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Find Mobile Home Insurance Agents Near You in Santa Cruz, CA

Browse mobile home insurance agents serving Santa Cruz, California. Updated 2026-07-14.

The top-rated mobile home insurance agent in Santa Cruz, California is Chris Buich - State Farm Insurance Agent, rated 4.9 stars across 412 reviews. Other highly rated options include Lydia Harville - State Farm Insurance Agent, O'Brien Insurance Agency, DCD Financial & Insurance Services. This directory lists 11 mobile home insurance agents serving Santa Cruz.

Showing 11 mobile home insurance agents in Santa Cruz, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Chris Buich - State Farm Insurance Agent2222 E Cliff Dr Ste 200(831) 464-4300
2Lydia Harville - State Farm Insurance Agent1044 41st Ave(831) 476-6665
3O'Brien Insurance Agency1722 Seabright Ave(831) 621-1311
4DCD Financial & Insurance Services1123 Soquel Ave(831) 423-8542
5Paul Nelson Insurance Services730 Mission St #201(831) 426-9900
6Ace Althouse - State Farm Insurance Agent1215 Mission St(831) 420-1555
7First American Title Company330 Soquel Ave(831) 426-6500
8Farmers Insurance - Michael Baxter730 Mission St #201(831) 427-0900
9Bedell & Nelson-Harbert Insurance2035 N Pacific Ave(831) 426-3700
10Clarion Pacific Insurance Services2035 N Pacific Ave ste a(831) 337-4661
CB
2222 E Cliff Dr Ste 200
Chris Buich - State Farm Insurance Agent
Mobile Home Insurance Agent · Santa Cruz, CA

Chris Buich - State Farm Insurance Agent provides mobile home insurance services for residents of Santa Cruz, California. The agency helps clients locate coverage options that include protection for dwelling structures and personal belongings. Service or maintenance plans are not directly offered by an insurance agency, but staff assist with policy reviews to ensure adequate coverage needs are addressed over time. The company works with properties such as single-family mobile homes, mobile home parks, and some retail or commercial structures connected to manufactured housing communities.

LH
1044 41st Ave
Lydia Harville - State Farm Insurance Agent
Mobile Home Insurance Agent · Santa Cruz, CA

Lydia Harville - State Farm Insurance Agent serves Santa Cruz, California, providing specialized mobile home insurance coverage for local residents. The company assists homeowners in this coastal area by helping to protect their manufactured and mobile homes against common risks such as fire, theft, and weather-related damage. They work to tailor policies that meet both lender requirements and individual needs. In addition to standard coverage, the agency handles protection for attached structures and personal property within mobile home parks.

OB
1722 Seabright Ave
O'Brien Insurance Agency
Mobile Home Insurance Agent · Santa Cruz, CA

Since 1994, O'Brien Insurance Agency in Santa Cruz, CA, offers a full range of mobile home coverage, including liability and personal property protection. The agency helps clients design annual policies to safeguard against local weather risks and liability concerns. Service plans include routine policy reviews and claims assistance. Maintenance support involves guidance on securing trailers against earthquakes and high winds. The agency services single-family manufactured homes, apartment complexes, retail properties, and restaurants.

DF
1123 Soquel Ave
DCD Financial & Insurance Services
Mobile Home Insurance Agent · Santa Cruz, CA

DCD Financial & Insurance Services assists homeowners and property managers in Santa Cruz, California, by providing mobile home insurance coverage tailored to manufactured and mobile housing. Their services help clients protect their structures and personal property against common perils like fire, wind, and liability claims. The agency understands the specific insurance needs of mobile home owners in coastal and rural environments. They also extend their coverage options to clients living in the neighboring communities of Soquel and Capitola.

PN
730 Mission St #201
Paul Nelson Insurance Services
Mobile Home Insurance Agent · Santa Cruz, CA

Paul Nelson Insurance Services serves Santa Cruz and the surrounding communities of the Central Coast, providing mobile home insurance coverage for manufactured and modular homes in the region. The agency handles policies that protect clients against common hazards such as fire, wind, and liability exposures typical in this coastal area. For each policy, the agent conducts a thorough review of the homeowner’s specific property needs and current coverage gaps, then recommends appropriate protection levels to match the unique risks present in these local residential parks.

