The top-rated mobile home insurance agent in Encinitas, California is Lisa Trapp - State Farm Insurance Agent, rated 5.0 stars across 157 reviews. Other highly rated options include Katie Beach Harlan - State Farm Insurance Agent, Jake Cesare - State Farm Insurance Agent, AAA Encinitas Insurance and Member Services. This directory lists 13 mobile home insurance agents serving Encinitas.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lisa Trapp - State Farm Insurance Agent | 1458 Encinitas Blvd | (760) 230-0231 |
| 2 | Katie Beach Harlan - State Farm Insurance Agent | 531 Encinitas Blvd STE 119 | (760) 753-4944 |
| 3 | Jake Cesare - State Farm Insurance Agent | 227 N El Camino Real Ste 206 | (760) 942-2277 |
| 4 | AAA Encinitas Insurance and Member Services | 499 N El Camino Real | (760) 635-1020 |
| 5 | Schulte Insurance Agency | 1036 2nd St | (760) 436-5015 |
| 6 | Nick Witzmann Insurance Agency | 330 Encinitas Blvd suite 202c | (760) 487-2727 |
| 7 | CJT Insurance, Vehicle Registration, VIN Verification | 144 W D St Suite 109 | (760) 230-1125 |
| 8 | Farmers Insurance - Julie Haidao | 187 Calle Magdalena Suite 110 | (619) 401-1104 |
| 9 | Best Quote Insurance Services | 1103 Quail Gardens Ct | (888) 536-1131 |
| 10 | Insuranca.com | 676 Polaris Dr | (760) 271-1717 |
Lisa Trapp - State Farm Insurance Agent provides comprehensive mobile home insurance services for Encinitas area residents, including tailored coverage options that protect against common risks like weather damage and liability. Ongoing policy reviews help ensure clients maintain appropriate protection as their needs evolve. The agency serves a variety of properties, including single-family mobile homes, manufactured home communities, and rental properties such as apartments and seasonal vacation rentals.
Homeowners in Encinitas seeking mobile home insurance can consult Katie Beach Harlan - State Farm Insurance Agent for policies covering both the dwelling and personal property. The agency also assists property managers and landlords with insuring mobile home communities or individual rental units. Its services help protect against risks specific to manufactured homes, including wind and fire damage. This agent also serves clients in the neighboring community of Carlsbad throughout North San Diego County.
Jake Cesare - State Farm Insurance Agent serves Encinitas and the surrounding coastal communities in San Diego County, handling mobile home insurance for both single-wide and double-wide manufactured homes. The agency addresses policies that cover the dwelling structure, personal belongings, and liability protection for owners leasing lots in mobile home parks. To manage a typical job, the agent reviews the specific coverage gaps common to mobile homes and then recommends tailored policy options based on the client’s lot lease terms and home value.
AAA Encinitas Insurance and Member Services serves San Diego County from its Encinitas location, offering mobile home insurance agent services. The company assists mobile homeowners in finding coverage that protects their dwellings and personal property against common perils. Policies typically address replacement cost, liability protection, and detached structures. A thorough risk assessment helps tailor individual coverage needs. The agency also handles claims assistance and policy adjustments for clients relocating their mobile homes within the area.
Schulte Insurance Agency in Encinitas, CA assists clients in distinguishing between a one-time policy purchase and the recurring coverage that ongoing protection demands. Their work focuses on matching mobile home owners with plans that address structural damage, personal property loss, and liability risks common to the coastal region. Service arrangements are available on either a one-time basis, a scheduled policy renewal cycle, or as-needed adjustments for changing coverage requirements.
Nick Witzmann Insurance Agency provides specialized coverage options for manufactured and mobile homes in Encinitas, California. It works with clients to protect their dwellings and personal property through tailored insurance policies. The agency assists customers in understanding policy limits and coverage for structures, belongings, and liability. It also addresses concerns unique to mobile home ownership, such as securing protection against windstorms or preparing for seasonal wildfire risks in the region.
When the first winter rains arrive in Encinitas, mobile home owners often discover vulnerabilities around their roof seams and skirting that require prompt attention. CJT Insurance, Vehicle Registration, VIN Verification helps local residents address these seasonal concerns by reviewing coverage for wind and water damage typical in coastal neighborhoods. They also handle the documentation necessary for mobile home parks, including VIN verification for older units that need registration updates. An initial assessment of the park’s access and the home’s foundation structure begins every policy review.
Farmers Insurance - Julie Haidao helps clients secure coverage for mobile homes in and around Encinitas, California. The agency can assist in adding specialty endorsements to standard policies, such as protection for personal property or liability exposures common to manufactured housing. Residential property owners may receive quotes for structure and content protection against local risks. Commercial sectors served by this agency include offices, warehouses, and food service operations, allowing those businesses to obtain tailored property and liability insurance policies.
Best Quote Insurance Services provides mobile home insurance coverage for residential clients in Encinitas and the surrounding areas. The agency also assists with commercial policies for mobile home park owners and operators throughout San Diego County. Agents help customers assess their specific coverage needs for manufactured homes, addressing risks common to coastal and inland communities. Between annual policy renewals, the agency follows up to review any changes in property or circumstances that may require adjustments to insured values or liability limits.
Insuranca.com is a mobile home insurance agent in Encinitas, California, known for securing coverage tailored to manufactured and modular housing. It helps clients across the coastal region and inland areas protect their homes against fire, wind, and liability risks. Agents work with multiple insurance carriers to find suitable policies for both primary residences and seasonal properties. The company also offers add-on for detached structures like sheds, carports, or guesthouses.
What Does a a Mobile Home Insurance Agent in Encinitas Cost?
Typical mobile home insurance costs in California range from 300 to 1,200 dollars per year depending on the home value location and coverage limits. In Encinitas premiums may be higher due to coastal fire and flood risks. Factors like the age of the home your claims history and chosen deductible also affect the price. This is general information not insurance advice.
About mobile home insurance agents in Encinitas
A mobile home insurance agent in Encinitas California can help you find coverage that meets state requirements and protects your manufactured home. California law requires mobile home owners to have liability insurance and often recommends additional protections for fire and earthquake risks common in San Diego County. Working with a local agent ensures you understand the specific regulations and policy options available in Encinitas.
Frequently Asked Questions
What does mobile home insurance cover in Encinitas California?
Mobile home insurance in California typically covers the structure personal property liability and additional living expenses. Policies may also include protection against fire wind and earthquake damage which are important risks in Encinitas.
Is mobile home insurance required by law in California?
Yes California law requires mobile home owners to carry liability insurance under Health and Safety Code Section 18863. Lenders also usually require comprehensive coverage if you have a loan on the home.
How can a local agent help with mobile home insurance in Encinitas?
A local agent understands Encinitas specific risks like coastal weather and wildfire zones. They can explain California specific policy terms and help you compare quotes from multiple insurers to find suitable coverage.
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