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Showing 2 mobile home insurance agents in Parish, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Richard Jenkins Insurance Agency
2944 E Main St, Parish, NY 13131
(315) 625-7432
jenkins-insurance.net
Oswego County Mutual Insurance
2975 W Main St Unit A, Parish, NY 13131
(315) 625-7066
ocmic.com
What Does a Mobile Home Insurance Agent in Parish Cost?
Typical mobile home insurance costs in New York range from 300 to 800 dollars per year for basic policies. In Parish, rates may be higher due to winter weather risks. Factors like home age, location, and coverage limits affect the price. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does mobile home insurance cover in Parish New York?
Mobile home insurance in Parish typically covers the structure, personal belongings, and liability. New York policies often include additional living expenses if your home is damaged by a covered event like a fire or windstorm.
Is mobile home insurance required by law in New York?
New York state does not legally require mobile home insurance. However, most lenders and parks require proof of coverage. Without insurance, you may be responsible for all repair or replacement costs after a loss.
How do I choose a mobile home insurance agent in Parish?
Look for an agent licensed in New York who has experience with manufactured homes. Ask about policy options for full replacement cost versus actual cash value. Check if they offer discounts for safety features like smoke detectors or storm shutters.