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Find Mobile Home Insurance Agents Near You in Modesto, CA

Browse mobile home insurance agents serving Modesto, California. Updated 2026-07-14.

The top-rated mobile home insurance agent in Modesto, California is Cost-U-Less Insurance, rated 4.9 stars across 817 reviews. Other highly rated options include SaveDirect Insurance Agency, LLC, Farmers Insurance - Maria (Candy) Melara, Acceptance Insurance. This directory lists 27 mobile home insurance agents serving Modesto.

Showing 27 mobile home insurance agents in Modesto, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Cost-U-Less Insurance123 Burney St(209) 560-6118
2SaveDirect Insurance Agency, LLC1800 Tully Rd G(209) 857-5877
3Farmers Insurance - Maria (Candy) Melara2507 E Hatch Rd Ste B(209) 556-9946
4Acceptance Insurance2045 W Briggsmore Ave Ste A-6(209) 375-7112
5Freeway Insurance1801 H St Ste A1(209) 585-3788
6TopFlight Insurance Services901 N Carpenter Rd #37(209) 622-4622
7TSM Insurance Services1317 Oakdale Rd #910(209) 524-6366
8Insureone Insurance Solutions316 Needham St(209) 779-0700
9FOCO Insurance - Modesto1805 Crows Landing Rd(209) 457-6646
10Mendoza Insurance Services724 E Hatch Rd(209) 488-3200
CU
123 Burney St
Cost-U-Less Insurance
Mobile Home Insurance Agent · Modesto, CA

For mobile home coverage, a policy typically renews annually with recurring premiums, while the initial quote and enrollment are one-time services. Cost-U-Less Insurance in Modesto, CA, connects clients with policies protecting structures and personal property against common regional risks like fire or wind. As a local agent, they explain available coverage terms and assist with claims navigation. Appointments and inquiries are handled on an as-needed basis to address immediate insurance needs.

SI
1800 Tully Rd G
SaveDirect Insurance Agency, LLC
Mobile Home Insurance Agent · Modesto, CA

SaveDirect Insurance Agency, LLC provides mobile home insurance policies to protect manufactured and modular homes in the Modesto area. The agency assists clients with policy renewals and coverage adjustments to maintain suitable protection over time. It also offers guidance on navigating claims to ensure a straightforward process. Serving mobile homeowners with limited-dwelling property needs, the company services single-family homes, apartments, retail spaces, and restaurants.

FI
2507 E Hatch Rd Ste B
Farmers Insurance - Maria (Candy) Melara
Mobile Home Insurance Agent · Modesto, CA

Serving Modesto and the surrounding Central Valley communities, this agency handles mobile home insurance for local residents. It works to protect manufactured and mobile homes from common regional risks like wildfires and wind damage. A typical policy covers the dwelling structure, personal property, and liability. The agency focuses on explaining coverage options clearly, helping homeowners understand their specific needs to find a policy that provides appropriate protection. It approaches each case by first reviewing the client’s property details and risk factors.

AI
2045 W Briggsmore Ave Ste A-6
Acceptance Insurance
Mobile Home Insurance Agent · Modesto, CA

Homeowners in Modesto seeking mobile home insurance can work with Acceptance Insurance to find a policy that meets their needs. The company specializes in helping property owners protect their manufactured homes and personal belongings from local risks such as weather damage. It also assists with liability coverage options that may be required by mobile home parks or lenders. Services extend to residents in the surrounding areas of Stanislaus County, including the community of Ceres.

FI
1801 H St Ste A1
Freeway Insurance
Mobile Home Insurance Agent · Modesto, CA

As the winter rains arrive in Modesto, mobile home owners often face concerns about water damage and roof integrity. Freeway Insurance offers tailored policies designed to address the specific risks of manufactured homes in the Central Valley. Their coverage options include protection for the dwelling, personal property, and liability. A thorough initial assessment of the home’s current condition, including skirting and tie-downs, is completed before any policy is finalized.

TI
901 N Carpenter Rd #37
TopFlight Insurance Services
Mobile Home Insurance Agent · Modesto, CA

Specializing in mobile home insurance policies tailored to manufactured and modular homes, TopFlight Insurance Services in Modesto addresses the unique coverage needs of this housing type. Its agents work to connect local residents with liability protection and personal property coverage through standard industry carriers. The agency regularly helps clients review policy details to ensure adequate replacement cost valuation. As seasonal winds and winter storms become more frequent in the Central Valley, the firm emphasizes checking coverage for debris removal and temporary relocation expenses after a named storm.

TI
1317 Oakdale Rd #910
TSM Insurance Services
Mobile Home Insurance Agent · Modesto, CA

As winter storms approach the foothills near Modesto, securing adequate coverage for a pre-owned mobile home becomes essential. TSM Insurance Services responds by evaluating policies from multiple carriers to match unique structure ages and park regulations. They clarify specialized perils like wind, hail, and transient vandalism common in inland California. Every new policy begins with a thorough consultation to document the home's condition, tie-downs required by the local building code, and existing manufacturer upgrades. A preliminary on-site inspection of skirting and roof seams ultimately sets the baseline for the coverage quote.

II
316 Needham St
Insureone Insurance Solutions
Mobile Home Insurance Agent · Modesto, CA

Insureone Insurance Solutions provides residential coverage for mobile and manufactured homes in the Modesto area. The agency also assists clients with commercial insurance needs for properties such as mobile home parks. Throughout Stanislaus County and the broader Central Valley, the team works directly with homeowners to evaluate policy options that address unique structural and liability risks. After an initial policy is set, the agent follows up to adjust coverage as needed and encourages repeat service between regular policy reviews.

