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Compare Mobile Home Insurance Agents in Templeton, CA
Looking for a mobile home insurance agent in Templeton? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Templeton, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 3 mobile home insurance agents in Templeton, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Courtney Morrow - State Farm Insurance Agent
73 S Main St, Templeton, CA 93465
(805) 434-5933
courtneymorrow.com
Kevin Hunt Insurance Agency Inc
105 S Main St Ste 6, Templeton, CA 93465
(805) 434-3276
content.naic.org
Richard Castro Insurance Agency
8800 El Camino Real, Templeton, CA 93465
(805) 460-6028
Mobile home insurance agents in Templeton California help owners protect their manufactured homes against local risks like wildfires and earthquakes. California law requires mobile home insurers to offer replacement cost coverage for newer homes. Agents can explain policy differences between HUD-code manufactured homes and older mobile homes.
What Does a Mobile Home Insurance Agent in Templeton Cost?
Typical mobile home insurance in California costs between 800 and 1500 dollars per year for a standard policy. Older homes or those in high wildfire risk areas may cost 2000 dollars or more. Earthquake coverage adds roughly 200 to 500 dollars annually. These numbers are estimates only. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does mobile home insurance cover in Templeton California?
Standard policies cover the home structure personal property and liability. California regulations require insurers to offer earthquake coverage as an add-on. Flood damage is not included and requires a separate policy.
Do I need a special agent for mobile home insurance in California?
Yes mobile homes require specialized policies because they are built to HUD standards. A local agent in Templeton understands California Department of Insurance rules and can find carriers that write manufactured home policies in San Luis Obispo County.
How can I lower my mobile home insurance cost in Templeton?
You can reduce premiums by installing fire-safe roofing and skirting. California law allows discounts for approved fire prevention measures. Bundling with auto insurance and raising your deductible also lowers the annual premium.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.