The top-rated mobile home insurance agent in Los Banos, California is BORELLI REAL ESTATE SERVICES, rated 4.7 stars across 178 reviews. Other highly rated options include Joe G. Gutierrez - State Farm Insurance Agent, AAA Los Banos Branch, EFR Insurance Agency. This directory lists 10 mobile home insurance agents serving Los Banos.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | BORELLI REAL ESTATE SERVICES | 935 I St f | (209) 485-9273 |
| 2 | Joe G. Gutierrez - State Farm Insurance Agent | 964 J St | (209) 826-4963 |
| 3 | AAA Los Banos Branch | 1451 W Pacheco Blvd h | (209) 827-5000 |
| 4 | EFR Insurance Agency | 864 5th St | (209) 826-9500 |
| 5 | Fred Loya Insurance | 1575 W Pacheco Blvd Ste 100 | (209) 710-3211 |
| 6 | Farmers Insurance - David Gould | 1048 6th St | (209) 826-0152 |
| 7 | Western Valley Insurance | 810 W K St A | (209) 826-5667 |
| 8 | Auto America Insurance | 903 6th St | (209) 826-9200 |
| 9 | The Terry Brown Agency | 863 I St Ste A | (209) 826-0505 |
| 10 | Farmers Insurance - Crystal Galicia | 863 I St Ste A | (209) 826-0505 |
Borelli Real Estate Services provides mobile home insurance guidance for clients in Los Banos, California, helping secure policies that protect manufactured and mobile homes. It offers assistance with selecting appropriate coverage options tailored to the unique structural and liability needs of mobile dwellings. Service maintenance plans are available to help clients review and update their insurance policies periodically, ensuring continued adequate protection as circumstances change. The company serves properties including single-family manufactured homes, multi-unit mobile home parks, retail spaces, and restaurants.
Joe G. Gutierrez - State Farm Insurance Agent serves homeowners in Los Banos, California, who seek protection for their mobile homes. This agency helps clients find tailored coverage to safeguard their residences against common risks like fire, theft, and weather-related damage. The agent works to explain different policy options and available discounts. Service extends to property owners residing in nearby communities such as Gustine or along the Highway 152 corridor, ensuring mobile home insurance needs are met throughout the broader Merced County area.
AAA Los Banos Branch serves the Los Banos County area, providing mobile home insurance coverage to local residents. As a dedicated agency, it assists customers in securing protection for their manufactured homes against common regional risks. Policies typically address damages from weather events and liability concerns that mobile homeowners frequently face. The agency also helps clients evaluate necessary coverage limits to safeguard their investment and personal property. Specific services offered include quotes for standard mobile home policies and assistance with claims filing for structures in this area.
EFR Insurance Agency serves Los Banos and the surrounding communities in Merced County, handling mobile home insurance for local residents and property owners. The company manages coverage for both single-wide and double-wide manufactured homes, addressing typical risks like fire, wind, and liability. To handle a typical job, it begins with a consultation to assess the client’s specific property needs and then compares available policy options to recommend a suitable plan.
Fred Loya Insurance provides its mobile home insurance services to Los Banos and the surrounding communities in Merced County. The agency handles policies that address the unique coverage needs of manufactured and mobile homes, helping protect structures and personal property from local risks. It generally assesses a client’s specific situation and the value of the home, then works through available coverage options to find a suitable policy that meets basic requirements. For typical jobs, the agent follows a straightforward process of reviewing the mobile home’s condition and recommending necessary endorsements.
Farmers Insurance - David Gould specializes in mobile home insurance policies tailored for Los Banos, CA residents, covering structures and personal property against common local risks. The agency also serves broader insurance needs in the region with personalized guidance. For clients facing the Central Valley's seasonal high winds or wildfire threats, it helps secure appropriate coverage to protect their homes during these specific weather events.
Mobile home insurance from Western Valley Insurance in Los Banos, CA, can be requested for a single-time quote or as an ongoing policy. Coverage generally protects the structure itself and personal belongings from common local risks such as fire, wind, or theft. Liability protection is also included as part of a standard policy to cover injuries that occur on the property. Service is provided entirely on an as-needed basis, allowing customers to schedule appointments or request policy changes only when they require assistance.
Winter storms in Los Banos can damage manufactured homes, and Auto America Insurance responds by guiding residents through policy options that protect against seasonal weather events. The mobile home insurance agent works with clients to understand coverage for structures and personal belongings. Initial policies factor in local risks such as flooding or wind. To begin protection, arrangements are made for a professional inspection of the property’s condition and foundation ties before any binding of coverage.
The Terry Brown Agency assists homeowners with a broad range of insurance needs, focusing specially on comprehensive mobile home coverage and additional policy endorsements to protect against localized perils. Their work involves tailoring individual packages to address the unique structural and liability concerns common to manufactured housing in Los Banos. Commercial sectors such as administrative offices, warehouses, and food service operations can also rely on the agency for appropriate business insurance solutions.
Farmers Insurance - Crystal Galicia provides mobile home insurance for residential properties in Los Banos, California, and also offers commercial coverage for businesses in the area. Policies are tailored to protect against common local risks affecting manufactured and mobile homes. The agent remains available to address policy questions or coverage adjustments between regular visits, ensuring clients receive timely follow-up service when needed.
What Does a a Mobile Home Insurance Agent in Los Banos Cost?
Typical mobile home insurance in California costs between $300 and $800 per year for a basic policy. Factors like your home age, location in Los Banos, and coverage limits affect the price. Adding earthquake or flood coverage can increase costs by $100 to $500 annually. This is general information and not insurance advice.
About mobile home insurance agents in Los Banos
A mobile home insurance agent in Los Banos can help you protect your manufactured home with the right coverage. California requires mobile home owners to have insurance that meets state financial responsibility laws. Local agents understand the specific risks for homes in the Central Valley.
Frequently Asked Questions
What does mobile home insurance cover in Los Banos?
A standard policy covers your home structure, personal belongings, and liability. In California, it may also include coverage for earthquake or flood damage if you add endorsements.
Do I need mobile home insurance in California?
Yes, California law requires liability insurance for mobile homes. Your lender or park may also require full coverage. An agent can explain the minimum requirements.
How do I choose a mobile home insurance agent in Los Banos?
Look for an agent licensed in California who specializes in manufactured homes. Ask about their experience with local parks and the specific coverage options they offer.
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