The top-rated mobile home insurance agent in Fairfield, Ohio is Chris Champ - State Farm Insurance Agent, rated 5.0 stars across 532 reviews. Other highly rated options include Michael Garland - State Farm Insurance Agent, Lighthouse Agency Insurance, 1st Choice Insurance Agency LLC. This directory lists 16 mobile home insurance agents serving Fairfield.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Chris Champ - State Farm Insurance Agent | 5409 Dixie Hwy | (513) 829-7032 |
| 2 | Michael Garland - State Farm Insurance Agent | 5306 S Gilmore Rd | (513) 829-6252 |
| 3 | Lighthouse Agency Insurance | 2794 Mack Rd Suite B | (513) 860-2552 |
| 4 | 1st Choice Insurance Agency LLC | 7500 Dixie Hwy suite B | (513) 860-0666 |
| 5 | Dylan Woodruff - State Farm Insurance Agent | 2393 Elda Dr | (513) 738-0060 |
| 6 | Pierce Brown - State Farm Insurance Agent | 5136 Pleasant Ave | (513) 868-3533 |
| 7 | Cody Strange - State Farm Insurance Agent | 1180 Nilles Rd Ste 4 | (513) 829-1510 |
| 8 | Globe Insurance Agency | 1099 Magie Ave | (513) 829-3330 |
| 9 | The Cincinnati Insurance Companies | 6200 S Gilmore Rd | (513) 870-2000 |
| 10 | Nationwide Insurance: Armando Arredondo | 4601 Dixie Hwy | (513) 829-1888 |
Chris Champ, operating as a State Farm Insurance agent, serves the Fairfield, Ohio area and surrounding Butler County. This agency specializes in securing mobile home insurance policies for local residents. They work to provide coverage that protects manufactured and mobile homes against common regional risks, including severe weather and property damage. The agency helps clients understand their specific policy needs for these unique structures. Policy consultations are available for those needing replacement cost coverage and liability protection specific to their mobile home.
Michael Garland - State Farm Insurance Agent in Fairfield, OH, provides a range of mobile home insurance services, including coverage for structure, personal property, and liability protection. Ongoing service plans involve policy reviews to adjust coverage as needs change. The agent assists with claims guidance and offers optional endorsements for additional protection. This agency serves property owners of single-family mobile homes, manufactured homes, and certain rental mobile homes, as well as some local apartment complexes and nearby retail or restaurant properties that offer mobile home park amenities.
Lighthouse Agency Insurance in Fairfield, Ohio, serves homeowners and property managers in need of mobile home coverage tailored to manufactured housing. The company helps clients secure policies that protect their dwelling and personal property against regional weather risks and liability concerns. Working directly with insurance carriers, it assists in comparing coverage options for both single-wide and double-wide units. Lighthouse Agency also extends its mobile home insurance services to neighboring communities within the broader Cincinnati metropolitan area.
1st Choice Insurance Agency LLC serves the Fairfield, Ohio area and its surrounding communities, handling tailored insurance solutions for owners of manufactured and mobile homes. It specializes in policies that cover structure, personal property, and liability concerns specific to these dwellings. For each client, the agency generally evaluates individual risk factors and coverage needs before matching them with suitable protection plans from its carrier network. This detailed assessment allows the agent to present options that directly address the unique vulnerabilities and requirements of a mobile home owner’s situation.
Spring storms in Fairfield, Ohio, can bring sudden hail or wind damage to a mobile home, leaving owners needing prompt coverage guidance. Dylan Woodruff - State Farm Insurance Agent helps local residents review their policies to ensure adequate protection for these uniquely constructed homes. The agency explains how specific mobile home endorsements address risks like older roofs or tie-down systems. Their process focuses on explaining coverage limits and depreciation factors. An initial on-site or virtual inspection of the home’s current condition and safety features begins the evaluation.
For homeowners needing one-time assistance or scheduled annual coverage reviews, Pierce Brown - State Farm Insurance Agent in Fairfield, OH provides mobile home insurance tailored to local conditions. Coverage options typically address structural damage, personal property loss, and liability protection for manufactured and mobile homes across the surrounding area. This agency offers services on an as-needed basis, allowing clients to request policy adjustments, file claims, or discuss upgrades whenever their specific insurance needs arise.
Cody Strange - State Farm Insurance Agent in Fairfield, OH, provides mobile home insurance that bundles typical coverage for the dwelling with specialty riders for attached structures. These policies can extend to protect personal property against common hazards like fire, wind, and liability claims from guest injuries. The agency structures its policies to meet residential needs, but also serves commercial sectors including offices, warehouses, and food service operations.
Globe Insurance Agency is known for its focus on helping Fairfield, Ohio residents secure coverage for manufactured and mobile homes. It offers policies that protect dwellings against typical regional weather risks, including storm and wind damage, while also addressing liability concerns for property owners. The agency works to match each client’s policy to their specific lot or park setting. For an extra layer of security, clients can add specialized coverage for personal belongings stored outside the home.
Specializing in tailored policies for manufactured and modular homes, The Cincinnati Insurance Companies in Fairfield, OH, offers mobile home coverage that includes protection against common structural and liability risks. The agency works with local homeowners to arrange comprehensive insurance plans that safeguard dwellings and personal property. It assists clients in navigating policy details, ensuring appropriate coverage for various housing types. During the severe spring and summer storm season in Ohio, the company helps address concerns about wind, hail, and flood damage to mobile homes.
Nationwide Insurance: Armando Arredondo provides residential mobile home insurance services for homeowners in Fairfield, Ohio. Commercial coverage is also available for clients who insure rental mobile home properties. The agency serves customers throughout the greater Fairfield area, offering policies that protect against common local weather risks. After settling a policy and handling any initial claims, the agent can schedule follow-up visits to review coverage needs or adjust deductibles between regular annual renewals.
What Does a a Mobile Home Insurance Agent in Fairfield Cost?
Typical mobile home insurance costs in Ohio range from 300 to 800 dollars per year for a standard policy. Factors like the home age, location, and coverage limits affect the price. Older homes or those in flood zones may cost more. This is general information and not insurance advice.
About mobile home insurance agents in Fairfield
A mobile home insurance agent in Fairfield, Ohio can help you find coverage for your manufactured or mobile home. Ohio law does not require mobile home insurance, but lenders often do. Agents can explain options for property damage, liability, and additional living expenses.
Frequently Asked Questions
What does mobile home insurance cover in Fairfield Ohio?
Standard policies cover the home structure, personal belongings, and liability. In Ohio, you can also add coverage for wind, hail, or flood damage. Your agent can help you choose the right protections.
Do I need mobile home insurance if I own my home in Ohio?
Ohio does not legally require mobile home insurance. However, if you have a loan on the home, your lender will require coverage. Even without a loan, insurance protects your investment from fire, theft, and weather events.
How do I find a mobile home insurance agent in Fairfield?
You can search online for local independent agents who write policies for manufactured homes. Many agencies in Fairfield and nearby Hamilton offer quotes for mobile home insurance. Ask about Ohio specific discounts for safety features.
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