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Compare Mobile Home Insurance Agents in Niskayuna, NY

Browse mobile home insurance agents serving Niskayuna, New York. Contact information and addresses listed below.

2 agents listed
Updated May 2026
Niskayuna, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 2 mobile home insurance agents in Niskayuna, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
The Heritage Group
2331 Troy-Schenectady Rd, Niskayuna, NY 12309
(518) 782-0001 heritagegrp.com
Dave Hesler - State Farm Insurance Agent
1521 Balltown Rd Suite 2, Niskayuna, NY 12309
(518) 346-3035 daveheslerinsurance.com

Mobile home insurance agents in Niskayuna, New York help protect your manufactured home against risks like fire, wind, and liability. New York state does not require mobile home insurance by law, but lenders often mandate coverage for financed homes. Local agents can explain policy options that meet your needs and comply with New York insurance regulations.

What Does a Mobile Home Insurance Agent in Niskayuna Cost?

In New York, mobile home insurance premiums typically range from 300 to 1,200 dollars per year, depending on factors like the homes age, location, value, and chosen coverage limits. Niskayuna properties near flood zones or with older roofs may have higher rates. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does mobile home insurance cover in Niskayuna?
A standard mobile home policy typically covers the structure, personal property, liability, and additional living expenses. In New York, you may also add endorsements for flood or earthquake damage, which are not included in basic policies.
Is mobile home insurance required by New York law?
New York state does not legally require mobile home insurance. However, if you have a loan on your mobile home, your lender will likely require comprehensive and collision coverage. Agents in Niskayuna can help you meet lender requirements.