The top-rated mobile home insurance agent in Lake Elsinore, California is Tako Insurance Agency: Allstate Insurance, rated 4.8 stars across 134 reviews. Other highly rated options include Guidance Insurance Agency, Inc., Paul Niehouse Jr - State Farm Insurance Agent, Speedy Insurance Agency. This directory lists 16 mobile home insurance agents serving Lake Elsinore.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tako Insurance Agency: Allstate Insurance | 31641 Auto Center Dr STE 1A | (951) 674-0624 |
| 2 | Guidance Insurance Agency, Inc. | 16746 Lakeshore Dr A | (951) 245-2240 |
| 3 | Paul Niehouse Jr - State Farm Insurance Agent | 32235 Mission Trail B11 | (951) 674-0735 |
| 4 | Speedy Insurance Agency | 32285 Mission Trail P5 | (951) 579-4095 |
| 5 | All Discount Insurance Services, Inc. | 31796 Casino Dr A | (951) 245-9777 |
| 6 | Manuel Bonilla: Allstate Insurance | 117 S Main St Ste 204 | (951) 405-4954 |
| 7 | Nino Insurance Agency | 30870 Riverside Dr # B3 | (951) 674-5110 |
| 8 | Freeway Insurance | 16782 Lakeshore Dr Ste C3 | (951) 348-3021 |
| 9 | Todd Schaffner - State Farm Insurance Agent | 31461 Riverside Dr Ste C | (951) 245-1100 |
| 10 | Golden Square Insurance | 31948 Mission Trail unit b | (951) 579-4095 |
Tako Insurance Agency through Allstate Insurance serves Lake Elsinore and Riverside County, providing mobile home insurance agent services. The agency helps local residents secure coverage for manufactured and mobile homes, offering policies that protect the structure and personal belongings. Standard protections include liability coverage and loss-of-use benefits during necessary repairs. Specific services handled in this area include securing tailored policies for older mobile homes with wind mitigation credits and arranging specialized coverage for mobile home park tenancy requirements.
Guidance Insurance Agency, Inc., based in Lake Elsinore, California, provides mobile home owners with tailored insurance coverage to protect their dwellings and personal property. Its representatives assist clients in understanding policy options and identifying appropriate levels of liability and physical damage protection. Ongoing account management includes annual policy reviews and support for claims filing when needed. The firm serves properties such as manufactured single-family homes, mobile home parks, and site-built single-family residences.
Paul Niehouse Jr - State Farm Insurance Agent serves homeowners and property managers in Lake Elsinore, California, offering protection plans for manufactured and mobile homes. The agency helps clients secure coverage that addresses risks like wind, fire, and liability common to this region. Policies can be tailored to fit individual property needs and budgets. The agent also provides service to residents in the surrounding city of Temecula.
Speedy Insurance Agency in Lake Elsinore, California, provides residential mobile home insurance policies for homeowners in the area. The agency also offers commercial coverage for mobile home parks and similar properties serving the local community. Service extends throughout Lake Elsinore and the surrounding region in Riverside County. Their team assists clients with initial policy setup and coverage adjustments. Clients frequently return for annual policy reviews and updates between regular visits.
All Discount Insurance Services, Inc., located in Lake Elsinore, California, provides mobile home insurance policies that cover the structure and personal property. It can add specialty endorsements for windstorm damage, personal liability protection, and loss-of-use coverage. The agency secures protection for these residences against common perils such as fire, theft, and vandalism. Beyond individual homes, the company offers its insurance services to commercial sectors, including office buildings, warehouses, and food service establishments.
Serving Lake Elsinore and the surrounding communities of Riverside County, Manuel Bonilla: Allstate Insurance provides mobile home insurance coverage. The agency handles policies that protect mobile and manufactured homes from common risks such as fire, wind, theft, and liability claims. It works with clients to assess the specific value and vulnerabilities of each mobile home structure. To handle a typical job, the agent takes a consultative approach, first reviewing the customer’s current coverage needs before tailoring a policy that fits the property and budget.
Nino Insurance Agency in Lake Elsinore, CA, distinguishes between one-time policy purchases and recurring service plans for mobile home owners, addressing seasonal or permanent residency needs. Coverage options typically protect against wind, fire, theft, and liability specific to manufactured and mobile dwellings. The agency advises on essential add-ons like replacement cost or detached structure coverage. Their service for adjusting existing policies or exploring new protection runs on an as-needed basis, allowing clients to request quotes or make changes whenever their circumstances require it rather than on a fixed schedule.
Freeway Insurance in Lake Elsinore, California is recognized for providing mobile home insurance coverage tailored to manufactured and modular homes. Its service range includes policies that protect against common risks like fire, theft, and weather damage in the Inland Empire area. The company helps local homeowners find basic liability and property protection that meets standard lending or park requirements. It also offers the specialty add-on of replacement cost coverage for the home structure itself.
Todd Schaffner - State Farm Insurance Agent in Lake Elsinore, CA specializes in providing mobile home insurance policies tailored to manufactured and modular homes. The agency helps local residents secure coverage for their dwellings against common risks. It also offers general property insurance services to meet broader needs in the community. During the seasonal threat of high winds or wildfire conditions typical for the Inland Empire area, the agent assists policyholders in reviewing and updating their coverage limits and deductibles.
As the Santa Ana winds arrive each autumn, mobile home owners across Lake Elsinore seek reliable coverage against fire and debris damage. Golden Square Insurance responds by helping residents assess the specific wind and brush risks for their parks. An agent reviews the home’s age, tie-down system, and proximity to dry vegetation to craft a policy that aligns with local exposure. Securing affordable protection begins with a thorough inspection of the exterior and foundation to confirm eligibility.
What Does a a Mobile Home Insurance Agent in Lake Elsinore Cost?
Typical mobile home insurance costs in California range from 300 to 1,000 dollars per year for a standard policy. Factors include the home age, location, coverage limits, and deductible. Lake Elsinore properties near the lake may have higher flood risk premiums. This is general information and not insurance advice.
About mobile home insurance agents in Lake Elsinore
Mobile home insurance agents in Lake Elsinore help residents protect their manufactured homes against risks like fire, wind, and theft. California law requires mobile home owners to carry liability insurance if they have a loan or live in a park. Local agents can explain policy options that meet state requirements and fit your budget.
Frequently Asked Questions
What does mobile home insurance cover in Lake Elsinore?
Standard policies cover the structure, personal property, and liability. California also requires coverage for earthquake damage in some cases. Your agent can help you add flood or wind protection based on your location near the lake.
Is mobile home insurance required by law in California?
California does not require mobile home insurance by state law, but most lenders and parks do require it. If you have a loan on your mobile home, the lender will mandate a policy. Parks often require liability coverage as part of the rental agreement.
How do I choose a mobile home insurance agent in Lake Elsinore?
Look for an agent licensed in California who specializes in mobile or manufactured homes. Ask about their experience with local risks like wildfires or flooding. Compare quotes from multiple agents to find coverage that meets your needs.
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