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Directory of mobile home insurance agents in Centereach, New York. Verify credentials with the state department of insurance before hiring.
6 agents listed
Updated May 2026
Centereach, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 6 mobile home insurance agents in Centereach, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
E.A. Funk & Associates, Inc.
1919 Middle Country Rd #300a, Centereach, NY 11720
(631) 467-4747
ericfunkagency.com
Joe Booker: Allstate Insurance
1800 Middle Country Rd, Centereach, NY 11720
(631) 588-3300
agents.allstate.com
Juleigha Schmidt - State Farm Insurance Agent
1820 Middle Country Rd, Centereach, NY 11720
(631) 585-2500
juleighainsuresnys.com
State Farm Insurance
1820 Middle Country Rd, Centereach, NY 11720
(631) 585-2500
statefarm.com
Greg Torkelsen: Allstate Insurance
2371 Middle Country Rd, Centereach, NY 11720
(631) 676-6464
agents.allstate.com
CIA Insurance Agency
11 Pleasant Ave, Centereach, NY 11720
(631) 588-0300
ciainsuranceagency.com
Mobile home insurance agents in Centereach, New York help owners protect their manufactured homes from risks like fire, wind, and liability. New York requires mobile home owners to have a minimum level of liability coverage if the home is financed or located in a park. Local agents can explain how state laws, such as New York Insurance Law Section 3401, affect your policy options.
What Does a Mobile Home Insurance Agent in Centereach Cost?
The cost of mobile home insurance in New York typically ranges from 300 to 800 dollars per year for a standard policy, depending on the home value, location, and coverage limits. In Centereach, factors like proximity to the coast and the age of the home can increase premiums. For example, older homes or those in flood-prone areas may cost more. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does mobile home insurance cover in Centereach New York?
Mobile home insurance in New York typically covers the structure, personal property, liability for injuries on your property, and additional living expenses if your home is damaged. It may also include specific protections for wind and hail, which are common risks on Long Island.
Is mobile home insurance required by law in New York?
New York state law does not require mobile home insurance for all owners. However, if you have a mortgage or loan on the home, your lender will usually require coverage. Also, many mobile home parks in Centereach require tenants to carry liability insurance as a condition of the lease.
How do I choose a mobile home insurance agent in Centereach?
Look for an agent who is licensed in New York and has experience with manufactured homes. Ask about their knowledge of local risks, such as coastal storms, and whether they offer policies that meet New York minimum coverage standards. Compare quotes from multiple agents to find a suitable policy.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.