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Find Mobile Home Insurance Agents Near You in Narragansett, RI

Compare mobile home insurance agents in Narragansett. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
Narragansett, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 2 mobile home insurance agents in Narragansett, RI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
AAA Narragansett
14 Woodruff Ave, Narragansett, RI 02882
(401) 789-3000 branches.northeast.aaa.com
Sunshine Insurance RI
120 Point Judith Rd, Narragansett, RI 02882
(401) 213-1307

Mobile home insurance agents in Narragansett Rhode Island help owners of manufactured and mobile homes find the right coverage. Rhode Island requires proof of insurance for mobile homes with a loan or lien. Agents can explain how coastal risks like storms and flooding affect your policy options in Narragansett.

What Does a Mobile Home Insurance Agent in Narragansett Cost?

Typical mobile home insurance costs in Rhode Island range from 400 to 1,200 dollars per year for a standard policy. Rates in Narragansett may be higher due to coastal location and wind exposure. Actual cost depends on the home value age location and chosen deductibles. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does mobile home insurance cover in Rhode Island?
Standard policies cover your home structure personal property and liability. Rhode Island does not require flood insurance by law but lenders often require it for coastal areas like Narragansett.
Do I need a separate windstorm policy for my mobile home in Narragansett?
Some insurers exclude wind damage in coastal Rhode Island. Your agent can help you find a policy that includes wind coverage or a separate windstorm endorsement for Narragansett.
How does Rhode Island law affect mobile home insurance requirements?
Rhode Island General Law Title 27 regulates insurance but does not mandate mobile home coverage. However lenders and mobile home park owners may require specific liability and property coverage amounts.