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Mobile Home Insurance Agents in Crystal River, FL

Browse mobile home insurance agents serving Crystal River, Florida. Contact information and addresses listed below.

7 agents listed
Updated May 2026
Crystal River, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 7 mobile home insurance agents in Crystal River, FL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Ryan Lampasona - State Farm Insurance Agent
867 NE 5th St, Crystal River, FL 34429
(352) 795-4747 floridafloodagent.com
Bird Insurance Group Llc
721 NE US Hwy 19, Crystal River, FL 34429
(352) 489-1992 birdinsurancegroup.com
Kevin Hewitson: Allstate Insurance
8028 W Gulf to Lake Hwy, Crystal River, FL 34429
(352) 563-2323 agents.allstate.com
Linda Lane - State Farm Insurance Agent
901 US-19, Crystal River, FL 34429
(352) 563-0101 statefarm.com
Angelina Godfrey Insurance Agency
916 N Suncoast Blvd, Crystal River, FL 34429
(352) 436-4968 insurewithangelina.com
West Coast Insurers
104 SE 7th Ave, Crystal River, FL 34429
(352) 795-2354 progressiveagent.com
O'Brien Insurance Agency, Inc
831 NE US Hwy 19, Crystal River, FL 34429
(352) 563-0749 obrieninsuranceinc.com

Mobile home insurance agents in Crystal River Florida help owners protect their manufactured homes from hurricane damage windstorms and liability claims. Florida law requires mobile home owners to carry specific coverage levels for wind and flood risks. Local agents understand the unique needs of Crystal River properties including proximity to the Gulf Coast and flood zones.

What Does a Mobile Home Insurance Agent in Crystal River Cost?

Typical mobile home insurance costs in Florida range from 800 to 2500 dollars per year for a standard policy. Windstorm coverage can add 300 to 800 dollars annually depending on the home age and location. Flood insurance through NFIP averages 700 to 1200 dollars per year for mobile homes in moderate risk zones. Actual costs depend on the home value deductible level and specific risks. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a mobile home insurance agent in Crystal River do?
A mobile home insurance agent helps you find a policy that covers your manufactured home against wind fire theft and liability. They explain Florida specific requirements such as windstorm deductibles and flood insurance options. The agent also helps you compare quotes from different insurers licensed in Florida.
Is flood insurance required for mobile homes in Crystal River Florida?
Flood insurance is not required by Florida state law but mortgage lenders often require it for mobile homes in flood zones. Crystal River is near the coast so many properties fall into high risk flood areas. Agents can help you purchase a separate flood policy through the National Flood Insurance Program or a private carrier.
How do Florida windstorm laws affect mobile home insurance in Crystal River?
Florida law requires insurers to offer windstorm coverage for mobile homes in certain coastal areas including Citrus County. Policies typically have a separate windstorm deductible which is a percentage of the home value. A local agent can explain how these deductibles work and help you choose a policy that meets state requirements.