The top-rated mobile home insurance agent in Lompoc, California is Julio's Auto Insurance, rated 4.9 stars across 81 reviews. Other highly rated options include AAA Lompoc Insurance and Member Services, Farmers Insurance - Andra Campbell, Fiesta Auto Insurance & Tax Service. This directory lists 18 mobile home insurance agents serving Lompoc.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Julio's Auto Insurance | 705 E Ocean Ave | (805) 430-9700 |
| 2 | AAA Lompoc Insurance and Member Services | 525 W Central Ave | (805) 735-2731 |
| 3 | Farmers Insurance - Andra Campbell | 125 W Ocean Ave | (805) 757-5055 |
| 4 | Fiesta Auto Insurance & Tax Service | 726 N H St | (805) 944-1012 |
| 5 | Charles W Walker Insurance | 201 N H St | (805) 736-4162 |
| 6 | James Hinshaw: Allstate Insurance | 830 E Ocean Ave | (805) 736-8944 |
| 7 | Julia Tipolt - State Farm Insurance Agent | 3865 Constellation Rd B | (805) 733-4545 |
| 8 | First American Title Company | 100 S H St | (805) 737-3736 |
| 9 | Kelly Breen: Allstate Insurance | 3757 Constellation Rd | (805) 735-6466 |
| 10 | Servicios Maya / Maya Insurance Agency | 717 E Ocean Ave | (805) 741-5050 |
Serving Lompoc and the surrounding Santa Barbara County communities, Julio's Auto Insurance handles mobile home insurance policies for local residents. It assists with coverage needs for manufactured and mobile homes, including property protection liability options. The company helps clients assess the specific risks associated with area weather conditions and zoning requirements. To handle a typical request, it begins with a thorough review of the client’s property details and exposure risks before tailoring a policy that meets their budget and coverage goals.
AAA Lompoc Insurance and Member Services serves Lompoc and the surrounding Santa Barbara County area, offering specialized mobile home insurance policies. The agency helps local residents protect their manufactured and mobile homes against common regional risks, including earthquakes and wildfire damage. Tailored coverage options are designed to meet specific needs for these dwellings, which differ from standard homeowners insurance. The company provides personalized assistance for California mobile home insurance requirements, including liability coverage and personal property protection.
Farmers Insurance - Andra Campbell provides mobile home insurance coverage tailored to protect structures and personal property in Lompoc, California. The agency helps clients select policies that address specific risks such as wind, fire, and liability. It assists with claims filing and policy adjustments to meet changing needs, offering ongoing support for policy maintenance and renewal. This mobile home insurance agent services single-family manufactured and modular homes, along with apartments, retail spaces, and restaurants.
Fiesta Auto Insurance & Tax Service in Lompoc, California, helps clients understand the difference between one-time mobile home insurance policies and ongoing, annual coverage. A one-time policy might cover a specific transport or temporary situation, while recurring plans provide continuous protection for the structure against local hazards. Coverage generally includes the home’s physical structure and personal liability. For those needing flexibility, service runs strictly on an as-needed basis, whether for a single policy purchase or a renewal request.
Serving Lompoc and the surrounding Central Coast communities, Charles W Walker Insurance handles mobile home insurance policies for local homeowners. This agency works with clients to secure coverage that addresses the specific risks of manufactured and mobile homes in the region. The approach it uses involves explaining coverage options for property damage and personal liability, then tailoring a policy to fit the client’s situation. It completes a typical job by reviewing the customer's policy details and answering any questions before finalizing the paperwork.
James Hinshaw: Allstate Insurance serves homeowners and mobile home owners in Lompoc, California, providing coverage tailored to manufactured and modular dwellings. The agency helps clients protect their property with policies addressing physical damage, personal liability, and additional living expenses. Customers can also receive guidance on bundling coverage or adjusting deductibles to fit their budget. In addition to serving Lompoc, the agency covers nearby communities such as Vandenberg Village and the surrounding Santa Barbara County area.
Julia Tipolt - State Farm Insurance Agent specializes in securing mobile home insurance for manufactured and factory-built housing in the Lompoc area. The agency also provides general property and casualty coverage, helping local homeowners protect their investments against common risks. With the Santa Barbara County region’s exposure to seasonal wildfire threats and occasional strong coastal winds, this office assists clients in reviewing their mobile home policies for adequate protection during these elevated risk periods.
At First American Title Company in Lompoc, the primary difference between one-time and recurring service options is the flexibility for clients who might need a bundled approach for multiple policies versus a single transaction. Coverage typically includes protection for the mobile home structure, personal belongings, and liability, tailored to local weather and property conditions. Service runs on an as-needed basis, with clients contacting the office directly to initiate either a new quote or a policy adjustment.
Kelly Breen provides mobile home insurance in Lompoc, CA, helping clients protect their dwellings and belongings. The agency can assist in adding specialty coverages for attached structures and personal property replacement. Policies are designed to address the unique risks common to manufactured and mobile homes in this region. The agent serves a range of commercial sectors, including offices, warehouses, and food service businesses, offering tailored coverage solutions for their specific operational needs.
As the Santa Ana winds arrive each autumn, Lompoc homeowners seek protection for their manufactured and mobile homes against fire and wind damage. Servicios Maya / Maya Insurance Agency offers mobile home insurance policies tailored to local risks, including coverage for attached structures and personal property. The agency guides clients through policy options that address the specific needs of park-owned or private lots. An initial assessment begins with a review of the home’s age, foundation type, and current insurance deductible before providing a coverage quote.
What Does a a Mobile Home Insurance Agent in Lompoc Cost?
Mobile home insurance in California typically costs between 300 and 900 dollars per year for a standard policy. Factors like home age location and coverage limits affect the price. Coastal areas like Lompoc may have higher wind and fire risk which can increase premiums. This is general information and not insurance advice.
About mobile home insurance agents in Lompoc
Mobile home insurance agents in Lompoc California help you find coverage for your manufactured or mobile home. California law requires insurers to offer fire and liability coverage for mobile homes. Local agents understand the specific risks in Santa Barbara County including wind and fire hazards.
Frequently Asked Questions
What does mobile home insurance cover in California?
Standard policies cover the home structure personal property and liability. California law also requires insurers to offer earthquake coverage as an add on. Flood damage is not included and needs a separate policy.
Do I need mobile home insurance in Lompoc?
Yes if you have a loan your lender will require it. Even if you own your home outright insurance protects against fire theft and liability. California parks often require proof of insurance for tenants.
How do I choose a mobile home insurance agent in Lompoc?
Look for an agent licensed in California who specializes in manufactured homes. Ask about replacement cost coverage and discounts for safety features. Compare quotes from multiple agents to find suitable coverage.
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