The top-rated mobile home insurance agent in Albany, Georgia is Higginbotham Insurance & Financial Services, rated 4.9 stars across 191 reviews. Other highly rated options include Southern Harvest Insurance, Dale Hodges Agency LLC, The Family Insurance Agency, Inc. This directory lists 20 mobile home insurance agents serving Albany.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Higginbotham Insurance & Financial Services | 2301 Dawson Rd | (229) 888-2040 |
| 2 | Southern Harvest Insurance | 1132 Dawson Rd | (229) 213-6033 |
| 3 | Dale Hodges Agency LLC | 2734 Ledo Rd #10 | (229) 888-8990 |
| 4 | The Family Insurance Agency, Inc | 1148 Dawson Rd | (229) 420-7777 |
| 5 | Steve Perrine - State Farm Insurance Agent | 537 N Westover Blvd | (229) 888-0813 |
| 6 | Kent Nance Sr - State Farm Insurance Agent | 111 Old Cordele Rd | (229) 485-1385 |
| 7 | Reid Mathis: Allstate Insurance | 1111 Whispering Pines Rd | (229) 439-0473 |
| 8 | Nationwide Insurance: Larry Harris Agency | 2801 Old Dawson Rd Ste 150 | (229) 432-1561 |
| 9 | Cross Insurance | 1105 10th Ave #5 | (229) 883-7849 |
| 10 | Griffin and Company Insurance | 2543 Lafayette Plaza Dr | (229) 432-9892 |
Higginbotham Insurance & Financial Services serves Dougherty County and the greater Albany, Georgia area as a mobile home insurance agent. The company assists local homeowners in securing coverage tailored to manufactured and mobile homes. Protecting a mobile home from regional risks such as severe storms and wind damage is a central part of its work. The agency also helps clients understand policy differences between mobile and standard site-built homes. Among its specific services, it handles quotes for replacement cost coverage and assists with claims filing for storm-related losses.
Southern Harvest Insurance provides mobile home coverage options tailored to the needs of Albany, Georgia residents. Its services include specialized policies designed to protect structures against local weather risks common to the region, with flexible service plans for policy adjustments as clients' coverage requirements change. The agency assists with claims coordination and policy maintenance, ensuring appropriate protection throughout the policy term. Southern Harvest Insurance services single-family mobile homes, manufactured home communities, and related residential properties in the Albany area.
Homeowners and property managers in Albany, Georgia, rely on this agency for mobile home insurance solutions tailored to their specific needs. The firm assists clients in securing coverage that protects manufactured homes against common regional risks like severe storms. Policies are designed to safeguard both the dwelling and personal belongings. In addition to serving Albany, the agency also extends its services to the neighboring community of Leesburg.
Serving Albany, Georgia, and the surrounding communities, The Family Insurance Agency, Inc handles mobile home insurance needs for local residents. It assists clients with policies that protect their manufactured or mobile homes from common regional risks. The agency works to make coverage easy to understand for homeowners. For a typical job, it first reviews the specific details of the client’s mobile home structure and location, then recommends an appropriate policy from available options.
Steve Perrine - State Farm Insurance Agent in Albany, GA offers two primary service pathways for mobile home insurance: one-time policy purchases and recurring coverage plans. One-time options typically secure a single term, while recurring plans automatically renew to maintain continuous protection. Policies generally cover the mobile home structure against specified perils and may include personal property and liability protection. Service runs on an as-needed basis for inquiries or adjustments; however, policy renewals follow a scheduled annual cycle.
Albany's storm season brings heightened concern for mobile home coverage, and Kent Nance Sr - State Farm Insurance Agent assists local residents with this specific need. The agency focuses on securing policies that address the unique structures and risks of manufactured housing. They guide clients through coverage options for wind, hail, and other regional threats. After discussing a client’s situation, an agent typically visits the property to complete an initial inspection, assessing the home's condition and tie-downs before formalizing any policy terms.
Reid Mathis: Allstate Insurance specializes in mobile home insurance for Albany, Georgia residents, providing tailored coverage that protects manufactured and mobile homes from common risks. It also offers general personal insurance services to address broader protection needs for local homeowners and drivers. As seasonal storms and high winds frequently affect the Albany area, the agency helps clients secure policies that address potential damage from severe weather events common to this region.
Serving the greater Albany area, Nationwide Insurance: Larry Harris Agency provides property coverage focused on manufactured and modular homes. Their policies can extend beyond standard structures to include personal property and liability add-ons for additional protection. They also address the unique risk factors common to mobile homes in southwest Georgia. The agency can assist with coverage for commercial needs, including offices, warehouses, and food service establishments, ensuring these business properties receive appropriate protection.
Cross Insurance in Albany, Georgia, offers residential mobile home insurance policies designed to protect manufactured and modular homes in surrounding counties. Commercial coverage is also available for property owners who rent out mobile home spaces. The agency serves clients throughout southwestern Georgia, helping them evaluate coverage for structures, personal belongings, and liability. Customers often return between regular renewal visits to adjust policies after a home upgrade or a change in personal property.
Griffin and Company Insurance, based in Albany, Georgia, is known for providing mobile home insurance policies tailored to homeowners in the surrounding region. Their service range covers protection for manufactured and mobile dwellings against common local risks such as storms and fire damage. The agency helps clients assess coverage for the structure itself, personal belongings, and liability concerns. Beyond standard policies, a specialty service this company can add on is coverage for detached structures like storage sheds or carports.
What Does a a Mobile Home Insurance Agent in Albany Cost?
The cost of mobile home insurance in Georgia typically ranges from 300 to 800 dollars per year for a standard policy. Factors like the age of the home location in Albany and coverage limits affect the price. Older homes or those in flood zones may cost more. This is general information not insurance advice.
About mobile home insurance agents in Albany
Mobile home insurance agents in Albany Georgia help owners protect their manufactured homes against local risks like severe storms and tornadoes. Georgia law requires mobile home owners to have liability coverage if they finance the home. Agents can explain state-specific rules and help you find a policy that meets your needs.
Frequently Asked Questions
Do mobile home insurance agents in Albany help with older manufactured homes?
Yes many agents can help insure older mobile homes in Albany. Georgia does not have a specific age limit for coverage but older homes may require a professional inspection. Agents can find carriers that specialize in older manufactured homes.
What does mobile home insurance in Georgia typically cover?
Standard policies cover the home structure personal property and liability. Georgia policies often include wind and hail coverage which is important in Albany due to tornado risk. Flood damage is usually not included and requires a separate policy.
Can I get mobile home insurance if I live in a park in Albany?
Yes agents can help you get coverage for a mobile home located in a park. You may need liability coverage for the lot and skirting. Some parks in Georgia require proof of insurance before you move in.
Mobile Home Insurance Agents in Other Georgia Cities
Alpharetta · Athens · Atlanta · Augusta · Canton · Carrollton · Cartersville · Columbus · Dalton · Douglasville · Duluth · Evans · Gainesville · Johns Creek · Kennesaw