The top-rated mobile home insurance agent in Biloxi, Mississippi is Jake Jacobs - State Farm Insurance Agent, rated 5.0 stars across 731 reviews. Other highly rated options include OakTrust Insurance Group, McMurphy Insurance, Tubb Allstate Insurance Agency. This directory lists 16 mobile home insurance agents serving Biloxi.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jake Jacobs - State Farm Insurance Agent | 1978 Popp's Ferry Rd Ste A | (228) 388-7223 |
| 2 | OakTrust Insurance Group | 14507 Lemoyne Blvd | (228) 354-0877 |
| 3 | McMurphy Insurance | 13109 Shriners Blvd ste A | (228) 267-9103 |
| 4 | Tubb Allstate Insurance Agency | 13011 Lorraine Rd A | (228) 271-4064 |
| 5 | SouthGroup Insurance Services/Lighthouse Insurance Services Inc | 2505 Pass Rd | (228) 385-1177 |
| 6 | Coastal Select Insurance, LLC | 1966 Popp's Ferry Rd | (228) 207-3535 |
| 7 | US Select Insurance LLC | 169A Lameuse St | (228) 432-5566 |
| 8 | Beacon Insurance Services, Inc. | 1009 W Howard Ave | (228) 374-0067 |
| 9 | Mattina Insurance Agency Inc | 1829 Pass Rd | (228) 388-2614 |
| 10 | David Canonici - State Farm Insurance Agent | 992 W Howard Ave | (228) 374-2886 |
Jake Jacobs - State Farm Insurance Agent serves the Biloxi, Mississippi metro area as a mobile home insurance agent. The company offers coverage designed to protect manufactured and mobile homes from common local risks. Policies typically address damage from wind, hail, and storm surge that are frequent along the Gulf Coast. Personal property and liability protection are also standard in the plans available. The agency handles both single-wide and double-wide mobile home insurance policies for residents of Biloxi and surrounding communities.
OakTrust Insurance Group provides coverage options tailored specifically for mobile homes, including policies for single-wide and double-wide structures. It offers service plans that help clients understand their policy details and navigate claims or coverage adjustments as needed. The company assists with insurance for owner-occupied and rental mobile homes. It services single-family mobile homes as well as apartments containing manufactured housing, retail properties with mobile home components, and restaurants operating as mobile or manufactured structures.
McMurphy Insurance serves Biloxi homeowners and property owners needing specialized coverage for their manufactured or mobile homes. The agency helps local customers understand policy options for protecting their dwellings against regional weather risks and other common concerns. Clients appreciate guidance on selecting appropriate deductibles and liability coverage tailored to their specific situations. Navigating insurance requirements for these properties requires a knowledgeable approach that acknowledges unique construction and valuation factors. The company also serves clients throughout the neighboring D'Iberville and St. Martin areas within the Biloxi metro region.
Serving Biloxi, Mississippi, and the surrounding coastal communities, Tubb Allstate Insurance Agency handles mobile home insurance for local residents. It provides specialized coverage options tailored to manufactured and mobile homes, addressing the unique risks of the Gulf Coast region. To handle a typical job, the agency begins by assessing the specific needs of each homeowner, then works to recommend a policy that balances necessary protection with affordability.
SouthGroup Insurance Services/Lighthouse Insurance Services Inc in Biloxi, MS distinguishes between one-time policies, which cover a single mobile home for its full term, and recurring policies that automatically renew to ensure continuous protection. Coverage typically includes wind, hail, fire, and liability specific to manufactured homes along the Gulf Coast. These policies help safeguard against regional weather risks while meeting lender requirements. Service runs on a recurring annual or six-month renewal schedule with adjustments available as needed for seasonal changes.
Hurricane season brings the constant risk of storm damage to Biloxi mobile homes, making specialized coverage essential. Coastal Select Insurance, LLC addresses these local needs by focusing exclusively on mobile home policies. The company connects homeowners with protection designed for coastal weather patterns and specific structural requirements. Every policy is backed by a clear understanding of area flood zones and wind exposure. Before issuing any coverage, a comprehensive inspection is conducted at the property to assess current condition and flood-risk factors.
US Select Insurance LLC in Biloxi, MS provides comprehensive coverage options for mobile and manufactured homes. It can also arrange for tailored protection against wind and storm damage, common along the Gulf Coast. Additional policy endorsements may include coverage for replacement cost, personal property, and liability. The agency serves business owners seeking commercial insurance for their offices, warehouses, and food service operations.
Beacon Insurance Services, Inc. specializes in providing mobile home insurance policies, offering tailored coverage for manufactured and modular homes in the Biloxi area. It works with local homeowners to address unique risks associated with these structures, including wind and storm damage. The company also helps clients find appropriate protection for personal property and liability. During hurricane season, it assists policyholders in evaluating their coverage needs and securing necessary endorsements before severe weather arrives.
Mattina Insurance Agency Inc provides residential mobile home insurance services to clients in Biloxi, Mississippi, and the surrounding communities. The agency also offers commercial coverage options for property owners and businesses with mobile housing needs throughout the region. Their work involves assessing local risks, explaining policy terms, and helping customers select appropriate levels of protection for their structures. Following the initial placement, they continue to assist clients with policy adjustments and renewal questions during the intervals between scheduled annual reviews and update sessions.
David Canonici - State Farm Insurance Agent in Biloxi, MS is known for providing mobile home insurance coverage in south Mississippi. The agency helps local residents secure protection against coastal weather risks, such as wind and storm damage, that are common in the area. Policy options typically include coverage for the dwelling, personal property, and liability needs. The agency can also add on coverage for attached structures like decks and carports through its specialty service.
What Does a a Mobile Home Insurance Agent in Biloxi Cost?
Mobile home insurance in Mississippi typically costs between 400 and 1200 dollars per year for a standard policy. Premiums depend on the homes age value location and chosen deductibles. Coastal areas like Biloxi may have higher rates due to hurricane risk. This is general information not insurance advice.
About mobile home insurance agents in Biloxi
Mobile home insurance agents in Biloxi help owners of manufactured and mobile homes find coverage that meets Mississippi state requirements. Mississippi law requires mobile home owners to have liability insurance if the home is financed or located in a flood zone. Agents can explain how windstorm and flood coverage work for homes along the Gulf Coast.
Frequently Asked Questions
What does mobile home insurance cover in Biloxi Mississippi?
A standard policy covers damage from fire wind hail and theft. Flood damage is not included and requires a separate policy through the National Flood Insurance Program. Mississippi law does not require full coverage but lenders often mandate comprehensive protection.
Do I need flood insurance for my mobile home in Biloxi?
Yes if your home is in a designated flood zone lenders will require flood insurance. Even outside flood zones flood damage is excluded from standard policies. Biloxi is near the coast so flood risk is high.
How do I find a licensed mobile home insurance agent in Biloxi?
You can search the Mississippi Insurance Department website for licensed agents. Local agents in Biloxi understand the specific risks of coastal living. Ask about windstorm deductibles and replacement cost coverage.
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