The top-rated mobile home insurance agent in La Quinta, California is AAA La Quinta Insurance and Member Services, rated 4.2 stars across 321 reviews. Other highly rated options include John Ford - State Farm Insurance Agent, Integrity Agents Insurance Services Inc, Robert Stowe Insurance Agency, Inc. A Farmers Insurance Agency. This directory lists 10 mobile home insurance agents serving La Quinta.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | AAA La Quinta Insurance and Member Services | 46050 Washington St | (760) 771-1162 |
| 2 | John Ford - State Farm Insurance Agent | 79440 Corporate Centre Dr #104 | (760) 564-0011 |
| 3 | Integrity Agents Insurance Services Inc | 51555 Desert Club Dr Suite 350 | (760) 625-0777 |
| 4 | Robert Stowe Insurance Agency, Inc. A Farmers Insurance Agency | 79710 CA-111 # 100 | (760) 342-2786 |
| 5 | Foulds Health Insurance Agency | 78010 Main St #208 | (760) 346-6565 |
| 6 | Fred Loya Insurance | 79295 CA-111 Ste 230 | (760) 984-5157 |
| 7 | Palm Valley Insurance Services | 77777 Calle Tampico | (760) 775-7256 |
| 8 | Horace Mann Insurance Co | 78010 Main St Suite 200-E | (760) 279-6700 |
| 9 | Coachella Valley Insurance | 78411 CA-111 | (760) 227-2564 |
| 10 | WBA Insurance Agency | 51025 Avenida Mendoza Suite 101 | (760) 777-1307 |
AAA La Quinta Insurance and Member Services serves the Coachella Valley and Riverside County areas from its location in La Quinta, California. It specializes in mobile home insurance coverage for manufactured and modular homes. The agency helps mobile homeowners secure policies that protect their dwelling, personal property, and liability risks. It also handles additional coverage options such as protection for attached structures and replacement cost endorsements for the La Quinta region.
John Ford - State Farm Insurance Agent in La Quinta, CA, provides mobile home insurance coverage along with standard policies, including liability and personal property protection. It offers options for deductibles and policy customization, with supporting maintenance guidance for mobile home systems. Servicing the local area, the company handles insurance needs for single-family homes, apartments, retail locations, and restaurants.
Serving homeowners and property managers in La Quinta, Integrity Agents Insurance Services Inc provides mobile home insurance coverage tailored to the unique risks of manufactured housing in the desert climate. The agency helps clients protect their structures and personal property against common regional exposures. Their services extend to nearby Indian Wells and the greater Palm Desert metro area.
Robert Stowe Insurance Agency, Inc., a Farmers Insurance Agency, serves La Quinta and the surrounding Coachella Valley communities, handling mobile home insurance for local residents. It provides coverage tailored to manufactured and mobile homes, addressing the specific needs of owners in this desert region. The agency works closely with each client to assess their property and personal requirements before presenting suitable policy options. Its typical approach involves a straightforward consultation to review coverage details, followed by a comparison of available plans to help the homeowner find appropriate protection.
Unlike health insurance, which renews on a schedule, mobile home insurance is typically purchased as a single annual policy or can be bundled with ongoing adjustments. This agency in La Quinta, CA, assists clients in covering risks specific to manufactured housing, including wind and fire damage. The agent helps evaluate dwelling protection and personal property options for mobile homes. Service is provided on an as-needed basis, typically prior to a policy’s annual renewal date.
Fred Loya Insurance serves La Quinta and the surrounding communities in the Coachella Valley, handling mobile home insurance needs for local homeowners. It offers policies designed to protect manufactured and mobile homes against common risks in this desert region. The agent works with clients to review coverage options for the structure and personal property. For a typical job, it begins by assessing the home's value and local exposure to weather events before presenting tailored policy choices.
Palm Valley Insurance Services assists La Quinta clients by distinguishing between one-time mobile home insurance policies and recurring, renewable plans tailored to long-term coverage needs. Their services focus on protecting structures against weather-related damage and liability risks common to manufactured housing in the Coachella Valley area. Coverage options are designed to suit both seasonal residents and full-time mobile home owners. Services can be arranged on an as-needed basis for new policy setups, with ongoing account management provided for those who prefer scheduled renewal reviews.
Horace Mann Insurance Co offers specialized mobile home insurance services in La Quinta, CA, addressing the unique coverage needs of manufactured and mobile homes. The company provides general insurance agent work, helping clients protect their structures and personal property from common risks. It assists with concerns like wind damage from seasonal desert storms or liability issues during snowbird migration periods.
With summer temperatures soaring across the desert valley, mobile homes in La Quinta and the surrounding Coachella Valley require specialized coverage against wind, sun damage, and occasional flash flooding. Coachella Valley Insurance assists owners by evaluating policy options tailored to the unique construction and location of their manufactured housing. Clients can rely on their guidance through the complexities of mobile home protection, from structural coverage to liability concerns. The process begins with a comprehensive review of the property to determine the exact needs for a local, realistic quote.
WBA Insurance Agency provides coverage options for mobile homes in La Quinta, California, addressing standard risks such as fire, wind, and liability. The company specializes in placing add-ons like personal property protection, replacement cost endorsements, and vacation liability coverage for seasonal units. These policies regularly cover the structure, attachments, and detached sheds. Commercial sectors served through this agency include retail offices, wholesale warehouses, and full-service food establishments in the surrounding desert communities.
What Does a a Mobile Home Insurance Agent in La Quinta Cost?
Typical mobile home insurance in California costs between 300 and 800 dollars per year for basic coverage. Higher value homes or those in high risk areas may cost 1,000 to 2,500 dollars annually. Factors like age of the home location and coverage limits affect the price. This is general information and not insurance advice.
About mobile home insurance agents in La Quinta
Mobile home insurance agents in La Quinta help residents protect their manufactured homes from risks like wind and fire. California law requires insurers to offer coverage for mobile homes under specific regulations. Local agents understand the unique needs of desert communities and can guide you through policy options.
Frequently Asked Questions
What does mobile home insurance cover in La Quinta?
Policies typically cover the structure personal property and liability. California requires insurers to offer replacement cost coverage for mobile homes under Insurance Code section 10081. You can also add protection for earthquakes and floods.
Do I need a special agent for mobile home insurance in California?
Yes you should work with an agent licensed in California who knows mobile home policies. Standard homeowners insurance does not cover manufactured homes. A specialized agent can find the right carrier for your park or private lot.
How do I find a mobile home insurance agent in La Quinta?
Search online for licensed agents in Riverside County who list mobile home coverage. You can also check the California Department of Insurance website for agent license verification. Ask about discounts for safety features like roof straps or fire sprinklers.
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