes moved on public roads, and many lenders require full coverage. Agents in Harlingen understand local risks like hurricanes and flooding in the Rio Grande Valley.
Frequently Asked Questions
What does a mobile home insurance agent in Harlingen do?
An agent helps you compare policies from different insurers for your manufactured home. They explain coverage options like dwelling protection, personal property, and liability. They also guide you on Texas specific requirements such as windstorm and hail coverage.
Is mobile home insurance required by law in Texas?
Texas does not require insurance for a stationary mobile home, but lenders usually require it. If you move the home on a public road, Texas law mandates liability insurance. An agent can help you meet these requirements.
How do I choose a mobile home insurance agent in Harlingen?
Look for an agent who is licensed in Texas and has experience with manufactured homes. Ask about their knowledge of local risks like hurricanes and flooding. Check their reputation through reviews or the Texas Department of Insurance.
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