The top-rated mobile home insurance agent in Richmond, Indiana is Angie Witherby - State Farm Insurance Agent, rated 4.9 stars across 210 reviews. Other highly rated options include Acceptance Insurance, Brian Benedict, Licensed Agent, Medicare Questions?, Shane Bietry - State Farm Insurance Agent. This directory lists 16 mobile home insurance agents serving Richmond.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Angie Witherby - State Farm Insurance Agent | 833 Chester Blvd | (765) 935-7348 |
| 2 | Acceptance Insurance | 3547 E Main St | (765) 756-5788 |
| 3 | Brian Benedict, Licensed Agent, Medicare Questions? | 534 E Main St | (765) 703-8080 |
| 4 | Shane Bietry - State Farm Insurance Agent | 4748 National Rd E | (765) 598-5757 |
| 5 | Richard Lake: Allstate Insurance | 1025 S A St | (765) 966-1106 |
| 6 | McGowan Insurance Group | 1126 E Main St | (765) 962-9502 |
| 7 | VanVleet Insurance | 1 Glen Miller Pkwy | (765) 935-5655 |
| 8 | Brian Fuller: Allstate Insurance | 2901 E Main St | (765) 939-3009 |
| 9 | Affordable Insurance Agency, Division of RMD-Patti Insurance | 36 S 9th St | (765) 966-7531 |
| 10 | Mike Miller - State Farm Insurance Agent | 1825 W Main St | (765) 966-6586 |
Angie Witherby with State Farm Insurance serves Richmond, Indiana, and the surrounding Wayne County area as a mobile home insurance agent. The company helps manufactured and mobile home owners obtain coverage for their dwelling and personal property against risks like fire, wind, and theft. Standard policies through this agency typically also address liability protection for accidents on the property and additional living expenses if the home becomes uninhabitable. It works with clients to customize deductibles and policy limits for manufactured homes.
Acceptance Insurance serves the Richmond, Indiana area and the surrounding Wayne County region as a mobile home insurance agent. Their services help local mobile homeowners secure coverage tailored to manufactured and modular homes. They assist clients in obtaining policies that protect their dwelling property and personal belongings. This agency works with residents to find insurance options that meet standard financing requirements as well. Policy protections available here include liability coverage against accidents on the property and comprehensive protection for physical structures.
Brian Benedict, Licensed Agent, Medicare Questions? provides a full range of mobile home insurance services in the Richmond, Indiana area, including policy evaluation and claims assistance. Service and maintenance plans are not typical for this category, yet the office offers consultation on coverage options to protect against common regional risks such as wind and hail. This agent serves clients owning single-family manufactured homes, double-wide mobile homes, and seasonal or vacation-use properties.
Serving homeowners and property managers in Richmond, IN, this agency provides mobile home insurance coverage tailored to protect manufactured and modular homes from local risks. Policies are designed to cover structures, personal belongings, and liability exposures specific to these housing types. The office assists clients in navigating policy options to meet individual needs and community requirements. Shane Bietry - State Farm Insurance Agent also extends its mobile home insurance services to residents in the nearby community of Centerville.
Serving Richmond, Indiana, and its surrounding communities such as Centerville and Cambridge City, Richard Lake: Allstate Insurance provides mobile home insurance policies. The agency handles the unique coverage needs for manufactured and modular homes in this region. A typical job begins with a thorough assessment of the homeowner’s property and local liability risks to ensure proper protection. It then presents clear policy options while guiding clients through each adjustment to match their specific situation.
McGowan Insurance Group specializes in finding tailored mobile home insurance options in Richmond, IN. It works to match clients with coverage that addresses both standard dwelling protection and unique risks associated with manufactured or mobile structures. The agency guides homeowners through policy selection, helping to ensure adequate liability and personal property safeguards. When severe seasonal storms or unexpected freezing temperatures threaten the area, McGowan Insurance Group assists local residents in adjusting their coverage to address those specific vulnerabilities.
VanVleet Insurance in Richmond, IN, provides mobile home owners with both one-time policy purchases and ongoing coverage plans that renew each term. Their services cover the specific protection needs for manufactured and mobile homes, including structure and liability options. Local homeowners can obtain assistance with selecting appropriate deductibles and coverage limits tailored to their property. Their service operates on an as-needed basis for new quotes or policy adjustments, with renewals handled according to the scheduled policy cycle.
Spring storms can threaten mobile homes in Richmond, and Brian Fuller: Allstate Insurance helps owners prepare by explaining how standard policies cover wind, hail, and replacement cost. The agency guides clients through available coverage limits and depreciation terms that match typical single-wide and double-wide structures. Reviewing an existing policy or assembling a new one begins with a short property inspection to verify setup, tie-downs, and overall condition before finalizing the quote.
Affordable Insurance Agency, Division of RMD-Patti Insurance serves Richmond, IN, by helping local residents secure coverage for their mobile homes. The agency specializes in adding tailored endorsements that address specific risks unique to manufactured housing, such as wind and hail protection or replacement cost options. By offering a variety of policy modifications, it works to meet individual coverage needs. The company can also provide insurance for commercial sectors that include offices, warehouses, and food service operations.
What Does a a Mobile Home Insurance Agent in Richmond Cost?
Typical mobile home insurance costs in Indiana range from 300 to 800 dollars per year for basic coverage. Factors like the homes age location and value affect the premium. A policy with full replacement cost and additional endorsements may cost 500 to 1200 dollars annually. This is general information and not insurance advice.
About mobile home insurance agents in Richmond
Mobile home insurance agents in Richmond Indiana help owners protect their manufactured homes from risks like fire and storm damage. Indiana law requires mobile home owners to carry liability coverage if the home is on rented land. Agents can explain local coverage options and help you meet state requirements for your specific situation.
Frequently Asked Questions
What does a mobile home insurance agent in Richmond Indiana do?
An agent helps you find a policy that covers your mobile home structure personal property and liability. They can explain Indiana specific rules such as the requirement for liability coverage when the home is in a park. Agents also assist with claims and policy changes.
Is mobile home insurance required in Indiana?
Indiana does not require insurance for mobile homes that you own outright and place on your own land. However if you finance the home or rent a lot in a park the lender or park owner will likely require liability and property coverage. An agent can help you meet these requirements.
How do I choose a mobile home insurance agent in Richmond?
Look for an agent who has experience with manufactured homes and knows Indiana insurance regulations. Ask about their familiarity with local weather risks like tornadoes and hail. Compare quotes from multiple agents to find a policy that fits your needs and budget.
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