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Directory of mobile home insurance agents in La Plata, Maryland. Verify credentials with the state department of insurance before hiring.
4 agents listed
Updated May 2026
La Plata, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Maryland before hiring.
Showing 4 mobile home insurance agents in La Plata, MD
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Philip Watson - State Farm Insurance Agent
515 Charles St, La Plata, MD 20646
(301) 645-1277
somdinsurance.com
Webster Insurance Services
130A Rosewick Rd, La Plata, MD 20646
(301) 843-6665
webster-ins.com
First Insurance Group of Maryland, Inc.
101 Charles St Suite 302, La Plata, MD 20646
(301) 843-9555
firstinsurancegroup.com
Allstate Insurance Agent: Bill Waugh
114 La Grange Ave, La Plata, MD 20646
(301) 579-0734
agents.allstate.com
Mobile home insurance agents in La Plata, Maryland help owners of manufactured and mobile homes find appropriate coverage. Maryland law requires all mobile home owners to have insurance if the home is financed through a lender. Local agents understand the specific risks in Charles County, including weather events and flood zones.
What Does a Mobile Home Insurance Agent in La Plata Cost?
The cost of mobile home insurance in Maryland typically ranges from $300 to $900 per year for a basic policy, depending on the home value, location, and coverage limits. In La Plata, factors like proximity to flood zones and the age of the home can affect premiums. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does mobile home insurance cover in La Plata Maryland?
Standard mobile home insurance policies in Maryland cover the structure, personal property, and liability. Many policies also include coverage for fire, wind, and theft. You may need separate flood insurance if your home is in a flood zone.
Do I need insurance for a mobile home in Maryland?
Maryland does not require insurance for mobile homes by law, but lenders almost always require it. If you own your home outright, insurance is optional but recommended to protect your investment.
How do I choose a mobile home insurance agent in La Plata?
Look for an agent who specializes in manufactured home policies and knows the La Plata area. Ask about discounts for safety features and whether they offer replacement cost coverage. Compare quotes from multiple agents to find a policy that fits your needs.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Maryland.