AA
1215 Mission St
Ace Althouse - State Farm Insurance Agent
Mobile Home Insurance Agent · Santa Cruz, CA

For mobile home insurance in Santa Cruz, a one-time policy purchase secures coverage for a set term, while a recurring plan involves automatic renewals. This local agency offers policies that protect against common perils like fire, wind, and liability within manufactured housing communities. The standard service runs either on a one-year scheduled cycle with annual renewals or as an as-needed basis when customers request a new quote or policy adjustment.

FA
330 Soquel Ave
First American Title Company
Mobile Home Insurance Agent · Santa Cruz, CA

Homeowners, renters, and property managers in Santa Cruz, California, turn to First American Title Company for mobile home insurance needs. The agency helps clients protect their manufactured homes and personal belongings with tailored liability coverage. Policies also address unique risks such as wind, earthquake, and transportation damage common in this coastal region. The agency assists with claims processing and policy reviews to ensure adequate protection. Its coverage area extends into the neighboring communities of Soquel and Capitola.

FI
730 Mission St #201
Farmers Insurance - Michael Baxter
Mobile Home Insurance Agent · Santa Cruz, CA

As a mobile home insurance agent in Santa Cruz, Farmers Insurance - Michael Baxter offers specialized coverage that protects manufactured and mobile homes unique to the area. Its services also include general homeowners policies and tailored risk assessments for coastal environments commonly found in the region. The office helps residents secure plans that address liability, property damage, and personal belongings protection. It particularly assists clients with claims and policy adjustments following the seasonal threats of heavy winter rains and potential flooding that frequently impact local mobile home communities along the central coast.

BN
2035 N Pacific Ave
Bedell & Nelson-Harbert Insurance
Mobile Home Insurance Agent · Santa Cruz, CA

Bedell & Nelson-Harbert Insurance in Santa Cruz, CA helps clients secure policies tailored for mobile home structures, addressing specific coverage gaps such as wind and fire hazards typical to the region. The agency can arrange specialty add-ons including liability protection and personal property endorsements. Agents ensure policies meet local regulatory requirements for both primary and seasonal residences. The company serves commercial needs as well, including offices, warehouses, and food service establishments requiring carrier-specific property and liability protection.

CP
2035 N Pacific Ave ste a
Clarion Pacific Insurance Services
Mobile Home Insurance Agent · Santa Cruz, CA

As winter storms approach the Santa Cruz coastline, mobile home owners seek protection for their properties against wind and flood risks. Clarion Pacific Insurance Services helps local residents review their options for securing appropriate coverage tailored to this unique housing type. Agents work through the specific requirements of mobile home policies, explaining structural considerations and local regulations that affect insurance needs. An initial consultation typically involves reviewing the home's condition and location to identify appropriate coverage levels before proceeding.

FI
410 Ocean St
Farmers Insurance - Mark Battey
Mobile Home Insurance Agent · Santa Cruz, CA
(831) 423-7163
agents.farmers.com/ca/santa-cruz/mark-battey

What Does a a Mobile Home Insurance Agent in Santa Cruz Cost?

Typical costs for mobile home insurance in California range from 800 to 2500 dollars per year for a standard policy. In high fire risk areas like Santa Cruz premiums may be higher often exceeding 3000 dollars annually. The actual cost depends on the homes age value location and coverage limits. This is general information not insurance advice.

About mobile home insurance agents in Santa Cruz

A mobile home insurance agent in Santa Cruz California can help you find coverage for manufactured homes in this coastal region. California law requires mobile home owners to have insurance if they have a loan, and agents can explain state specific rules like the California FAIR Plan for fire prone areas. Local agents understand the unique risks of Santa Cruz including fog, salt air, and wildfire threats.

Frequently Asked Questions

What does a mobile home insurance agent in Santa Cruz do?

An agent helps you find a policy that covers your mobile home against fire, wind, and theft. They can explain California specific requirements such as the minimum liability coverage needed for mobile home parks. They also help with claims and policy changes.

Do I need special insurance for a mobile home in Santa Cruz?

Yes, mobile homes need specialized insurance because they are different from site built houses. In California, if you own the land your home sits on you may need a different policy than if you rent space in a park. An agent can help you choose the right type.

How does wildfire risk affect mobile home insurance in Santa Cruz?

Santa Cruz is in a high fire risk area so many standard insurers may not offer new policies. An agent can help you access the California FAIR Plan which provides basic fire coverage when private insurance is not available. They can also help you find a difference in conditions policy for broader protection.

Mobile Home Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each mobile home insurance agent's credentials and current standing with your state Department of Insurance.