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Compare Mobile Home Insurance Agents in Somerset, NJ

Directory of mobile home insurance agents in Somerset, New Jersey. Verify credentials with the state department of insurance before hiring.

2 agents listed
Updated May 2026
Somerset, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 2 mobile home insurance agents in Somerset, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
T E Freuler Agency
270 Davidson Ave Suite 101, Somerset, NJ 08873
(732) 246-1330 tefreuler.com
The Hanover Insurance Group Regional Office
300 Atrium Dr 3rd floor, Somerset, NJ 08873
(732) 805-2000 hanover.com

A mobile home insurance agent in Somerset New Jersey can help you find a policy that meets state requirements and protects your investment. New Jersey law requires all mobile homes to have liability coverage, and an agent can explain the minimum limits and optional coverages available. Working with a local agent ensures you understand how factors like flood zones in Somerset County affect your premium.

What Does a Mobile Home Insurance Agent in Somerset Cost?

The average cost for mobile home insurance in New Jersey ranges from 300 to 800 dollars per year for a standard policy. Factors like the age of the home, its location in Somerset, and the coverage limits you choose will affect the price. Older homes or those in flood-prone areas may cost more. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does mobile home insurance cover in New Jersey?
Standard policies cover the dwelling structure, personal property, and liability. In New Jersey you must have at least 15000 dollars in property damage liability and 5000 dollars in medical payments coverage per accident. An agent can help you add flood or wind coverage if needed.
How do I choose a mobile home insurance agent in Somerset?
Look for an agent licensed in New Jersey who has experience with manufactured homes. You can check the New Jersey Department of Banking and Insurance website to verify a license. Ask about their knowledge of local risks like flooding near the Raritan River.