The top-rated mobile home insurance agent in Hayward, California is Kim Holland - State Farm Insurance Agent, rated 5.0 stars across 459 reviews. Other highly rated options include AAA Hayward Branch, Cost-U-Less Insurance, SaveGuard Insurance Agency. This directory lists 19 mobile home insurance agents serving Hayward.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kim Holland - State Farm Insurance Agent | 897 E Lewelling Blvd | (510) 481-2735 |
| 2 | AAA Hayward Branch | 1580 Chabot Ct | (510) 670-4380 |
| 3 | Cost-U-Less Insurance | 26953 Mission Blvd Unit B | (510) 493-7192 |
| 4 | SaveGuard Insurance Agency | 22576 Mission Blvd | (510) 538-7233 |
| 5 | Jeff Sinfuego - State Farm Insurance Agent | 22561 Main St | (510) 780-9788 |
| 6 | David Pena - State Farm Insurance Agent | 1290 B St Ste 105 | (510) 537-1840 |
| 7 | Home & Auto Insurance Agency Hayward (First Avenue Insurance Services) | 24479 Mission Blvd | (510) 538-8111 |
| 8 | Fiesta Auto Insurance & Tax Service | 21192 Hesperian Blvd | (510) 481-1773 |
| 9 | Diana Delija-Munoz - State Farm Insurance Agent | 925 W Winton Ave Unit B | (510) 962-3657 |
| 10 | Edwina Paraso - State Farm Insurance Agent | 30030 Mission Blvd #215 | (510) 489-0203 |
Kim Holland - State Farm Insurance Agent in Hayward, California, provides comprehensive mobile home insurance policies covering the structure, personal belongings, and liability protection. The office offers personalized service plans that include regular policy reviews to ensure coverage keeps pace with changes in property value and local regulations. Policyholders can benefit from flexible payment options and direct access to claims assistance. The agency services single-family mobile homes, manufactured homes in retirement communities, and seasonal recreational properties, including apartments and retail spaces that contain mobile home units.
AAA Hayward Branch serves the Hayward metro area and surrounding communities with mobile home insurance agent services. The agency helps local mobile home owners protect their manufactured and modular homes from common regional risks. Policies are tailored to address specific concerns including fire damage, windstorm protection, and liability coverage. The company also assists clients in reviewing existing HUD code compliance for their structures. The agency handles personalized policy comparisons and replacement cost valuations for mobile homes in its service area.
With the threat of seasonal wildfires increasing in Hayward, mobile homeowners must ensure their policies cover replacement costs and debris removal. Cost-U-Less Insurance provides local assistance tailored to manufactured homes, helping clients compare coverage options for wind, fire, and liability protection directly through their office. They explain policy limits and depreciation terms in clear language, focusing on affordable premiums for older units as well as newer models. An initial inspection is typically scheduled to assess the home’s foundation, skirting, and roof condition before providing a binding quote.
SaveGuard Insurance Agency in Hayward, CA serves homeowners, landlords, and property managers who need coverage for manufactured and mobile homes. It offers tailored policies that protect against common local risks such as fire, wind, and liability. The agency helps clients navigate insurance requirements for both single-wide and double-wide structures, as well as for park-model dwellings. Beyond Hayward, it also provides its mobile home insurance services to property owners in the neighboring community of Castro Valley.
Serving Hayward and the surrounding East Bay communities, Jeff Sinfuego - State Farm Insurance Agent handles mobile home insurance policies that protect both the structure and personal belongings. The agency provides coverage tailored to the unique risks of manufactured and mobile homes in California. For each policy, it reviews options for liability protection, loss assessment, and potential additional living expenses. It approaches the typical job by first assessing a client's current coverage and personal needs, then presenting clear, itemized solutions to fill any gaps.
David Pena - State Farm Insurance Agent in Hayward, CA specializes in mobile home insurance, distinguishing between one-time policy setups for single transactions and recurring service for ongoing protection. Coverage typically includes dwelling and personal property protection against common perils, with add-ons available for liability or certain weather events. The agent provides support for filing claims and adjusting policies as needs change. All service runs on a as-needed basis, with clients welcome to contact the office whenever questions or new coverage requirements arise.
Home & Auto Insurance Agency Hayward (First Avenue Insurance Services) offers specialized mobile home insurance policies tailored to manufactured and modular homes. It also handles general auto coverage for local residents. The agency helps Hayward clients select appropriate liability and property protection for their mobile homes. Additionally, it assists with coverage adjustments before the annual winter rains arrive, which can affect older roofs and mobile home skirting in the area.
Fiesta Auto Insurance & Tax Service in Hayward, California assists clients in securing policies for manufactured and mobile homes. Its work includes coverage for the structure itself and can extend to specialty add-ons such as protection for personal property and liability. Serving both private homeowners and commercial sectors, the agency can help cover needs for offices, warehouses, and food service operations in the local area.
As autumn rains begin to settle over the Hayward area, protecting a mobile home from water damage becomes a priority for many residents. Diana Delija-Munoz, a local State Farm insurance agent, helps clients find coverage tailored to manufactured and mobile homes. She works to explain the specific risks these homes face, including wind and earthquake exposure common in the region. Policies are designed to cover both the structure and personal belongings. A typical first step is a property walk-around to assess the home’s current condition and identify any needed upgrades.
What Does a a Mobile Home Insurance Agent in Hayward Cost?
Typical mobile home insurance in California costs between 300 and 800 dollars per year for a basic policy. Factors like location, age of the home, and coverage limits affect the price. In Hayward, earthquake coverage may add 100 to 300 dollars annually. This is general information, not insurance advice.
About mobile home insurance agents in Hayward
A mobile home insurance agent in Hayward California can help you find coverage for your manufactured or mobile home. California law requires insurers to offer fire and liability coverage for mobile homes. Local agents understand the specific risks in the East Bay area, including earthquake and wildfire exposure.
Frequently Asked Questions
What does mobile home insurance cover in California?
Standard policies cover the structure, personal property, and liability. California law also requires insurers to offer coverage for fire, theft, and vandalism. You can add earthquake or flood coverage separately.
Do I need mobile home insurance in Hayward?
Yes, if you have a loan on your mobile home the lender will require insurance. Even if you own it outright, insurance protects against fire, storm damage, and liability. California law does not mandate mobile home insurance but it is strongly recommended.
How do I find a mobile home insurance agent in Hayward?
You can search online for local independent agents who specialize in mobile home policies. Ask about California specific requirements and compare quotes from multiple insurers. Make sure the agent is licensed by the California Department of Insurance.
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