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Compare Mobile Home Insurance Agents in Neptune City, NJ

Browse mobile home insurance agents serving Neptune City, New Jersey. Contact information and addresses listed below.

4 agents listed
Updated May 2026
Neptune City, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 4 mobile home insurance agents in Neptune City, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Mansa Nicome - State Farm Insurance Agent
86 NJ-35, Neptune City, NJ 07753
(732) 776-9999 nicomeagency.com
All Guard Auto Insurance Inc.
80 NJ-35, Neptune City, NJ 07753
(732) 988-8888 allguardinsurance.weebly.com
Dirus & Sons LLC
2100 NJ-33 #4, Neptune City, NJ 07753
(732) 988-7300 dirusnsons.com
Specialty Insurance
1350 Campus Pkwy Suite 302, Neptune City, NJ 07753
(732) 701-8900 specialtyagency.com

Neptune City residents who own mobile or manufactured homes need specialized insurance coverage. New Jersey law requires all mobile home owners to carry liability insurance and often lenders require comprehensive coverage. A local mobile home insurance agent can help you find a policy that meets state requirements and protects your investment.

What Does a Mobile Home Insurance Agent in Neptune City Cost?

Mobile home insurance in New Jersey typically costs between 400 and 900 dollars per year for a standard policy. Factors like the age of the home, location in Neptune City, and coverage limits affect the premium. Older mobile homes may have higher rates due to depreciation. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does mobile home insurance cover in Neptune City New Jersey?
Standard policies cover the home structure, personal belongings, and liability. In New Jersey, flood damage is not included and must be added separately. Your agent can explain additional options like replacement cost coverage for your mobile home.
Do I need mobile home insurance in New Jersey?
New Jersey law does not require mobile home insurance by statute, but your lender will require it if you have a loan. Even without a loan, liability coverage is strongly recommended to protect against accidents on your property.
How do I choose a mobile home insurance agent in Neptune City?
Look for an agent who works with multiple insurance carriers that specialize in manufactured homes. Ask about their experience with New Jersey specific regulations and whether they can help you bundle policies for discounts.