The top-rated mobile home insurance agent in Mission Viejo, California is Sun Pacific Insurance Brokers, rated 4.9 stars across 105 reviews. Other highly rated options include Goosehead Insurance - Rosen Stoynev, Goosehead Insurance - Jennifer Pinnegar, Cari Heimos - State Farm Insurance Agent. This directory lists 14 mobile home insurance agents serving Mission Viejo.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Sun Pacific Insurance Brokers | 26441 Crown Valley Pkwy #100 | (949) 582-5220 |
| 2 | Goosehead Insurance - Rosen Stoynev | 23456 Madero #240 | (949) 325-9500 |
| 3 | Goosehead Insurance - Jennifer Pinnegar | 23456 Madero #240 | (949) 359-8252 |
| 4 | Cari Heimos - State Farm Insurance Agent | 25571 Marguerite Pkwy Ste 2-0 | (949) 588-1701 |
| 5 | Advantis Insurance Services | 26522 La Alameda #210 | (949) 545-0220 |
| 6 | Kelly Brennan - State Farm Insurance Agent | 24800 Chrisanta Dr Ste 150 | (949) 770-6100 |
| 7 | THINK INSURANCE - Jennifer Rich Agency | 22951 Los Alisos Blvd #6 | (949) 446-4983 |
| 8 | Arc 23 Insurance Services | 24000 Alicia Pkwy, #17332, 24002 Via Fabricante Suite 224 | (949) 484-7500 |
| 9 | Parmenter Insurance Agency, Inc | 27758 Santa Margarita Pkwy #283 | (949) 829-0516 |
| 10 | Jason Wolcott Insurance Services | 23120 Alicia Pkwy #231 | (800) 309-2161 |
Sun Pacific Insurance Brokers serves Orange County and surrounding areas from its Mission Viejo, California location, specializing in mobile home insurance policies. The agency focuses on helping manufactured and mobile homeowners find protection tailored to their property’s specific needs, including coverage for attached structures and personal belongings. With a strong understanding of California’s insurance regulations, the team assists clients in navigating annual policy renewals and claims support. Sun Pacific Insurance Brokers handles both standard mobile home policies and specialized add-ons for liability or flood protection.
Goosehead Insurance - Rosen Stoynev provides mobile home insurance agent services for property owners in Mission Viejo and the surrounding areas. Coverage options are tailored to address common risks faced by mobile homes, including structure protection and liability. Service plans help clients review their policies regularly to ensure adequate coverage as needs change. The agency handles insurance for single-family manufactured homes, park model residences, and mobile home communities, as well as multi-unit apartment complexes, retail spaces, and restaurants.
Goosehead Insurance - Jennifer Pinnegar serves homeowners and mobile homeowners in Mission Viejo, California, offering tailored coverage for manufactured homes and site-built residences alike. The agency provides personalized policy options for structural protection, personal property, and liability needs. It assists clients through the complexities of insuring mobile homes against local risks such as wildfires and earthquakes. This independent agency also extends its services to neighboring communities throughout Orange County, including the nearby city of Laguna Niguel.
Cari Heimos - State Farm Insurance Agent serves Mission Viejo and the surrounding Orange County communities, handling policies for mobile home owners in this region. It provides protection plans that often cover the structure, personal belongings, and liability risks unique to manufactured housing. The agency works with clients to assess their coverage needs and available options, then presents tailored solutions for their specific situations and local requirements.
Advantis Insurance Services in Mission Viejo, CA assists clients by clarifying the difference between one-time policies, such as those for a single home purchase, and recurring coverage that renews annually to protect mobile homes long-term. The agency specializes in matching mobile homeowners with policies that safeguard against common regional risks, including fire, wind, and liability claims. Service is provided on a scheduled basis for initial policy setup and annual renewals, with as-needed support available for claims or policy adjustments.
As wildfire season approaches in Mission Viejo, Kelly Brennan’s State Farm agency provides mobile home insurance coverage tailored to the specific risks of manufactured and park-model homes in Southern California. The agent helps owners navigate policies that protect against fire, wind, and liability claims common to this area. For a new policy or annual review, a thorough inspection or initial assessment of the home’s tie-downs, skirting, and proximity to vegetation is scheduled first.
Specializing in mobile home coverage, this agency ensures owners in Mission Viejo, California can protect their manufactured and modular homes against standard risks. It also provides general personal insurance services for local residents, addressing broader property and liability needs. With coastal weather patterns affecting the region, the agency assists clients each spring in reviewing policy provisions for potential wind and storm damage.
Parmenter Insurance Agency, Inc provides residential mobile home insurance services to clients in Mission Viejo, California, and also offers commercial coverage for mobile home parks or similar properties in the surrounding area. Their policies typically include protection for the structure, personal belongings, and liability. The agency can follow up with policyholders after a claim or regular coverage reviews to address any changes before their next scheduled visit.
Jason Wolcott Insurance Services in Mission Viejo, CA is known for tailoring mobile home insurance policies to fit the unique needs of local homeowners. The agency helps clients understand coverage for attached structures and personal belongings, serving owners throughout the greater Orange County area. Policies often address wind, fire, and liability risks common to manufactured housing. Mobile home insurance specialists at the company can also arrange extended replacement cost endorsements to better protect a client’s investment.
What Does a a Mobile Home Insurance Agent in Mission Viejo Cost?
Typical mobile home insurance in California costs between 300 and 900 dollars per year for a standard policy. Older homes or those in high fire risk areas may cost more. Earthquake insurance adds 100 to 300 dollars annually. Actual costs depend on the home value, location, age, and coverage limits. This is general information and not insurance advice.
About mobile home insurance agents in Mission Viejo
A mobile home insurance agent in Mission Viejo can help you find coverage for your manufactured or mobile home. California law requires mobile home owners to carry liability insurance and often lenders require comprehensive coverage. Agents in Mission Viejo understand local risks such as earthquakes and wildfires that may affect your policy needs.
Frequently Asked Questions
What does mobile home insurance cover in Mission Viejo?
Standard mobile home insurance in California covers the structure, personal property, liability, and additional living expenses. Earthquake and flood coverage are usually separate endorsements. Your agent can explain which coverages apply to your specific situation.
Is mobile home insurance required by law in California?
California law does not require mobile home insurance for all owners. However, if you have a loan or live in a park, the lender or park management may require it. Liability coverage is often mandatory in mobile home parks.
How do I choose a mobile home insurance agent in Mission Viejo?
Look for an agent licensed in California who has experience with manufactured homes. Ask about their knowledge of local risks like the Santa Ana winds and seismic activity. Compare quotes from multiple agents to find suitable coverage.
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