The top-rated mobile home insurance agent in Lowell, Massachusetts is A-Affordable Insurance Agency, Inc., rated 4.7 stars across 225 reviews. Other highly rated options include Monica Insurance Agency Inc, Mill City Insurance Inc, Paul A. Balakin Insurance Agency. This directory lists 22 mobile home insurance agents serving Lowell.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | A-Affordable Insurance Agency, Inc. | 850 Chelmsford St | (978) 970-1500 |
| 2 | Monica Insurance Agency Inc | 11 Mill St | (978) 454-2577 |
| 3 | Mill City Insurance Inc | 493 Westford St | (978) 441-0005 |
| 4 | Paul A. Balakin Insurance Agency | 81 Plain St #1 | (978) 441-3003 |
| 5 | Sharlene Wulleman: Allstate Insurance | 1235 Bridge St | (978) 455-4556 |
| 6 | Francis E. Provencher Insurance | 530 Rogers St | (978) 459-8681 |
| 7 | KK Insurance Agency, Inc. | 508 Westford St | (978) 970-2212 |
| 8 | Action Auto Insurance Agency | 703 Chelmsford St | (978) 441-2800 |
| 9 | Alpha Insurance | 648 Central St | (978) 459-4547 |
| 10 | Fred C. Church, Inc. | 41 Wellman St | (978) 458-1865 |
A-Affordable Insurance Agency, Inc. in Lowell, Massachusetts is known for providing coverage options specifically tailored to mobile and manufactured homes. The agency serves local homeowners seeking protection against common risks such as storm damage and liability. Its range of policies can be structured to cover the dwelling structure and personal belongings within standard insurance packages. As a specialty add-on, the agency can assist with securing coverage for detached structures like sheds or carports.
Monica Insurance Agency Inc provides tailored mobile home insurance coverage for clients in Lowell, Massachusetts, addressing the unique risks associated with manufactured and modular housing. Their services encompass policy selection for structure replacement, personal property protection, and liability safeguards. Maintenance plans assist policyholders in managing routine upkeep requirements to preserve coverage eligibility. The agency regularly services single-family mobile homes, seasonal vacation units, multifamily apartment complexes with mobile home sections, retail properties utilizing modular construction, and local restaurants housed in manufactured buildings.
Mill City Insurance Inc serves the Greater Lowell metro area, offering specialized mobile home insurance coverage for residents of Middlesex County. The company assists clients with securing policies tailored to the unique risks and requirements associated with manufactured and modular homes in this region. Their agents work closely with homeowners to evaluate essential structural and liability protections. Property hazard coverage and personal liability protection are among the specific policy components they help arrange for mobile home owners in Lowell.
Paul A. Balakin Insurance Agency in Lowell, MA provides mobile home coverage, including protection for both the structure and personal belongings. It also offers liability insurance for risks such as guest injuries on the property. As part of its general service work, the agency helps owners navigate policies that fit unique local conditions. When winter storms threaten the area, it assists clients with reviewing wind and hail damage provisions before the season begins.
Sharlene Wulleman: Allstate Insurance serves homeowners and property owners seeking financial protection for their manufactured or modular residences in the Lowell area. The agency helps clients select policies that cover the structure and personal belongings against common regional risks like storm damage and theft. Service includes reviewing replacement cost options and liability coverage. Understanding the specific needs of mobile home owners, the agency provides guidance on how various deductibles influence premiums. Its coverage area also extends into the neighboring community of Chelmsford.
Serving Lowell and the surrounding Merrimack Valley communities, Francis E. Provencher Insurance specializes in mobile home insurance, handling policies tailored for manufactured and modular homes. The agency assists clients with coverage that addresses the unique risks of mobile home ownership, including wind, fire, and liability protection. To manage a typical job, it begins by assessing the property's location and specific structural needs, then compares available coverage options to recommend a plan that fits the client's budget and safety requirements.
In Lowell, Massachusetts, winter weather can threaten mobile homes with ice dams and snow load. KK Insurance Agency, Inc. responds by helping local residents review their mobile home insurance policies for adequate structural and personal property protection. Clients working with this agent can discuss options for covering outbuildings or detached structures commonly found on mobile home lots. Claims assistance is a routine part of the service after damage occurs. The initial step for new customers typically involves an inspection of the home to assess its condition and surrounding property.
Mobile home insurance clients may choose between a one-time policy for standalone coverage or a recurring service plan for ongoing protection updates. Action Auto Insurance Agency in Lowell, Massachusetts specializes in this category, helping local owners select appropriate coverage for manufactured dwellings. Policies typically address structure, personal property, and liability risks unique to modular homes. Their service for area customers runs on an as-needed basis, with each consultation tailored to individual policy requirements.
Alpha Insurance works with homeowners in Lowell, Massachusetts, to secure coverage tailored for their mobile homes. The agency can arrange for specialty policy add-ons, such as coverage for attached structures, personal property replacement, and protection against water or wind damage. By focusing on the unique risks mobile homes face, the agent helps clients find appropriate liability limits and deductibles. Commercial sectors served by this Lowell agency include small offices, warehouses, and food service establishments seeking insurance for their business property and operations.
What Does a a Mobile Home Insurance Agent in Lowell Cost?
Typical mobile home insurance in Massachusetts costs between $400 and $1,200 per year. Older homes or those in flood zones may cost more. Rates depend on the home value, location in Lowell, and coverage limits. This is general information, not insurance advice.
About mobile home insurance agents in Lowell
Mobile home insurance agents in Lowell Massachusetts help owners protect their manufactured homes. Massachusetts requires all mobile homes to have insurance if they are financed or located in a park. Local agents can explain the specific coverages needed for Lowell weather conditions and MA laws.
Frequently Asked Questions
What does mobile home insurance cover in Massachusetts?
Standard policies cover the home structure, personal property, and liability. MA law does not require mobile home insurance by itself, but lenders and parks often require it. Flood and wind coverage may need separate policies.
How do I find a mobile home insurance agent in Lowell?
You can search online directories or ask local real estate agents for referrals. Many agents in Lowell offer quotes for mobile homes. Be sure to ask if they have experience with manufactured homes and MA regulations.
Are there special rules for mobile home insurance in Massachusetts?
Yes, Massachusetts has strict building codes for mobile homes. Some parks require liability coverage of at least $100,000. Also, MA law requires insurers to offer replacement cost coverage for newer mobile homes.
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