The top-rated mobile home insurance agent in Middletown, Ohio is Acceptance Insurance, rated 4.8 stars across 215 reviews. Other highly rated options include Crisp & Company Insurance, Moon & Adrion Insurance Agency, Inc., Michael Schanne - State Farm Insurance Agent. This directory lists 18 mobile home insurance agents serving Middletown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Acceptance Insurance | 4347 Roosevelt Blvd B | (513) 798-7131 |
| 2 | Crisp & Company Insurance | 4496 Marie Dr | (513) 433-3433 |
| 3 | Moon & Adrion Insurance Agency, Inc. | 180 N Breiel Blvd | (513) 422-4504 |
| 4 | Michael Schanne - State Farm Insurance Agent | 1547 S Breiel Blvd | (513) 424-1457 |
| 5 | Jason Nemeth - State Farm Insurance Agent | 1008 N University Blvd | (513) 424-5388 |
| 6 | Tammy Mann: Allstate Insurance | 1081 N University Blvd Ste A | (513) 423-5037 |
| 7 | Redding Ins | 110 N Breiel Blvd | (513) 424-2005 |
| 8 | Maddox Insurance Agency, LLC | 3246 Dixie Hwy Suite 1 | (513) 424-0966 |
| 9 | Jeff Mundy - State Farm Insurance Agent | 300 S Breiel Blvd | (513) 424-1102 |
| 10 | Micheal Smith Insurance Agency | 1051 Summit Dr | (513) 422-5570 |
Acceptance Insurance provides residential mobile home coverage for clients in Middletown, Ohio, and also offers commercial policies for manufactured housing communities throughout the surrounding area. Their service territory includes the city and its nearby townships and unincorporated communities. Agents work with local homeowners to select policies tailored to their specific structure and lot needs. Repeat customers often return for policy reviews or to update coverage between scheduled annual visits, ensuring their protection remains current.
Crisp & Company Insurance serves the Middletown, Ohio area, specializing in mobile home insurance for clients throughout Butler County. The agency helps customers secure policies that protect manufactured and mobile homes against common regional risks, including storm damage and theft. Policies can be tailored to cover the structure itself, personal belongings, and liability protection. Crisp & Company Insurance assists with both tenant policies for rented lots and full coverage for owned mobile home property.
Moon & Adrion Insurance Agency, Inc. provides a full range of mobile home insurance services, including policy consultations and coverage updates tailored to local regulations. The agency assists clients with filing claims and adjusting existing plans to ensure adequate protection. Service plans include periodic policy reviews to address changes in property value or liability needs. The company serves a variety of properties, including single-family mobile homes, duplex-style manufactured housing, vacation mobile homes, and rental mobile home communities, as well as retail storefronts and nearby restaurants.
Michael Schanne - State Farm Insurance Agent in Middletown, OH serves homeowners seeking coverage for their manufactured or modular homes. The agency provides policies that protect dwellings and personal property from common risks in the region, such as severe weather and fire. Clients can discuss liability protection and additional living expense options during a consultation. The agent also supports property owners looking for tailored insurance solutions for seasonal or permanently placed mobile homes. Its coverage area extends to neighboring communities including Monroe and the surrounding Butler County metro region.
Jason Nemeth - State Farm Insurance Agent serves Middletown, Ohio, and the surrounding Butler County communities, handling policies for mobile home owners. The agency addresses the specific coverage needs of manufactured and modular housing, including protection against wind, hail, fire, and liability claims that are common in the region. It provides personalized consultations to help clients understand their options and select appropriate coverage limits. For a typical mobile home, the agent conducts a detailed review of the property’s age, condition, and location to tailor a risk-appropriate policy effectively.
Tammy Mann: Allstate Insurance in Middletown, OH, distinguishes between one-time and recurring service needs for mobile home insurance, tailoring coverage to protect against local risks. Policies typically address structure and contents damage from storms, theft, or liability claims. Service runs on a one-time, scheduled, or as-needed basis, depending on whether the client requires an initial policy setup, annual policy review, or claim assistance after an incident. This flexibility allows clients to choose support that matches their specific timeline and coverage situation.
As autumn storms begin to move through southwest Ohio, many mobile home owners in Middletown look to secure adequate coverage. Redding Ins serves this local need with a standard approach to mobile home insurance. The agent clarifies typical policy essentials, including protection for structures and personal belongings against regional weather risks. For mobile homes, coverage differences from traditional homeowner policies are carefully explained. Each new client assessment for proper protection begins with an initial inspection of the home’s condition and specific property location.
Maddox Insurance Agency, LLC specializes in securing coverage for manufactured and mobile homes, protecting clients from property damage and liability. It offers general insurance services for homeowners in Middletown, OH, tailoring policies to local housing needs and community regulations. The agency helps address specific concerns such as storm-related damage from Ohio’s unpredictable weather, ensuring residents have coverage when severe winds or hail threaten their homes.
Jeff Mundy’s State Farm Insurance Agency in Middletown helps clients protect their mobile homes against common risks like wind and fire damage. The office can add specialized coverage for detached structures, personal property replacement, and temporary living expenses if a home becomes uninhabitable. Policies are written to meet local lending and zoning requirements for manufactured housing. The same agency also serves commercial sectors, including local offices, small warehouses, and food service operations, tailoring liability and property protection for each business type.
Serving residential clients, the company provides mobile home insurance coverage options suited for single-family and manufactured homes in the Middletown area. Commercial coverage is also available, extending protection to business properties throughout the surrounding region. Insurance specialists assess unique needs for these specialized dwellings, tailoring policies to address local risks like severe weather. Clients receive guidance on choosing appropriate deductibles and liability limits. After policy issuance, the agency remains available for follow-up questions or adjustments between regular policy review visits.
What Does a a Mobile Home Insurance Agent in Middletown Cost?
Typical mobile home insurance costs in Ohio range from 300 to 800 dollars per year for a standard policy. Factors like the home age, location in Middletown, coverage limits, and deductible affect the premium. Older homes or those in flood-prone areas may cost more. This is general information and not insurance advice.
About mobile home insurance agents in Middletown
Mobile home insurance agents in Middletown Ohio help owners of manufactured and mobile homes find appropriate coverage. Ohio law requires mobile homes to be titled and insured similar to vehicles, though many owners choose comprehensive policies for full protection. Local agents understand the specific risks in Butler County, including weather-related damage and liability concerns.
Frequently Asked Questions
What does mobile home insurance cover in Ohio?
A standard mobile home policy in Ohio covers the structure, personal property, and liability. It also includes protection against fire, wind, hail, and theft. Some policies offer additional coverage for detached structures like sheds.
Is mobile home insurance required by law in Ohio?
Ohio does not require mobile home insurance by state law, but lenders usually require it if you have a loan. If you own the home outright, insurance is optional but strongly recommended to protect your investment.
How do I choose a mobile home insurance agent in Middletown?
Look for an agent who specializes in manufactured homes and has experience with Ohio regulations. Ask about discounts for safety features like smoke alarms and storm shutters. Compare quotes from at least three agents to find suitable coverage.
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