The top-rated mobile home insurance agent in Escondido, California is Farmers Insurance - Richard Khasim, rated 4.9 stars across 368 reviews. Other highly rated options include Only Way Insurance-Escondido, Farmers Insurance - Kraig Heiland, HJM Insurance Services, Inc.. This directory lists 17 mobile home insurance agents serving Escondido.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Farmers Insurance - Richard Khasim | 1310 E Valley Pkwy Ste 104 | (760) 781-1555 |
| 2 | Only Way Insurance-Escondido | 728 N Escondido Blvd ste c | (562) 239-2869 |
| 3 | Farmers Insurance - Kraig Heiland | 402 E 2nd Ave | (760) 432-9965 |
| 4 | HJM Insurance Services, Inc. | 500 La Terraza Blvd Suite 150 | (760) 546-2546 |
| 5 | Tim Giblin - State Farm Insurance Agent | 133 S Escondido Blvd | (760) 741-1188 |
| 6 | Buggie Dugger Jr - State Farm Insurance Agent | 240 W Crest St Suite B | (442) 248-8701 |
| 7 | Farmers Insurance - Dennis Stevens | 135 W Mission Ave UNIT 101 | (760) 743-5393 |
| 8 | Christopher Timmons: Allstate Insurance | 1340 W Valley Pkwy Ste 206 | (760) 737-7424 |
| 9 | Goosehead Insurance - Jared Norton | 500 La Terraza Blvd Suite 150 | (619) 452-1771 |
| 10 | 20/20 Insurance Services | 225 W Valley Pkwy #101 | (760) 432-2020 |
Farmers Insurance - Richard Khasim serves the Escondido, California area as a mobile home insurance agent. The agency specializes in helping local homeowners find coverage tailored to manufactured and mobile homes. Policies typically protect against common risks such as fire, theft, and weather-related damage common to the inland North County region. Clients can visit the office for assistance with policy adjustments or claims support. In this area, the agency handles mobile home liability coverage and personal property protection.
Only Way Insurance-Escondido provides mobile home insurance agent services for properties in Escondido, California. The company offers coverage plans designed to protect mobile homes against common risks in the area, and it can review policy details to help clients understand their options. Regular policy maintenance and updates are available to keep coverage aligned with changing needs. The agency services single-family mobile homes and also assists with insurance for apartments, retail spaces, and restaurants.
Farmers Insurance - Kraig Heiland serves homeowners and other property owners in Escondido, California, seeking coverage for their mobile homes. The company assists clients in securing insurance policies designed to protect manufactured or mobile dwellings against common regional risks such as fire, wind, and liability. Their work involves helping customers understand policy options that meet specific needs for their property. This mobile home insurance agent also provides services to residents in surrounding areas like San Marcos, extending coverage options throughout the North County region of San Diego.
HJM Insurance Services, Inc. serves Escondido and the surrounding North County San Diego communities. The company handles mobile home insurance, covering both single-wide and double-wide manufactured homes. Policies generally protect the dwelling against hazards like fire, wind, and hail, and include options for personal property and liability coverage. To handle a typical job, the agency first gathers detailed information on the mobile home’s location, age, and condition before presenting coverage comparisons from multiple carriers.
For mobile home coverage, a client can choose between a one-time policy or a recurring annual plan that renews automatically. Tim Giblin - State Farm Insurance Agent in Escondido, CA, provides quotes and policies that protect manufactured and mobile homes against local risks like fire and wind. The agent helps customers understand their coverage options, ensuring the structure and personal belongings are appropriately insured. Service runs on an as-needed basis for quoting and claims support, with annual policy renewals scheduled automatically.
Buggie Dugger Jr - State Farm Insurance Agent in Escondido, CA, offers specialized mobile home insurance policies that cover the structure and personal property of manufactured and mobile homes. The agency also provides general insurance services to protect vehicles and other personal assets in the North County San Diego area. It assists homeowners with adjusting coverage to meet local fire and wind concerns, helping clients understand policy options for seasonal weather risks like the region’s Santa Ana winds.
As winter rains threaten leaky roofs in Escondido, mobile home owners often seek coverage that addresses their specific manufactured structure risks. Farmers Insurance - Dennis Stevens helps local residents protect their single or double-wide homes against damage from storms, fire, or theft. This agency evaluates policy options unique to mobile homes, including tie-down requirements and depreciation clauses. Their process begins by inspecting your mobile home's condition and suggesting necessary upgrades before issuing a binder.
Christopher Timmons: Allstate Insurance provides mobile home insurance solutions in Escondido. Policies typically include protection for the structure and personal belongings. Specialty add-ons can cover additional living expenses during repairs and liability for guest injuries. The agency also serves commercial sectors such as offices requiring property coverage, warehouses needing inventory protection, and food service operations seeking liability and equipment insurance.
Goosehead Insurance - Jared Norton provides residential mobile home insurance services in Escondido, California. The agency also offers commercial coverage for manufactured home communities in the surrounding area of San Diego County. Personalized policies are developed to protect clients against unique risks such as wind and fire damage common to local conditions. The office follows up after initial placements to adjust coverage as needs change, ensuring consistent support between routine property updates.
What Does a a Mobile Home Insurance Agent in Escondido Cost?
The cost of mobile home insurance in California typically ranges from $500 to $1,500 per year for a standard policy. Factors that affect the premium include the age and value of the home, location in Escondido, coverage limits, and deductible amounts. Earthquake coverage adds extra cost, often $200 to $600 per year. This is general information and not insurance advice.
About mobile home insurance agents in Escondido
Mobile home insurance agents in Escondido help you find coverage for manufactured and mobile homes. California law requires insurers to offer specific protections like earthquake coverage and liability insurance. Agents in Escondido understand local risks such as wildfires and can guide you through policy options that meet state regulations.
Frequently Asked Questions
What does mobile home insurance cover in California?
Mobile home insurance in California typically covers the structure, personal property, liability, and additional living expenses. California law requires insurers to offer earthquake coverage as an endorsement. Policies may also include fire, theft, and vandalism protection.
Do I need mobile home insurance if I live in a park in Escondido?
Yes, most mobile home parks in Escondido require proof of insurance before you can move in. California Civil Code Section 798.80 allows park management to require liability insurance of at least $300,000. Your agent can help you meet this requirement.
How do I choose a mobile home insurance agent in Escondido?
Look for an agent licensed by the California Department of Insurance who has experience with mobile home policies. Ask about their knowledge of local risks like wildfires and earthquakes. Compare quotes from multiple agents to find a policy that fits your needs.
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