FI
1805 Crows Landing Rd
FOCO Insurance - Modesto
Mobile Home Insurance Agent · Modesto, CA
MI
724 E Hatch Rd
Mendoza Insurance Services
Mobile Home Insurance Agent · Modesto, CA

Mendoza Insurance Services in Modesto, California helps customers obtain coverage for mobile homes. They can tailor a policy to include specialty options such as protection for attached structures like carports or decks. Additional riders may cover personal property against theft or damage from storm events common to the Central Valley. Their commercial lines extend insurance to local businesses, including offices, warehouses, and food service operations.

CU
2900 Standiford Ave #25
Cost-U-Less Insurance
Mobile Home Insurance Agent · Modesto, CA
(209) 542-9734
locations.costulessdirect.com/modesto-95350
CA
2225 Plaza Pkwy suite c-17
Central Auto Insurance Agency - Auto Insurance Modesto CA
Mobile Home Insurance Agent · Modesto, CA
(209) 492-9999
caiautoinsurance.com
II
3508 Dale Rd
insureCAL Insurance Agency
Mobile Home Insurance Agent · Modesto, CA
(209) 250-0269
turlockinsurance.com
GI
1508 Coffee Rd Suite G
The Giuliano Insurance Agency Inc: Allstate Insurance
Mobile Home Insurance Agent · Modesto, CA
(209) 578-1059
agents.allstate.com/the-giuliano-insurance-agency-inc-modesto-ca.html
FI
1236 Floyd Ave Ste B
Farmers Insurance - Timothy McCain
Mobile Home Insurance Agent · Modesto, CA
(209) 527-8800
agents.farmers.com/ca/modesto/timothy-mccain
TC
400 12th St #26
Teresa Clutter Insurance Services LLC
Mobile Home Insurance Agent · Modesto, CA
(209) 836-0719
clutterinsurance.com
CB
1505 G St
C-B Associates Insurance
Mobile Home Insurance Agent · Modesto, CA
(209) 527-8055
cbassociatesinsurance.com
DW
1101 Standiford Ave # B1
Debra Webb - State Farm Insurance Agent
Mobile Home Insurance Agent · Modesto, CA
(209) 545-7344
agentdebrawebb.com
MI
1337 Crows Landing Rd Suite E
Macias Insurance Services - 1337 Crows Landing
Mobile Home Insurance Agent · Modesto, CA
(209) 523-9100
maciasinsurancemodesto.com
SS
2307 Oakdale Rd Ste. 400
Skeet's Insurance Service, Inc.
Mobile Home Insurance Agent · Modesto, CA
(209) 526-1578
skeetsins.com
OP
1016 12th St Ste. A
Omega Pacific Insurance Solutions
Mobile Home Insurance Agent · Modesto, CA
(209) 338-5500
trustomega.com
TI
3501 Coffee Rd #1a
Toste Insurance Services INC
Mobile Home Insurance Agent · Modesto, CA
(209) 338-3585
tosteins.com
FI
1050 N Carpenter Rd Ste F
Farmers Insurance - Ollson Agency
Mobile Home Insurance Agent · Modesto, CA
ollsonagency.com
WI
1729 Tully Rd Suite 6
Wylie Insurance Services
Mobile Home Insurance Agent · Modesto, CA
(209) 526-4402
wylieinsurance.net
GO
3540 Oakdale Rd A-1
Golden Oak Insurance Services (Insurance Broker)
Mobile Home Insurance Agent · Modesto, CA
(209) 222-6200
goldenoakinsurance.com
LS
1367 Standiford Ave suite a
Lamoure's Insurance
Mobile Home Insurance Agent · Modesto, CA
(209) 577-8380
lamouresinsurance.com
MC
609 14th St
My Choice Insurance
Mobile Home Insurance Agent · Modesto, CA
(209) 604-6758
mychoiceins.net

What Does a a Mobile Home Insurance Agent in Modesto Cost?

Typical mobile home insurance premiums in California range from 300 to 1,200 dollars per year for a standard policy. Factors that affect cost include the age and value of the home its location in Modesto and the coverage limits you choose. Earthquake and flood endorsements add extra cost. This is general information and not insurance advice.

About mobile home insurance agents in Modesto

A mobile home insurance agent in Modesto can help you protect your manufactured home with a policy that meets California requirements. California law requires mobile home park owners to have liability insurance, but individual owners should also consider coverage for their structure and belongings. Local agents understand the risks in Stanislaus County such as fire and flood exposure.

Frequently Asked Questions

What does a mobile home insurance agent in Modesto do?

An agent helps you find a policy that covers your mobile home structure personal property and liability. They explain California specific coverage options like earthquake endorsement. They also assist with claims and policy changes.

Is mobile home insurance required in California?

California does not legally require mobile home insurance for owners. However if you have a loan your lender will require it. Also many mobile home parks require tenants to carry liability insurance as a condition of the lease.

How do I choose a mobile home insurance agent in Modesto?

Look for an agent licensed in California who specializes in manufactured home policies. Ask about their experience with local risks such as wildfire and flood zones. Compare quotes from multiple agents to find the right coverage and price.

Mobile Home Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each mobile home insurance agent's credentials and current standing with your state Department of Insurance.