The top-rated mobile home insurance agent in San Diego, California is Doug Steiner - State Farm Insurance Agent, rated 5.0 stars across 840 reviews. Other highly rated options include The Insurance Store, Bruce Hofbauer - State Farm Insurance Agent, Right Time Insurance Services. This directory lists 34 mobile home insurance agents serving San Diego.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Doug Steiner - State Farm Insurance Agent | 406 Ninth Ave Ste 204 | (619) 326-9930 |
| 2 | The Insurance Store | 10981 San Diego Mission Rd #230 | (619) 401-1800 |
| 3 | Bruce Hofbauer - State Farm Insurance Agent | 12396 World Trade Dr Suite 113 | (858) 679-2880 |
| 4 | Right Time Insurance Services | 1761 Hotel Cir S | (619) 299-6000 |
| 5 | AAA San Diego Insurance and Member Services | 12630 Sabre Springs Pkwy Ste 301 | (858) 486-0786 |
| 6 | Beach Break Insurance Agency #6008907 | 4849 Ronson Ct # 210 | (619) 567-7227 |
| 7 | Richard Turner Insurance Agency | 3511 Camino del Rio S UNIT 403 | (619) 296-6222 |
| 8 | California Brokerage Insurance Associates | 1851 San Diego Ave #120 | (619) 283-9999 |
| 9 | San Diego Insurance | 8081 Balboa Ave | (858) 565-6695 |
| 10 | Prosper Insurance Solutions | 7710 Balboa Ave #323 | (858) 581-2131 |
Doug Steiner - State Farm Insurance Agent serves mobile home owners in San Diego County with specialized insurance policies. The agency provides coverage tailored to the unique risks of manufactured and mobile homes, including protection against fire, theft, and weather-related damage common to the region. It also offers liability coverage for accidents that may occur on the property. The company handles claims for wind and hail damage impacting mobile home roofs and can assist with securing replacement cost coverage for personal belongings inside the unit.
Homeowners, landlords, and property managers in San Diego turn to The Insurance Store for mobile home insurance coverage tailored to manufactured and modular dwellings. The agency provides policies that address typical concerns in the region, such as wildfire risks and seasonal weather exposure. As a mobile home insurance agent, it helps clients compare options for structure protection, personal liability, and additional living expenses. This agent also serves customers in the surrounding communities of Chula Vista and La Mesa.
Bruce Hofbauer - State Farm Insurance Agent in San Diego, CA specializes in writing tailored mobile home insurance policies that cover both the structure and personal belongings. It also provides general insurance services, including auto, life, and homeowners coverage for local residents. As seasonal storms and Santa Ana winds pose risks to manufactured homes throughout the year, the agency helps clients adjust their deductibles to better prepare for potential emergency repairs or temporary relocation.
In San Diego, a mobile home insurance agent distinguishes between one-time policy purchases and recurring service for annual renewals or adjustments. Coverage typically protects the structure, personal belongings, and liability against local risks like wildfires or coastal weather. Right Time Insurance Services assists clients in this area. Agents arrange plans through insurers and can answer questions about deductibles or special provisions. These services are available on both a one-time and scheduled, as-needed basis to meet changing needs.
AAA San Diego Insurance and Member Services serves San Diego and the surrounding communities, handling mobile home insurance needs for local homeowners. It offers coverage options that protect mobile homes against common regional risks like wildfire and coastal weather. For each policy, the agency reviews the client’s specific structure, location, and personal property value to build a tailored protection plan. It typically begins by assessing the mobile home’s age, wind zone, and foundation type to match appropriate liability and dwelling coverage limits.
As winter storms roll into coastal San Diego, many mobile homeowners seek coverage that protects against wind and water damage. Beach Break Insurance Agency #6008907 responds by offering policies tailored to the unique needs of manufactured and mobile homes in this region. The agency helps clients navigate California-specific insurance requirements. An agent typically reviews the home’s condition, including roof age and tie-downs, during an initial site inspection.
Richard Turner Insurance Agency helps clients in San Diego find coverage for mobile homes, including add-ons for personal property loss and liability protection. The company assists with policies that address the unique risks of manufactured housing, such as wind and fire damage. It can offer insurance solutions for commercial sectors including small offices, storage warehouses, and food service operations.
California Brokerage Insurance Associates offers residential mobile home insurance services to clients throughout the San Diego area, addressing the specific coverage needs of manufactured and mobile homes. The agency also provides commercial insurance options for businesses operating within the same region. Their work includes helping policyholders select appropriate protections for their homes. This insurance agent company follows up with clients between regular policy dates to confirm coverage remains suitable.
San Diego Insurance is a mobile home insurance agent in San Diego, California, known for helping local residents protect their manufactured and mobile homes. It offers coverage options tailored to the specific needs of modular and trailer homeowners in the region. Policies typically protect against damage from wind, fire, and theft, while also providing liability protection for the property. An additional service it can arrange is specialized coverage for attached additions like carports or decks.
What Does a a Mobile Home Insurance Agent in San Diego Cost?
In California, mobile home insurance premiums typically range from 300 to 800 dollars per year for basic coverage. Policies with full replacement cost and earthquake endorsement can cost 1,000 to 2,000 dollars annually. Costs vary based on home age, location, and coverage limits. This is general information, not insurance advice.
About mobile home insurance agents in San Diego
San Diego mobile home owners need specialized insurance that covers the unique risks of manufactured housing. California law requires mobile home dealers to offer liability insurance at the time of sale, but ongoing coverage must meet state minimums. An agent in San Diego can help you find a policy that protects your home against fire, wind, and earthquake risks common to Southern California.
Frequently Asked Questions
What does a mobile home insurance agent in San Diego do?
A mobile home insurance agent helps you find a policy that covers your home structure, personal property, and liability. They compare options from different insurers and explain California-specific requirements like earthquake coverage. They also assist with claims and policy changes.
Is mobile home insurance required by law in California?
California law does not require mobile home insurance, but your lender or park may require it. If you finance your home, the lender will likely demand comprehensive coverage. Liability coverage is also wise to protect against accidents on your property.
How do I choose a mobile home insurance agent in San Diego?
Look for an agent licensed in California with experience insuring manufactured homes. Check their reputation with the California Department of Insurance. Ask about coverage for earthquake, flood, and replacement cost, which are important in San Diego.
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