The top-rated mobile home insurance agent in Frederick, Maryland is Danielle Leonard - State Farm Insurance Agent, rated 5.0 stars across 541 reviews. Other highly rated options include Adams Insurance Agency - A Relation Company, Kathy Schultze - State Farm Insurance Agent, Connie Phillips Insurance. This directory lists 19 mobile home insurance agents serving Frederick.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Danielle Leonard - State Farm Insurance Agent | 1090 W Patrick St suite c | (301) 695-5244 |
| 2 | Adams Insurance Agency - A Relation Company | 474 Prospect Blvd | (301) 662-0340 |
| 3 | Kathy Schultze - State Farm Insurance Agent | 100 Tuscanney Dr E | (301) 694-6711 |
| 4 | Connie Phillips Insurance | 605 W Patrick St | (301) 662-5717 |
| 5 | Lindquist Insurance | 7430 New Technology Way Suite 120 | (301) 694-0008 |
| 6 | BMC Insurance, Frederick MD | 295 Bucheimer Rd B | (301) 698-5425 |
| 7 | Escobar Insurance Agency | 45 Waverley Dr Suite I | (301) 620-0950 |
| 8 | Connie Snook - State Farm Insurance Agent | 1 Mt Olivet Blvd | (301) 695-7896 |
| 9 | Lebherz Insurance | 401 W Patrick St | (301) 662-0250 |
| 10 | Proper Insurance Services, LLC | 50 Citizen's Way #410 | (888) 631-6680 |
Danielle Leonard - State Farm Insurance Agent serves the Frederick, Maryland area, specializing in mobile home insurance coverage. The agency helps local residents secure protection tailored for manufactured and mobile homes. Policy options commonly include dwelling, personal property, and liability coverage. Danielle Leonard also assists clients with protecting their assets through additional services such as comprehensive insurance for their mobile home structures and their contents.
Adams Insurance Agency - A Relation Company in Frederick, MD provides a full range of insurance options tailored to mobile home owners. Its service plans focus on protecting clients from common regional risks like storms and property damage through customizable policies. Ongoing client support includes routine policy reviews and claims assistance. The agency serves a variety of residential types, including single-family homes, apartments, retail, and restaurants.
Homeowners, businesses, and property managers in Frederick, MD, turn to Kathy Schultze's agency for mobile home insurance policies that protect their structures and belongings. The agency also helps clients understand how coverage addresses typical risks for manufactured and modular homes in the region. Policies are designed to safeguard against common perils while meeting lender requirements. Additionally, the agency's service area extends into nearby communities within Frederick County, including the city of Walkersville, ensuring convenient access for residents throughout the metro.
Connie Phillips Insurance serves Frederick, Maryland, and the surrounding communities with mobile home insurance coverage. The agency handles policies tailored to the unique needs of manufactured and mobile home owners. For a typical job, each client’s situation is assessed individually, drawing on standard industry options to find coverage that addresses common local risks like weather events. The company completes the work by thoroughly explaining the policy details and answering any questions the client has before finalizing the documentation.
Mobile home insurance can be obtained through a one-time policy purchase or via an ongoing plan with periodic renewal options for continued coverage. Lindquist Insurance, located in Frederick, MD, handles policies that typically protect against damages from weather, fire, or theft, as well as liability concerns on the property. Working with a local mobile home insurance agent can help residents tailor their protection to specific regional risks. This company provides services on an as-needed basis for policy inquiries, adjustments, or claims assistance.
BMC Insurance in Frederick, MD, specializes in insurance policies for manufactured and modular homes, covering structures, personal property, and liability. It also advises homeowners on standard coverage options available in the region. The agency works with local regulations governing tie-down requirements and windstorm protection, ensuring each policy aligns with Maryland code. This focus becomes particularly relevant when spring storms bring sudden hail and high winds, events that can cause significant damage to mobile home roofs and skirting.
Many mobile home owners in Frederick consider spring storms when reviewing their coverage. Escobar Insurance Agency provides mobile home insurance agent services tailored to protect residences in this area against common weather risks. They assess specific policy details including roof anchors and tie-downs suited for manufactured homes. Homeowners seeking proper coverage may schedule an inspection to verify structural components before securing a new plan.
Connie Snook - State Farm Insurance Agent works with clients to secure mobile home insurance in Frederick, MD. This type of coverage typically protects the dwelling structure itself, often including specialized add-on endorsements for attached decks, skirting, and tiedown damage from severe weather. The agency can further tailor policies for distinct commercial sectors, commonly helping owners of offices, warehouses, and food service properties protect their assets with appropriate liability and property coverage.
Lebherz Insurance is known for providing mobile home insurance coverage tailored to manufactured and modular homes in and around Frederick, MD. The agency helps clients navigate policies that protect structures, belongings, and liability against local weather risks. It also assists with comparing coverage limits and deductibles to suit different budgets. For an added layer of protection, customers can request an endorsement for replacement cost coverage on the dwelling.
Proper Insurance Services, LLC provides residential mobile home insurance solutions to homeowners in Frederick, Maryland. The agency also assists clients with commercial coverage for manufactured housing investments in the surrounding region. Each policy is tailored to address local weather risks and property regulations common to the area. Clients receive support through the entire claims process, ensuring their mobile home structure and belongings are adequately protected. Follow-up service between regular policy reviews helps maintain continuous protection and quickly address any changes in coverage needs.
What Does a a Mobile Home Insurance Agent in Frederick Cost?
The average cost of mobile home insurance in Maryland ranges from 300 to 800 dollars per year for a standard policy, though premiums can be higher for older homes or those in flood-prone areas. Factors such as the home age, location, coverage limits, and deductible affect the price. This is general information and not insurance advice.
About mobile home insurance agents in Frederick
Mobile home insurance agents in Frederick, Maryland help owners protect their manufactured homes with tailored policies. Maryland law requires mobile homes to be titled and insured similarly to vehicles, and agents can guide you through coverage options that meet state regulations. Local agents understand the unique weather risks in Frederick County, such as hailstorms and high winds, and can recommend appropriate endorsements.
Frequently Asked Questions
What does mobile home insurance cover in Frederick Maryland?
A standard mobile home policy in Maryland typically covers the structure, personal property, liability, and additional living expenses if the home becomes uninhabitable. Flood and earthquake coverage are usually separate. Your agent can explain specific exclusions and optional coverages.
Is mobile home insurance required by law in Maryland?
Maryland law does not require mobile home insurance, but your lender or park management may require it. If you have a loan on the home, the lender will likely mandate a policy that covers the full replacement cost. It is strongly recommended to protect your investment.
How do I choose a mobile home insurance agent in Frederick?
Look for an agent who is licensed in Maryland and has experience with manufactured homes. Ask about their knowledge of local building codes and the Maryland Insurance Administration guidelines. Compare quotes from multiple agents to find coverage that fits your needs and budget.
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