The top-rated mobile home insurance agent in Grand Forks, North Dakota is Andrew Bergee - State Farm Insurance Agent, rated 4.9 stars across 171 reviews. Other highly rated options include Randy Fenley - State Farm Insurance Agent, Farmers Insurance - Don Zerr Agency, Insurance Brokers of MN Inc. This directory lists 16 mobile home insurance agents serving Grand Forks.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Andrew Bergee - State Farm Insurance Agent | 997 47th Ave S Unit 1 | (701) 757-0437 |
| 2 | Randy Fenley - State Farm Insurance Agent | 2750 S 26th St Ste A | (701) 772-5684 |
| 3 | Farmers Insurance - Don Zerr Agency | 1407 24th Ave S #206 | (701) 757-0763 |
| 4 | Insurance Brokers of MN Inc | 1551 28th Ave S Suite M | (701) 772-1466 |
| 5 | Farmers Union Insurance - Brent Vik, Lynn Kadlec & Matt Eggl | 1551 28th Ave S | (701) 757-5757 |
| 6 | Insure Forward | 4651 S Columbia Rd Floor 2 | (701) 772-6651 |
| 7 | Dj Colter Agency Inc American Family Insurance | 1725 32nd Ave S STE C | (701) 775-5568 |
| 8 | Dobmeier Inc. | 409 Gateway Dr | (701) 775-6836 |
| 9 | Vaaler Insurance, a Marsh & McLennan Agency LLC Company | 2701 S Columbia Rd | (800) 553-4291 |
| 10 | Moen Insurance Services, LLC | 1913 S Washington St | (701) 757-1613 |
Andrew Bergee - State Farm Insurance Agent serves the Grand Forks, North Dakota metro area, specializing in mobile home insurance policies. Coverage plans protect against common risks such as wind, hail, and fire damage, which are prevalent in this region. The agency also helps clients with liability protection for accidents occurring on their property. Services include personal property coverage for belongings inside the mobile home and loss of use provisions if the home becomes uninhabitable. They handle quotes for both single-wide and double-wide manufactured homes.
Randy Fenley - State Farm Insurance Agent provides coverage options for mobile homes, helping clients protect their property from unexpected damage and liability. Service plans include consultations to review policy details and adjust coverage as needs change over time. The agency assists with filing claims and answers questions about deductibles or coverage limits throughout the policy term. It handles insurance for mobile homes, single-family homes, apartments, retail businesses, and restaurants.
Homeowners and property managers in Grand Forks, ND, turn to the Farmers Insurance - Don Zerr Agency for their mobile home insurance needs. This local agent provides coverage options for mobile and manufactured homes, protecting against regional weather risks like hail and wind. The agency also offers guidance on policy details. Beyond the city, it services communities throughout Grand Forks County, including the neighboring town of East Grand Forks, Minnesota.
In Grand Forks, ND, Insurance Brokers of MN Inc serves as a mobile home insurance agent. Unlike a one-time policy purchase, an ongoing service relationship allows for periodic coverage adjustments as property values or protection needs change. Policies generally cover the structure, personal belongings, and liability for accidents. Their mobile home insurance services operate on an as-needed and scheduled review basis, helping clients manage their specific risks over time.
Serving Grand Forks, North Dakota, and its surrounding communities, Farmers Union Insurance - Brent Vik, Lynn Kadlec & Matt Eggl handles the specific coverage needs for mobile home owners. They address the unique risks associated with manufactured housing, including wind, hail, and liability concerns. For each claim or policy inquiry, they review individual client requirements to provide a tailored option that fits the property and budget accordingly.
Insure Forward offers specialized mobile home insurance services in Grand Forks, ND. It handles policies that often cover unique structural needs, such as tie-downs and skirting. The agent provides general insurance work, helping clients assess their liability and personal property coverage. It addresses the specific risks associated with manufactured homes in this region. During the spring thaw, Insure Forward assists with claims and coverage adjustments for damage caused by shifting foundations or ice damming.
Dj Colter Agency Inc American Family Insurance offers specialized services for mobile home owners in Grand Forks, North Dakota, focusing on tailored coverage for manufactured and modular dwellings. Its general service work includes helping area residents with policy selection to protect their home and personal property against common risks. As the region experiences harsh winter storms and potential ice damage each season, the agency assists clients in reviewing coverage for freeze-related claims and snow load concerns.
As winter ice and spring winds threaten mobile homes across Grand Forks, Dobmeier Inc. helps homeowners secure tailored insurance coverage that meets local structural and climate risks. The agency evaluates each policyholder’s specific needs, from replacement cost protection to liability options. After discussing available endorsements and deductibles, the agent schedules a walk-through of the unit’s exterior and tie-downs before finalizing any binder. This on-site inspection ensures that every quoted premium accurately reflects the home’s current condition and the area’s seasonal exposure.
Vaaler Insurance, a Marsh & McLennan Agency LLC Company in Grand Forks, ND, assists clients with mobile home insurance needs, including protection for the structure and personal belongings. Extended coverage options can be added for specific risks common to manufactured housing in the region. The agency also provides insurance solutions for commercial sectors, including offices, warehouses, and food service operations.
Moen Insurance Services, LLC provides residential mobile home insurance coverage to clients in Grand Forks, North Dakota. They structure policies for the unique risks of manufactured housing. Their commercial coverage can protect mobile home parks and similar properties within the local area. The agency serves owners throughout the region who need tailored protection for their homes. After initial policy placement, the company helps clients review coverage needs during follow-up service between regular visits, ensuring the protection remains current.
What Does a a Mobile Home Insurance Agent in Grand Forks Cost?
Typical mobile home insurance in North Dakota costs between 300 and 800 dollars per year for a standard policy. Older homes or those in flood zones may cost more. Premiums depend on the homes age condition and location. This is general information not insurance advice.
About mobile home insurance agents in Grand Forks
Mobile home insurance agents in Grand Forks help owners find coverage for manufactured and mobile homes. North Dakota law requires proof of insurance for financed mobile homes. Agents can explain state-specific rules like wind and hail coverage options for the Red River Valley region.
Frequently Asked Questions
What does mobile home insurance cover in Grand Forks?
Standard policies cover the structure personal property and liability. North Dakota agents often add wind and hail coverage due to local storm risks. Flood insurance is separate and recommended for properties near the Red River.
Do I need insurance for a mobile home in North Dakota?
North Dakota does not require insurance by law but lenders usually mandate it for financed homes. Even if you own your home outright agents recommend coverage to protect against damage from winter storms or fire.
How do I choose a mobile home insurance agent in Grand Forks?
Look for agents who specialize in manufactured homes and understand North Dakota regulations. Ask about policy options for older homes and whether they offer replacement cost or actual cash value coverage.