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Find Mobile Home Insurance Agents Near You in Santa Cruz, CA

Looking for a mobile home insurance agent in Santa Cruz? Review the directory below to compare your options.

11 agents listed
Updated May 2026
Santa Cruz, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 11 mobile home insurance agents in Santa Cruz, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Chris Buich - State Farm Insurance Agent
2222 E Cliff Dr Ste 200, Santa Cruz, CA 95062
(831) 464-4300 chrisbuich.com
Lydia Harville - State Farm Insurance Agent
1044 41st Ave, Santa Cruz, CA 95062
(831) 476-6665 lydiaharville.com
O'Brien Insurance Agency
1722 Seabright Ave, Santa Cruz, CA 95062
(831) 621-1311 obinsure.com
DCD Financial & Insurance Services
1123 Soquel Ave, Santa Cruz, CA 95062
(831) 423-8542 dcdis.com
Paul Nelson Insurance Services
730 Mission St #201, Santa Cruz, CA 95060
(831) 426-9900 bayareainsured.com
Ace Althouse - State Farm Insurance Agent
1215 Mission St, Santa Cruz, CA 95060
(831) 420-1555 agent-ace.com
First American Title Company
330 Soquel Ave, Santa Cruz, CA 95062
(831) 426-6500 local.firstam.com
Farmers Insurance - Michael Baxter
730 Mission St #201, Santa Cruz, CA 95060
(831) 427-0900 agents.farmers.com
Clarion Pacific Insurance Services
2035 N Pacific Ave ste a, Santa Cruz, CA 95060
(831) 337-4661 clarionpacificinsurance.com
Bedell & Nelson-Harbert Insurance
2035 N Pacific Ave, Santa Cruz, CA 95060
(831) 426-3700
Farmers Insurance - Mark Battey
410 Ocean St, Santa Cruz, CA 95060
(831) 423-7163 agents.farmers.com

A mobile home insurance agent in Santa Cruz California can help you find coverage for manufactured homes in this coastal region. California law requires mobile home owners to have insurance if they have a loan, and agents can explain state specific rules like the California FAIR Plan for fire prone areas. Local agents understand the unique risks of Santa Cruz including fog, salt air, and wildfire threats.

What Does a Mobile Home Insurance Agent in Santa Cruz Cost?

Typical costs for mobile home insurance in California range from 800 to 2500 dollars per year for a standard policy. In high fire risk areas like Santa Cruz premiums may be higher often exceeding 3000 dollars annually. The actual cost depends on the homes age value location and coverage limits. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a mobile home insurance agent in Santa Cruz do?
An agent helps you find a policy that covers your mobile home against fire, wind, and theft. They can explain California specific requirements such as the minimum liability coverage needed for mobile home parks. They also help with claims and policy changes.
Do I need special insurance for a mobile home in Santa Cruz?
Yes, mobile homes need specialized insurance because they are different from site built houses. In California, if you own the land your home sits on you may need a different policy than if you rent space in a park. An agent can help you choose the right type.