The top-rated mobile home insurance agent in Waterford, Connecticut is AAA Waterford, rated 4.5 stars across 514 reviews. Other highly rated options include Acrisure Waterford, CT (SAVA Insurance Group), Mark Nickerson - GEICO Insurance Agent, Insurance Near Me CT. This directory lists 10 mobile home insurance agents serving Waterford.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | AAA Waterford | 117 Boston Post Rd | (860) 701-7000 |
| 2 | Acrisure Waterford, CT (SAVA Insurance Group) | 750 Broad St | (860) 437-7282 |
| 3 | Mark Nickerson - GEICO Insurance Agent | 711 Broad St | (860) 865-2060 |
| 4 | Insurance Near Me CT | 711 Broad St Ext | (860) 440-6000 |
| 5 | Smith Brothers Insurance LLC | 26 Clark Ln | (860) 442-1396 |
| 6 | Nickerson Agency | 711 Broad St Ext | (860) 440-6363 |
| 7 | Bouvier Insurance, A HUB International Company: Waterford | 1020 Hartford Turnpike | (860) 859-9821 |
| 8 | Mikasa Insurance Group, | 567 Vauxhall Street Ext. STE 102 | (860) 612-8000 |
| 9 | Swanson Insurance | 210 Boston Post Rd | (860) 443-1500 |
| 10 | Beecher Carlson Insurance Services | 914 Hartford Turnpike | (860) 440-9779 |
AAA Waterford serves the Waterford, Connecticut area, providing mobile home insurance agent services. The company helps local residents and property owners secure coverage tailored specifically for manufactured and mobile homes. These policies typically address unique risks associated with this housing type. In its daily work, it assists clients in navigating different coverage options. This includes structuring policies that offer protection for the dwelling itself and liability coverage. The firm also handles endorsement options designed for seasonal water exposure common in this coastal region.
Homeowners and property managers in the Waterford area rely on Acrisure Waterford, CT (SAVA Insurance Group) for mobile home insurance agent services. Agents here help secure policies tailored to manufactured and modular homes, addressing unique construction and siting risks. Coverage options typically include protection for attached structures and personal belongings. The agency serves clients throughout the Thames River corridor, including the neighboring community of New London.
Mark Nickerson - GEICO Insurance Agent provides mobile home coverage options for local property owners. Insurance policies are written to address typical Waterford-area risks and personal property protection. Service includes assisting with any claims process questions that may arise throughout the policy term and reviewing current plan details whenever customers request an update or have concerns about their coverage limits or deductibles. The agency serves clients with manufactured homes, modular houses, seasonal cottages, and rental mobile homes in residential communities throughout the surrounding region.
Insurance Near Me CT serves Waterford and the surrounding southeastern Connecticut communities, handling mobile home insurance policies for local homeowners. The agency works with clients to secure coverage that protects manufactured and modular homes against regional risks like coastal storms and liability concerns. It guides policyholders through available options, addressing property valuation, personal belongings, and outbuildings. At the close of an engagement, it reviews each client’s unique situation and presents a tailored selection of coverage solutions from its available carriers.
For mobile home insurance, owners can choose between a one-time policy for a single transaction or a recurring plan that renews annually to maintain continuous coverage. Smith Brothers Insurance LLC, based in Waterford, CT, provides policies that protect against common risks like fire, wind, and liability. This agent assesses each property’s value and location to recommend appropriate protection. Assistance in comparing different insurers is offered, and service operates on an as-needed basis, with clients initiating contact when reviewing or updating their coverage.
Specializing in coverage for manufactured and modular homes, Nickerson Agency in Waterford, CT tailors policies to protect structures and personal property from common regional risks. Its general service work helps clients understand how lenders and local building codes affect their insurance requirements. As coastal weather patterns shift, many mobile home owners worry about wind or storm damage to their lighter-weight roofs and tie-downs. The agency assists with adjusting deductibles and confirming whether flood protection is necessary before the rainy season begins.
Mobile home owners in Waterford and the surrounding shoreline area face seasonal risks from coastal storms and winter freeze damage that can threaten their property. Bouvier Insurance, A HUB International Company offers coverage designed specifically for these mobile home exposures, helping local residents protect their investments against common perils. Their process includes a thorough review of each client’s location and structure before they conduct an on-site inspection to verify the home’s current condition and identify any recommended risk improvements.
Mikasa Insurance Group serves as a local mobile home insurance agent in Waterford, CT. It assists homeowners by securing protection for manufactured and modular dwellings. Specialty add-ons, including coverage for detached structures and personal property replacement, can strengthen a basic policy to reflect individual needs. The company provides policies for residential mobile home parks and individual property owners. Its commercial sectors include offices, warehouses, and food service operations.
Swanson Insurance provides residential mobile home insurance services for homeowners in Waterford, Connecticut, and also extends commercial coverage options for mobile home parks or related businesses in the surrounding area. Their representatives analyze individual property locations and policy needs to tailor appropriate protection plans against local weather and liability risks. Follow-up support and repeat policy adjustments are offered between regular scheduled visits.
Beecher Carlson Insurance Services in Waterford, CT, is known for offering specialized mobile home insurance coverage to local residents. The agency helps clients protect their manufactured and modular homes against regional weather risks common in southeastern Connecticut. Their policies typically cover structure, personal property, and liability protection. Customers can add companion policies for adjacent structures or flood coverage.
What Does a a Mobile Home Insurance Agent in Waterford Cost?
Typical mobile home insurance costs in Connecticut range from 300 to 800 dollars per year for a basic policy, but can be higher for older homes or those in high-risk flood areas. Factors like the homes age, location, and coverage limits affect the premium. This is general information and not insurance advice.
About mobile home insurance agents in Waterford
Mobile home insurance agents in Waterford Connecticut help owners of manufactured and mobile homes find appropriate coverage. Connecticut requires proof of insurance for mobile home loans and parks often have their own minimum coverage rules. A local agent can explain how state regulations and coastal weather risks affect your policy options.
Frequently Asked Questions
What does a mobile home insurance agent in Waterford do?
A mobile home insurance agent helps you compare policies from different carriers and explains coverage for the structure, personal property, and liability. They also advise on Connecticut-specific factors such as flood risk in coastal areas and windstorm deductibles. The agent can assist with filing claims and policy changes over time.
Is mobile home insurance required in Connecticut?
Connecticut does not have a state law requiring mobile home insurance, but most lenders and mobile home parks do require it. If you have a loan on the home, the lender will typically mandate a policy that covers the structure. Parks may also require liability coverage as a condition of your lease.
How do I choose a mobile home insurance agent in Waterford?
Look for an agent who is licensed in Connecticut and has experience with manufactured homes. Ask about their knowledge of local flood zones and wind coverage options. You can verify an agents license through the Connecticut Insurance Department website.
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