The top-rated mobile home insurance agent in San Jose, California is Acceptance Insurance, rated 4.9 stars across 1,064 reviews. Other highly rated options include Freeway Insurance, AAA San Jose Stevens Creek Branch, Farmers Insurance - Oliver Huang. This directory lists 23 mobile home insurance agents serving San Jose.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Acceptance Insurance | 2602 Alum Rock Ave | (408) 610-7535 |
| 2 | Freeway Insurance | 1646 Story Rd | — |
| 3 | AAA San Jose Stevens Creek Branch | 5120 Stevens Creek Blvd | (408) 551-4900 |
| 4 | Farmers Insurance - Oliver Huang | 920 Saratoga Ave Ste 210 | (408) 868-8860 |
| 5 | Rolando Suarez - State Farm Insurance Agent | 696 E Santa Clara St #110 | (408) 642-1399 |
| 6 | Shana Nelson - State Farm Insurance Agent | 960 Saratoga Ave #106 | (650) 988-8990 |
| 7 | Bob Fillhouer - State Farm Insurance Agent | 2899 The Villages Pkwy | (408) 558-7771 |
| 8 | Atlantida Insurance Services | 5304 Monterey Rd A | (408) 362-0413 |
| 9 | Acrisure San Jose, CA | 3155 Olsen Dr Suite 400 | (408) 418-2720 |
| 10 | Wynn Insurance Agency | 88 Tully Rd STE 100 | (408) 215-2087 |
As winter storms approach the San Jose area, securing adequate coverage for a mobile home against wind and rain becomes a priority for local residents. Acceptance Insurance assists homeowners in evaluating their property for the right mobile home insurance policies to meet their specific needs. Located in San Jose, California, the company works with clients to understand the unique risks associated with manufactured housing. A typical process begins with a thorough on-site inspection of the home.
AAA San Jose Stevens Creek Branch serves Santa Clara County and the surrounding San Jose area, specializing in mobile home insurance agent services. The agency helps clients find coverage tailored to manufactured and mobile homes, navigating policy options to protect their property and personal belongings. As a local provider, it assists with both primary residence and seasonal use policies. The company handles standard mobile home insurance policies and can arrange quotes for additional liability protection.
Farmers Insurance - Oliver Huang provides mobile home insurance services in San Jose, CA, including coverage for structure, personal belongings, and liability. Its service approach involves offering flexible policy consultations and options for adjusting coverage as needs change. Plans are designed to account for the specific risks facing mobile homes in the local area, with support for claims filing and policy management. The agency serves a range of properties, including single-family mobile homes, multi-unit apartment complexes, retail spaces, and restaurants.
Rolando Suarez - State Farm Insurance Agent serves local homeowners who own mobile or manufactured homes and require specialized coverage for their property and belongings. The agency provides tailored policies that address the unique risks associated with mobile home ownership, including protection against weather damage and liability concerns. Clients can receive personal assistance in reviewing coverage limits and deductibles to match their specific needs. The agency also extends its mobile home insurance services to residents in the greater East San Jose area.
Shana Nelson - State Farm Insurance Agent serves San Jose and the surrounding communities, handling mobile home insurance needs for local residents. The agency addresses coverage for the structure itself, along with personal property protection against common perils such as fire, theft, and storm damage. It also assists with liability coverage to help protect homeowners if someone is injured on their property. For a typical job, the agent works to discuss individual risk factors and recommendations for appropriate coverage, ensuring clients have a policy tailored to their specific situation.
Bob Fillhouer - State Farm Insurance Agent in San Jose, CA provides mobile home insurance coverage, distinguishing between policies that are purchased as one-time term coverage for specific periods and those that renew on an ongoing basis. Standard policies address dwelling protection, personal property, and liability. Advice on policy limits and deductibles is available. Coverage options are generally customized to individual needs. Service for policy reviews, new sign-ups, and claims assistance runs on an as-needed basis according to client request.
Offering specialty services tailored to mobile homes, Atlantida Insurance Services in San Jose, CA provides personalized coverage solutions for this distinct housing type. Its general service work involves evaluating local policies to address the unique risks associated with manufactured and modular homes, including structural vulnerabilities and personal property protection. Specific situational concerns, such as damage from seasonal wildfire smoke or sudden winter storms common to the region, are a focus of the guidance it offers to ensure proper policy strength.
When spring rains arrive in San Jose, mobile homeowners often check for roof wear and potential water damage. Acrisure San Jose, CA, as a mobile home insurance agent, helps local residents address these seasonal concerns by offering policies tailored to manufactured housing needs. With exposure to both wet winter storms and dry wildfire risk in the Santa Clara Valley, homeowners require coverage that accounts for unique construction standards and tie-down requirements. The initial assessment typically begins with a review of the home’s foundation and skirting condition during a free on-site inspection.
Wynn Insurance Agency in San Jose, CA helps clients protect their mobile homes from common local risks. The agency can arrange coverage for attached structures, personal belongings, and liability. It also specializes in adding protection for replacement cost, guest medical payments, and loss-of-use expenses during repairs. Beyond residential mobile home insurance, the agency can assist with policies for various commercial sectors. These often include small offices, warehouses, and food service establishments requiring tailored coverage for their specific operational needs.
What Does a a Mobile Home Insurance Agent in San Jose Cost?
Typical mobile home insurance premiums in California range from 400 to 1,200 dollars per year for a standard policy. Factors like the home age, location, coverage limits, and deductible affect the price. Earthquake coverage adds extra cost, often 200 to 600 dollars annually. This is general information, not insurance advice.
About mobile home insurance agents in San Jose
Mobile home insurance agents in San Jose help owners of manufactured homes find the right coverage. California law requires mobile home parks to enforce certain insurance minimums for liability and property damage. A local agent can explain how your policy meets state requirements and covers risks like earthquakes or fire common in the Bay Area.
Frequently Asked Questions
What does a mobile home insurance agent in San Jose do?
An agent helps you compare policies from different carriers for your manufactured home. They explain coverage options like dwelling protection, personal property, and liability. In California, agents must be licensed by the state Department of Insurance.
Is mobile home insurance required in San Jose California?
Yes, most mobile home parks require proof of insurance before you can move in. California law also mandates that your policy meet minimum liability limits. Your agent can help you find a policy that satisfies both park rules and state law.
How do California earthquake risks affect mobile home insurance in San Jose?
Standard mobile home policies often exclude earthquake damage. In San Jose, which is in a seismic zone, agents can offer separate earthquake endorsements. The California Earthquake Authority also provides coverage for mobile homes through participating insurers.
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