The top-rated mobile home insurance agent in Los Altos, California is Jim Flynn - State Farm Insurance Agent, rated 4.9 stars across 25 reviews. Other highly rated options include Josh Anderson - State Farm Insurance Agent, Cathy Nguyen: Allstate Insurance, Farmers Insurance - Naomi Hayashi. This directory lists 10 mobile home insurance agents serving Los Altos.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jim Flynn - State Farm Insurance Agent | 4546 El Camino Real b4 | (650) 941-5000 |
| 2 | Josh Anderson - State Farm Insurance Agent | 4546 El Camino Real b4 | (650) 941-5000 |
| 3 | Cathy Nguyen: Allstate Insurance | 745 Distel Dr Suite 119 | (650) 964-3022 |
| 4 | Farmers Insurance - Naomi Hayashi | 900 N San Antonio Rd Ste102 | (650) 321-7637 |
| 5 | Michael Tirabassi - State Farm Insurance Agent | 4546 El Camino Real b4 | (650) 209-1202 |
| 6 | Al Ward - State Farm Insurance Agent | 4546 El Camino Real b4 | (650) 941-5000 |
| 7 | Frank Hughes Farmers Insurance | 220 State St Suite B | (650) 815-7068 |
| 8 | Gil Koury Insurance | 86 3rd St UNIT 115 | (650) 947-7676 |
| 9 | Dwight Matthews - State Farm Insurance Agent | 1564 Miramonte Ave | (650) 948-8164 |
| 10 | Gilbert P Koury Insurance Broker | 86 3rd St UNIT 115 | (650) 947-7676 |
Jim Flynn - State Farm Insurance Agent serves Los Altos and the broader Santa Clara County region, offering mobile home insurance coverage for manufactured and modular homes. This agency helps owners protect their investment against common California risks such as fire, wind, and water damage. Policies are structured to cover both the structure and personal belongings inside the mobile home. Specialized options include liability protection and coverage for detached structures like carports or sheds on the property.
Josh Anderson - State Farm Insurance Agent in Los Altos, California, offers mobile home insurance policies that provide coverage for the structure and personal belongings. Service plans typically include protection against common perils such as fire, theft, and weather-related damage, with optional liability coverage available. The agency also assists with policy adjustments to meet individual needs over time. It services a variety of property types, including single-family manufactured homes, apartment complexes, retail spaces, and restaurants that have mobile home components.
Cathy Nguyen: Allstate Insurance in Los Altos, California, serves homeowners and property managers seeking tailored coverage for their manufactured or mobile homes. The agency offers personalized consultations to assess unique risks, specializing in policies that protect structures, personal belongings, and liability. Serving the broader Santa Clara County area, it also provides insurance solutions for properties in nearby Mountain View.
For property in Los Altos, mobile home coverage can be chosen as either a one-time policy for a single purchase or as an ongoing service that adjusts to changing value and risk factors. Farmers Insurance, with Naomi Hayashi, provides these essential protections against local hazards like earthquakes and fire. Their standard plans typically cover the dwelling, personal belongings, and liability claims. Service runs on a scheduled basis, with annual policy reviews available as needed.
When California's wildfire season brings heightened risk to mobile homes in Los Altos, Michael Tirabassi - State Farm Insurance Agent helps homeowners review coverage for structure and contents. This agency works with residents to address liability and personal property protection within local policies. Understanding how depreciation or elevation affects mobile home insurance requires individualized consultation. The process begins with an assessment of the home’s age and condition to determine available coverage options.
Al Ward - State Farm Insurance Agent in Los Altos, CA specializes in mobile home insurance coverage, tailoring policies to address the unique risks of manufactured and mobile housing. It works with local homeowners to secure protection for both the structure and personal belongings. This agency also assists clients in navigating policy options for liability and additional living expenses. As winter storms and seasonal rains approach in the Bay Area, it helps mobile homeowners ensure their policies include adequate wind and water damage coverage.
Frank Hughes Farmers Insurance serves Los Altos and the surrounding Santa Clara County communities, handling mobile home insurance policies for residents and property owners in the area. It works to protect manufactured and mobile homes against common regional risks, including weather damage, theft, and liability concerns. For each client, the agent first reviews the specific structure, location, and coverage needs, then recommends an appropriate policy that aligns with those individual requirements.
Gil Koury Insurance provides mobile home insurance coverage for clients in Los Altos, California. The agency specializes in policies tailored to manufactured and mobile dwellings, offering add-ons such as protection for attached structures and personal property. These plans address unique risks common to this housing type, including wind and fire damage. The company can serve commercial sectors requiring similar coverage, including offices, warehouses, and food service operations.
Dwight Matthews, a State Farm Insurance agent in Los Altos, California, provides residential mobile home insurance policies to local homeowners. He also offers commercial coverage for mobile home parks and related rental properties serving the broader Santa Clara County area. Clients receive guidance on policy options that address the unique risks of manufactured housing. Regular follow-up consultations help adjust coverage after site inspections or seasonal changes, accommodating repeat service between annual policy reviews.
Gilbert P Koury Insurance Broker is known as a local provider of mobile home insurance coverage tailored to clients in Los Altos, California. Its area of service includes helping mobile homeowners secure policies that address the specific risks and regulations common to manufactured housing within the region. These policies typically cover the structure, personal property, and liability for residents in the surrounding communities and similar local surroundings. For an added layer of protection, the agency can assist with arranging additional coverage for detached structures like sheds or storage units.
What Does a a Mobile Home Insurance Agent in Los Altos Cost?
Typical mobile home insurance costs in California range from 300 to 800 dollars per year for basic liability and property coverage. Policies with full replacement cost and additional endorsements for earthquake or flood can cost 1,000 to 2,500 dollars annually. Actual premiums depend on factors like home age, location, and coverage limits. This is general information, not insurance advice.
About mobile home insurance agents in Los Altos
A mobile home insurance agent in Los Altos helps owners of manufactured and mobile homes find appropriate coverage. California law requires mobile home parks to have liability insurance but individual owners need their own policy for the structure and belongings. An agent can explain how California wildfire risks and local building codes affect your policy options.
Frequently Asked Questions
What does mobile home insurance cover in Los Altos California?
A standard mobile home policy covers the structure, personal property, liability, and additional living expenses. In California, policies often include specific endorsements for earthquake or wildfire damage which are common risks in Los Altos.
Is mobile home insurance required by California law?
California does not require individual mobile home owners to carry insurance. However, if you have a loan on the home, the lender will require coverage. Also, mobile home parks may require tenants to have liability insurance as part of the rental agreement.
How do California mobile home insurance rates compare to standard home insurance?
Mobile home insurance in California is generally less expensive than standard homeowners insurance because the structure value is lower. However, rates can vary based on the home age, location in Los Altos, and chosen coverage limits. An agent can provide quotes specific to your situation.
Mobile Home Insurance Agents in Other California Cities
Alameda · Alhambra · Aliso Viejo · Anaheim · Antioch · Apple Valley · Arcadia · Azusa · Bakersfield · Baldwin Park · Banning · Bell Gardens · Bellflower · Benicia · Berkeley