The top-rated mobile home insurance agent in Torrington, Connecticut is Brooks, Todd & McNeil Insurance, rated 4.7 stars across 162 reviews. Other highly rated options include Amie Chasse - State Farm Insurance Agent, HealthMarkets Insurance - Mel Brickman, Toth Insurance Agency LLC. This directory lists 17 mobile home insurance agents serving Torrington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Brooks, Todd & McNeil Insurance | 69 Water St | (860) 482-5591 |
| 2 | Amie Chasse - State Farm Insurance Agent | 469 Prospect St | (860) 482-6002 |
| 3 | HealthMarkets Insurance - Mel Brickman | 16 McDermott Ave Suite 1 | (860) 307-1128 |
| 4 | Toth Insurance Agency LLC | 1151 E Main St | (860) 496-7771 |
| 5 | Brickman Insurance Services | 16 McDermott Ave Suite 1 | (860) 307-1128 |
| 6 | Strathman-Winch Insurance | 663 E Main St Suite #8 | (203) 272-5546 |
| 7 | Health Insurance Services Of Connecticut | Craig Yard | 438 E Main St | (860) 626-5594 |
| 8 | Jeromy Comandini - State Farm Insurance Agent | 954 E Main St Suite 3 | (860) 489-4882 |
| 9 | Dave Turner - State Farm Insurance Agent | 1009 E Main St fl 1 | (860) 489-4882 |
| 10 | Summit Insurance | 2383 Winsted Rd | (860) 601-4046 |
Brooks, Todd & McNeil Insurance serves the Torrington, Connecticut area as a local mobile home insurance agent. The company helps clients obtain coverage specifically tailored for manufactured and mobile homes, addressing the unique risks associated with these property types. Policies typically protect against physical damage from fire, wind, and hail, while also providing liability protection for the homeowner. The agency assists with selecting appropriate coverage limits and ensures compliance with park or lender requirements. It handles both full replacement cost policies and actual cash value policies for older units.
Amie Chasse - State Farm Insurance Agent provides mobile home insurance policies tailored to protect manufactured and modular homes from local risks, including weather damage and liability concerns. Service plans include flexible coverage options for structures, personal property, and additional living expenses if temporary relocation becomes necessary. Claim assistance and policy adjustments are available through the Torrington office. The agency services single-family residences, apartments, mobile home communities, retail locations, and local restaurants.
HealthMarkets Insurance - Mel Brickman serves homeowners and property managers in Torrington, Connecticut, who need mobile home insurance coverage. The agency helps clients find policies that protect their manufactured or mobile homes against regional weather risks and general property damage. Policy options often include dwelling, personal property, and liability protections tailored to this type of housing. The office also covers the neighboring communities of Winsted and the wider Litchfield County area.
Toth Insurance Agency LLC serves Torrington and the surrounding communities of Litchfield County, handling the specific coverage needs of mobile and manufactured homeowners. As a local agency, it helps clients understand the unique protections required for these homes, including coverage for transport damage and replacement cost. The approach to each job involves a thorough review of the property’s structure and the client’s individual risk factors, securing a tailored policy from its carrier network.
Some mobile home insurance needs are met with a single purchase, while others require ongoing policy renewals and adjustments. Brickman Insurance Services in Torrington, CT assists property owners by comparing coverage options to protect against local weather and liability risks. Policies are tailored to the specific structural and contents needs of a manufactured or mobile home. Their service runs on a recurring basis as scheduled annual reviews keep coverage aligned with changing circumstances.
Winter storms and heavy snowfall in the Torrington area often put mobile homes at risk for roof leaks and frozen pipes. Strathman-Winch Insurance works with local owners to secure coverage that addresses these seasonal exposures specific to manufactured housing. The agency understands the importance of protecting an affordable home investment against Connecticut’s unpredictable weather. Their process begins with a thorough review of the property’s current condition, including an inspection of the skirting and tie-downs. This assessment helps identify suitable policy options for each homeowner.
Health Insurance Services Of Connecticut | Craig Yard works with clients in Torrington to secure necessary mobile home coverage. The agency helps tailor policies that protect both the structure and personal belongings inside. Options such as liability protection and coverage for detached structures are available as needed. Businesses in the area which require this type of coverage include small offices, warehouses, and food service operations.
Serving residential clients in Torrington, Jeromy Comandini - State Farm Insurance Agent helps protect mobile homes against common regional risks such as storm damage and fire. Commercial mobile home insurance coverage is also available for local landlords and rental property owners. The agency provides service throughout the Torrington area including surrounding Litchfield County towns. For ongoing peace of mind, policyholders return for updates to their coverage and annual reviews between regular property visits, confirming protection keeps pace with changing needs and market conditions.
Dave Turner, as a local State Farm agent in Torrington, offers specialized mobile home insurance policies that protect structures and personal property. The agency also provides general auto, life, and home insurance services to area residents, helping them review coverage needs. Through tailored policies, it addresses common concerns for mobile homeowners, such as liability protection and replacement cost options. For the winter season, it assists clients with preparing policies to safeguard against damage from heavy snow or ice storms in Connecticut.
Summit Insurance in Torrington, Connecticut, is known for providing tailored coverage solutions for mobile home owners throughout the region. The company assists clients in securing policies that protect both the structure and personal belongings. Its agents help navigate the unique insurance needs that come with manufactured housing, including protection against common regional weather risks. Beyond standard coverage, Summit can add on specialized protection for attached structures such as decks and carports.
What Does a a Mobile Home Insurance Agent in Torrington Cost?
The cost of mobile home insurance in Connecticut typically ranges from 400 to 1,200 dollars per year for a standard policy. Factors such as the age and value of the home, location in Torrington, coverage limits, and deductible amounts affect the premium. Policies in flood-prone areas may cost more. This is general information and not insurance advice.
About mobile home insurance agents in Torrington
Mobile home insurance agents in Torrington, Connecticut help owners of manufactured and mobile homes find appropriate coverage. Connecticut requires mobile home owners to have liability insurance if the home is in a park or community. An agent can explain how state laws affect your policy and help you compare options from different carriers.
Frequently Asked Questions
What does mobile home insurance cover in Torrington Connecticut?
Mobile home insurance typically covers the structure, personal belongings, liability protection, and additional living expenses if the home becomes uninhabitable. In Connecticut, policies may also include coverage for wind and hail damage, which are common risks in the region.
Is mobile home insurance required by law in Connecticut?
Connecticut does not require mobile home insurance by state law for all owners. However, if you finance your mobile home or rent a lot in a mobile home park, the lender or park owner may require you to carry a minimum amount of liability and property coverage.
How do I choose a mobile home insurance agent in Torrington?
Look for an agent who specializes in manufactured or mobile home policies and is licensed in Connecticut. Ask about their experience with local carriers and whether they can explain policy exclusions clearly. You can verify an agents license through the Connecticut Insurance Department.
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