The top-rated mobile home insurance agent in Gilroy, California is Gina Lopez - State Farm Insurance Agent, rated 5.0 stars across 430 reviews. Other highly rated options include David Matzinger - State Farm Insurance Agent, AAA Gilroy Branch, MC Insurance Services. This directory lists 16 mobile home insurance agents serving Gilroy.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Gina Lopez - State Farm Insurance Agent | 8401 Church St Ste B | (408) 846-9077 |
| 2 | David Matzinger - State Farm Insurance Agent | 651 1st St | (408) 842-9354 |
| 3 | AAA Gilroy Branch | 7210 Camino Arroyo Dr | (408) 847-9220 |
| 4 | MC Insurance Services | 60 4th St Suite 102 | (408) 848-2271 |
| 5 | Fiesta Auto Insurance & Tax Service | 751 1st St A | (408) 847-1200 |
| 6 | Di-Car Insurance Marketing | 6976 Automall Pkwy | (408) 848-9085 |
| 7 | Farmers Insurance - Stefanie Pinheiro | 190 1st St | (408) 842-4619 |
| 8 | Farmers Insurance - Maria Cid | 8010 Wayland Ln #2f | (408) 848-8953 |
| 9 | Arline Silva: Allstate Insurance | 7691 Eigleberry St | (408) 842-5608 |
| 10 | Coast Auto Insurance | 280 E 10th St Suite F | (408) 842-1990 |
Gina Lopez - State Farm Insurance Agent serves Gilroy, California, providing mobile home insurance policies to local residents. The agency assists homeowners in protecting their manufactured or mobile homes against common regional risks, such as fire, theft, and storm damage. Coverage options typically include the structure itself, personal belongings, and liability protection. Specialized services handled by this agency include securing policies for park-owned mobile homes and arranging replacement cost coverage for aging units.
David Matzinger - State Farm Insurance Agent serves homeowners and renters in Gilroy, California, offering mobile home insurance policies tailored to protect their manufactured or modular dwellings. Coverage options typically include protection against fire, theft, and weather-related damage, helping clients secure their investments. The agency also provides guidance on selecting appropriate deductibles and liability limits for individual property needs. Its service area extends to surrounding communities such as Morgan Hill for convenient access to personalized insurance assistance.
AAA Gilroy Branch provides mobile home insurance services tailored to the unique needs of manufactured and modular home owners. Its service offerings include policy consultations and coverage adjustments designed to protect structures and personal belongings. The agency works with clients to help maintain appropriate protection levels as circumstances change over time. Service and maintenance plans are not offered, as the focus remains on insurance coverage rather than physical repairs. The properties it services include single-family mobile homes, multi-unit manufactured housing communities, and owner-occupied seasonal residences.
Serving Gilroy and the surrounding communities of South Santa Clara County, MC Insurance Services handles mobile home insurance for local residents in manufactured home parks and private lots. The agency works to provide coverage for the structure, personal belongings, and liability protection against common risks. It also assists with policies that may address potential hazards like fire or wind damage specific to the region. For a typical job, the firm reviews the homeowner’s specific policy needs and selects appropriate coverage limits from standard industry products.
Fiesta Auto Insurance & Tax Service in Gilroy, California provides residential mobile home insurance for homeowners in the surrounding area. The agency also offers commercial coverage for park owners or mobile home park businesses. Serving Gilroy and the broader region, Fiesta helps clients protect their manufactured homes against common regional risks. After the initial policy is written, the team often assists with coverage updates or questions before the next renewal, ensuring continued protection between regular visits.
Di-Car Insurance Marketing, based in Gilroy, CA, helps mobile home owners choose between a one-time policy for seasonal units and recurring coverage for year-round residences. Their standard plans protect against structural damage, liability, and personal property loss common in this area. These agents explain differences in replacement cost versus actual cash value options for mobile homes. Their service runs entirely on an as-needed basis, with clients scheduling policy reviews only when their coverage needs change or their renewal date approaches.
Serving Gilroy and the surrounding area, Farmers Insurance - Stefanie Pinheiro provides specialized mobile home insurance policies to protect manufactured and modular dwellings from unique risks. The agency also assists with general homeowners and auto insurance coverage. Beyond standard protection, it helps clients prepare for local concerns like wildfire season, offering guidance on safeguarding properties against the region’s periodic dry-season fire threats.
As winter rains approach Gilroy, mobile homes face unique risks from wind and water damage that standard homeowners policies often do not cover. Farmers Insurance – Maria Cid provides tailored coverage for manufactured and mobile homes, addressing the specific needs of local park and private-lot residents. This agency works to protect structures and belongings from common regional threats like storms and fire. The process begins with a thorough inspection of the home’s condition to identify necessary coverages.
Arline Silva: Allstate Insurance in Gilroy, CA offers mobile home insurance coverage that safeguards the structure and personal belongings of residents. Additional specialty add-ons can include protection against specific perils like fire, theft, or weather-related damage common to the area. The company ensures policies meet varied housing needs and local regulatory requirements. Its commercial sectors that require suitable coverage include offices, warehouses, and food service establishments operating within the Gilroy region.
Coast Auto Insurance offers mobile home coverage to residents of Gilroy and the surrounding region. Residential policies are designed to protect manufactured and modular homes from common perils, while commercial coverage is also available for park operators or rental property owners. Serving the local area exclusively, the agency provides liability and property protection that suits conditions typical of Central California. Clients can routinely return for policy updates or claims assistance between regular visits, ensuring continuous coverage that adapts to their changing needs.
What Does a a Mobile Home Insurance Agent in Gilroy Cost?
The cost of mobile home insurance in California typically ranges from 300 to 800 dollars per year for a basic policy. Factors that affect the premium include the age and value of the home its location in Gilroy and the coverage limits you choose. Policies with earthquake or flood endorsements can cost significantly more. This is general information and not insurance advice.
About mobile home insurance agents in Gilroy
Mobile home insurance agents in Gilroy help owners of manufactured and mobile homes find coverage that meets California state requirements. California law requires mobile home park owners to have liability insurance, but individual owners should also consider policies that cover the structure and personal property. Local agents understand the specific risks in Santa Clara County including wildfire and earthquake exposure.
Frequently Asked Questions
What does mobile home insurance cover in Gilroy California?
A standard mobile home policy in California typically covers the structure against fire wind and theft. It also provides liability protection if someone is injured on your property. Earthquake and flood coverage are usually separate add-ons.
Is mobile home insurance required by law in California?
California does not require mobile home owners to carry insurance by state law. However if you have a loan on the home your lender will require coverage. Mobile home parks may also require tenants to carry liability insurance.
How do I choose a mobile home insurance agent in Gilroy?
Look for an agent who is licensed in California and has experience with manufactured homes. Ask about replacement cost coverage and whether the policy meets the requirements of your mobile home park. Compare quotes from multiple agents to find a suitable policy.
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