The top-rated mobile home insurance agent in Worcester, Massachusetts is A-Affordable Insurance Agency, Inc., rated 4.8 stars across 2,433 reviews. Other highly rated options include Berlin Insurance Group, Mainstream Insurance Agency, Inc., Zawada Insurance Agency. This directory lists 28 mobile home insurance agents serving Worcester.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | A-Affordable Insurance Agency, Inc. | 70 Southbridge St | (508) 799-3900 |
| 2 | Berlin Insurance Group | 61 Milton St | (508) 459-1226 |
| 3 | Mainstream Insurance Agency, Inc. | 704 Southbridge St | (508) 797-4500 |
| 4 | Zawada Insurance Agency | 52 Highland St | (508) 831-0133 |
| 5 | Universal Insurance Agency Inc | 374 Belmont St | (508) 752-9333 |
| 6 | HUB International | 292 Park Ave | (508) 755-3555 |
| 7 | The Hanover Insurance Group, Inc. | 440 Lincoln St | (800) 922-8427 |
| 8 | Feingold Insurance Agency | 446 Main St Suite 1403 | (508) 831-9500 |
| 9 | Educators Insurance | 440 Lincoln St | (888) 908-6822 |
| 10 | Insurance Marketing Agencies | Day Building, 306 Main St | (508) 753-7233 |
Based in Worcester, Massachusetts, A-Affordable Insurance Agency, Inc. provides specialty coverage tailored to manufactured and mobile homes, protecting residences and their contents. The agency also guides clients through general property insurance options for their area. Their services help owners address the specific risks of New England weather, including coverage considerations for winter freeze-ups and storm damage to utility connections.
As Worcester winters bring heavy snow and ice, standard homeowners policies often miss the unique risks faced by mobile homes. Berlin Insurance Group specializes in tailoring coverage for these structures against local freeze damage and windstorms. They help clients secure policies addressing depreciation and liability relevant to manufactured housing within Massachusetts regulations. Their process begins with a detailed on-site property assessment to evaluate tie-down systems and current infrastructure before providing specific coverage options.
Mainstream Insurance Agency, Inc. in Worcester, Massachusetts is known for providing mobile home insurance coverage tailored to the unique needs of manufactured and trailer homeowners in the region. Its service range includes customizing policies to protect structures, personal property, and liability against local weather risks. The agency works to ensure clients have adequate protection for their specific living arrangements. A common specialty service it can add on is coverage for detached structures such as sheds or carports.
Zawada Insurance Agency serves Worcester, Massachusetts, providing mobile home insurance for residents in the area. Mobile home insurance policies from this agency cover the structure and personal belongings against common perils such as fire, wind, and theft. Liability protection is also included to help cover accidents that occur on the property. The agency assists clients with securing coverage specifically designed for manufactured and mobile homes. It handles both standard policies and additional protection for detached structures like sheds.
Universal Insurance Agency Inc in Worcester, Massachusetts serves mobile home owners and property managers seeking tailored coverage for manufactured dwellings. The agency assists clients in selecting policies that protect against specific risks like wind, fire, and liability. It also addresses the unique regulations and depreciation factors inherent to mobile homes in this region. Its service area extends to nearby communities such as Shrewsbury, ensuring access for residents throughout the greater Worcester metro.
When winter storms or spring thaws threaten Worcester mobile homes, HUB International provides tailored coverage to protect against wind, ice, and flood damage common in the region. The agency assesses each property individually, considering local building ordinances and lot placements that affect insurance needs. Homeowners can expect a thorough walkthrough of dwelling and attached structures, followed by documentation of current roof conditions and foundation anchoring before a policy is issued.
The Hanover Insurance Group, Inc. provides comprehensive mobile home insurance policies and associated risk management services for property owners in Worcester, Massachusetts. Service plans include standard coverage for structural damage, personal liability protection, and optional endorsements for attached structures or contents. Mobile home park owners may also schedule consultations regarding seasonal occupancy or vacancy protections. The agency services single-family mobile homes, apartment complexes with modular units, retail spaces within manufactured housing communities, and restaurants operating from these structures.
Serving Worcester, Massachusetts, and the surrounding communities, Feingold Insurance Agency provides mobile home insurance agent services. It handles coverage for mobile or manufactured homes, including protection against damage and liability. An agent assesses each client’s specific dwelling and location to determine appropriate policy limits. The agency then presents a comparison of available options, explaining deductibles and exclusions before binding a policy that meets local requirements. It uses a consultative approach to help homeowners secure a policy that aligns with both their budget and the unique risk factors of their area.
Educators Insurance in Worcester, Massachusetts provides mobile home insurance policies, distinguishing between one-time liability options for seasonal use and recurring coverage for year-round residences. Standard protections often include dwelling, personal property, and liability. Comprehensive policies may also address detached structures and loss-of-use expenses. Services are available on either a one-time basis for specific needs or a scheduled annual renewal for ongoing protection, with as-needed adjustments permitted for policy changes or claims assistance.
As a specialized mobile home insurance agent in Worcester, Massachusetts, Insurance Marketing Agencies focuses on providing tailored coverage for factory-built and manufactured homes. It also offers broader insurance services for mobile homeowners, including protection against property damage, liability claims, and personal belongings losses. Using its knowledge of local regulations and common area risks, the agency helps clients navigate policies that address standard housing concerns. This can be particularly valuable for managing coverage needs after seasonal storm events common to the region, such as nor’easters or heavy winter snow loads.
What Does a a Mobile Home Insurance Agent in Worcester Cost?
The average cost of mobile home insurance in Massachusetts ranges from 400 to 1,200 dollars per year depending on the home value location and coverage level. Older homes or those in high-risk areas may cost more. Policies with higher deductibles usually have lower premiums. This is general information and not insurance advice.
About mobile home insurance agents in Worcester
Mobile home insurance agents in Worcester Massachusetts help owners of manufactured and mobile homes find appropriate coverage. Massachusetts law requires all mobile homes to be insured for liability and property damage. Local agents understand the specific risks of New England weather and can tailor policies to meet state requirements.
Frequently Asked Questions
What does mobile home insurance cover in Worcester Massachusetts?
A standard mobile home policy in Massachusetts covers the structure personal property and liability. It also includes protection against fire wind and theft. Some policies offer additional coverage for flood or earthquake damage.
Is mobile home insurance required by law in Massachusetts?
Yes Massachusetts law requires all mobile homes to have liability insurance. Lenders also typically require full coverage if you have a loan. An agent can help you meet these legal requirements.
How do I choose a mobile home insurance agent in Worcester?
Look for an agent who specializes in manufactured homes and knows Massachusetts insurance regulations. Ask about their experience with local claims and policy options. A good agent will explain coverage limits and deductibles clearly.
Mobile Home Insurance Agents in Other Massachusetts Cities
Arlington · Beverly · Boston · Braintree · Brockton · Burlington · Cambridge · Canton · Chicopee · Danvers · Dedham · East Longmeadow · Everett · Fall River · Falmouth