Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 5 mobile home insurance agents in Imperial Beach, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Tracey Rivera Insurance Agency Inc. - State Farm Insurance
1239 Palm Ave, Imperial Beach, CA 91932
(619) 424-3956
traceyriveraagency.com
Cheryl Close - State Farm Insurance Agent
1144 13th St Suite 101, Imperial Beach, CA 91932
(619) 423-7111
cherylclose.com
Greg Nelson: Allstate Insurance
1228 Palm Ave, Imperial Beach, CA 91932
(619) 423-2633
agents.allstate.com
Farmers Insurance - Carlos Diaz
1340 Imperial Beach Blvd Ste 204, Imperial Beach, CA 91932
(619) 425-0079
agents.farmers.com
Ideal Choice Insurance & Notary Services
1237 Palm Ave, Imperial Beach, CA 91932
(619) 423-7172
idealchoiceinsurance.com
What Does a Mobile Home Insurance Agent in Imperial Beach Cost?
Typical mobile home insurance in California ranges from 500 to 1,500 dollars per year for a standard policy. Coastal areas like Imperial Beach may see higher premiums due to wind and flood exposure, often adding 200 to 500 dollars more. Earthquake endorsements cost extra, usually 100 to 300 dollars per year. Actual costs depend on your home age, value, location, and coverage choices. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mobile home insurance agent in Imperial Beach do?
An agent helps you find a policy that covers your mobile home structure, personal property, and liability. They can also advise on California-specific requirements like earthquake coverage and windstorm protection for coastal areas.
Is earthquake insurance required for mobile homes in California?
California law does not require earthquake insurance, but insurers must offer it as an optional endorsement when you buy a mobile home policy. An agent can explain the cost and coverage limits for your Imperial Beach location.
How does living in Imperial Beach affect mobile home insurance costs?
Imperial Beach is a coastal community, so policies often include higher wind and flood risk premiums. Agents can help you compare carriers that specialize in coastal California properties and explain any flood insurance requirements from the NFIP.