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Compare Mobile Home Insurance Agents in Niceville, FL
Looking for a mobile home insurance agent in Niceville? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Niceville, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 2 mobile home insurance agents in Niceville, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Cooke Insurance Agency
1189 E John Sims Pkwy, Niceville, FL 32578
(850) 279-4643
cookeinsuranceniceville.com
Williams Insurance Agency
299 Government Ave, Niceville, FL 32578
(850) 678-4333
williamsinsuranceflorida.com
Mobile home insurance agents in Niceville, Florida help owners protect their manufactured homes against wind, flood, and other risks common to the Panhandle. Florida law requires mobile home insurers to offer windstorm coverage, and agents can explain how this applies to your property. Local agents also assist with compliance for park-owned land and tie-down requirements under Florida Administrative Code 15C-1.
What Does a Mobile Home Insurance Agent in Niceville Cost?
Typical mobile home insurance costs in Florida range from 800 to 2,500 dollars per year for a standard policy. Windstorm coverage can add 200 to 600 dollars annually. Flood insurance through the NFIP averages 700 dollars per year. Actual costs vary based on home value, age, location, and coverage limits. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mobile home insurance agent in Niceville do?
An agent helps you find a policy that covers your mobile home against perils like hurricane damage, fire, and liability. They explain Florida-specific options such as windstorm coverage and flood insurance. They also guide you on required disclosures for mobile home parks.
Is mobile home insurance required in Florida?
Florida law does not require mobile home insurance, but lenders and parks often mandate it. If you have a loan, your lender will require comprehensive coverage. Even without a loan, agents recommend coverage due to hurricane and flood risks.
How does Florida law affect mobile home insurance costs?
Florida law requires insurers to offer windstorm coverage, which can raise premiums in coastal areas like Niceville. The state also has a Citizens Property Insurance Corporation as a last resort. Costs depend on your home age, location, and chosen deductibles.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.