The top-rated mobile home insurance agent in Salinas, California is Freeway Insurance, rated 4.9 stars across 537 reviews. Other highly rated options include Ulises Gomez Insurance Agency | Farmers Insurance, AAA Salinas Branch, Joe Stretch - State Farm Insurance Agent. This directory lists 22 mobile home insurance agents serving Salinas.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Freeway Insurance | 1019 E Alisal St STE B | (831) 218-5923 |
| 2 | Ulises Gomez Insurance Agency | Farmers Insurance | 1514 Moffett St unit c | (408) 879-9735 |
| 3 | AAA Salinas Branch | 1019 Post Dr | (831) 771-4000 |
| 4 | Joe Stretch - State Farm Insurance Agent | 1165 S Main St | (831) 783-1501 |
| 5 | Leavitt Central Coast | 950 E Blanco Rd #103 | (831) 424-6404 |
| 6 | Chris Buich - State Farm Insurance Agent | 559 E Alisal St Ste 102 | (831) 256-2848 |
| 7 | Farmers Insurance - Carlos Perez | 210 Capitol St suite 10 | (831) 758-0700 |
| 8 | Tracy Bellem - State Farm Insurance Agent | 975 W Alisal St ste a-2 | (831) 757-5347 |
| 9 | Willette Jones - State Farm Insurance Agent | 341 S Main St | (831) 424-7505 |
| 10 | Amezcua Insurance Services | 7 N Hebbron Ave | (831) 757-6313 |
Freeway Insurance serves mobile homeowners in Salinas, California, by arranging policies that cover dwellings, personal property, and liability. The agent can help clients explore specialty endorsements for additional protection, such as coverage against earthquake damage or replacement cost on personal belongings. This service is tailored to owners of manufactured, modular, or trailer homes. The agency can assist commercial sectors as well, structuring policies for offices, warehouses, and food service operations.
Ulises Gomez Insurance Agency, a Farmers Insurance office in Salinas, California, provides mobile home insurance policies tailored for manufactured and modular housing owners. The agency carefully explains coverage options such as protection against fire, theft, and weather-related damages common to the Central Coast. Its maintenance plans help policyholders understand home upkeep requirements necessary for keeping coverage valid. Current or new property owners can request a personalized review of their existing coverage. The agency serves single-family mobile homes, manufactured home parks, and related rental properties.
AAA Salinas Branch serves the Salinas, California metro area and provides mobile home insurance agent services to local residents. The company assists customers in securing coverage tailored to manufactured and mobile homes, addressing region-specific needs such as coastal wind and wildfire risks. As an agent for a major insurer, it can guide clients through policy options, including liability protection and personal property coverage. Its services also include helping homeowners navigate replacement cost valuations and specialized endorsements for older mobile homes in the Salinas Valley.
Joe Stretch - State Farm Insurance Agent serves Salinas and the surrounding Monterey County communities, handling mobile home insurance for local manufactured and park-model homeowners. The agency reviews the specific protection needs for each mobile or manufactured dwelling, assessing liability coverage and property limits. For a typical policy or claim, the approach involves explaining the available options and helping the customer select a plan that fits their singular housing situation and individual budget considerations.
Leavitt Central Coast serves mobile homeowners in Salinas, helping them protect their manufactured and modular homes with tailored insurance solutions. The agency works closely with clients to find coverage that meets lender requirements and safeguards personal property. They navigate the specific risks of the Central Coast area, including potential wildfire and wind exposures, to recommend appropriate policies for each unique structure. Their service area extends to cover mobile home owners throughout the greater Monterey County region, including the neighboring community of Prunedale.
Chris Buich - State Farm Insurance Agent in Salinas, CA, offers mobile home insurance clients a choice between a one-time premium payment for the full policy term or recurring monthly installments through automatic billing. Coverage is carefully structured to protect the manufactured or mobile home structure, personal belongings, and liability risks common to the Central Coast region. For ongoing convenience, service runs on a scheduled basis tied directly to each customer’s selected billing cycle and policy renewal dates.
Farmers Insurance - Carlos Perez offers tailored mobile home insurance solutions in Salinas, California, focusing on policies that cover structure damage and personal property loss. The agency also provides general insurance guidance to ensure mobile homeowners understand their coverage options, including liability protection against accidents on the property. During heavy winter rains common to the region, its representatives assist clients in reviewing policies for flood-related risks and securing adequate protection against wind damage from coastal storms.
Tracy Bellem - State Farm Insurance Agent provides residential mobile home insurance for homeowners in Salinas, California. The office also assists local businesses with commercial coverage tailored to their specific needs. Services are available throughout the Salinas area, ensuring clients receive proper protection for their mobile or manufactured homes. Tracy Bellem works closely with each customer to review policy details and coverage options. Their team follows up with clients after policy changes, helping to maintain ongoing protection between regular visits.
Willette Jones, a State Farm Insurance agent in Salinas, CA, provides mobile home insurance as part of a broader portfolio of property coverage. Policies typically cover the dwelling structure, personal belongings, and liability protection, with available add-ons for specific perils like earthquake or flood damage common to the region. This agency helps owners tailor their plans to protect manufactured homes, trailers, or park models. In addition to serving individual homeowners, the agency writes general commercial policies for local businesses, including offices, warehouses, and food service operations.
As winter storms approach the Salinas Valley, mobile home owners often face concerns about wind and water damage. Amezcua Insurance Services helps local residents protect their manufactured homes with tailored coverage options suited to the area's coastal climate. The agent evaluates individual risks like flood zones and older roof construction. To begin, a simple phone call sets up a walk-through of the property's current condition and existing policy.
What Does a a Mobile Home Insurance Agent in Salinas Cost?
Typical mobile home insurance costs in California range from 300 to 800 dollars per year for basic policies. Comprehensive coverage with earthquake and flood endorsements can cost 1,000 to 2,500 dollars annually. Actual costs depend on your homes age, location, value, and chosen deductibles. This is general information and not insurance advice.
About mobile home insurance agents in Salinas
Salinas mobile home owners need specialized insurance policies that differ from standard homeowners insurance. California law requires mobile home insurance to include specific protections such as liability coverage and comprehensive physical damage options. A local agent can help you navigate California Department of Insurance regulations and find a policy that meets your needs.
Frequently Asked Questions
What does a mobile home insurance agent in Salinas do?
A mobile home insurance agent helps you find coverage tailored to manufactured homes. They explain California-specific requirements like earthquake coverage and liability limits. They also compare policies from different insurers to find a suitable option for your home.
Is mobile home insurance required by law in California?
California law does not require mobile home insurance, but lenders and parks often require it. If you have a loan on your mobile home, your lender will typically mandate comprehensive and collision coverage. Even without a loan, insurance protects your investment.
How do I choose a mobile home insurance agent in Salinas?
Look for an agent who specializes in manufactured homes and understands California regulations. Check their experience with local parks and lenders. Ask about policy options for earthquake, fire, and flood coverage which are important in the Salinas area.
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