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Compare Mobile Home Insurance Agents in Desert Hot Springs, CA

Looking for a mobile home insurance agent in Desert Hot Springs? Review the directory below to compare your options.

5 agents listed
Updated May 2026
Desert Hot Springs, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 5 mobile home insurance agents in Desert Hot Springs, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Cortes Insurance Services
13138 Palm Dr, Desert Hot Springs, CA 92240
(760) 251-5345 cortesinsuranceandmore.com
ROSALIO PLATA INSURANCE & TAX SERVICES
13525 Palm Dr STE 1A, Desert Hot Springs, CA 92240
(760) 894-1015
RP Insurance Services Inc
13525 Palm Dr STE 1A, Desert Hot Springs, CA 92240
(760) 894-1015 rpinsurance.online
Miranda Lee Insures
12435 Verbena Dr, Desert Hot Springs, CA 92240
(909) 809-8379
Era Musical & Communications
13525 Palm Dr, Desert Hot Springs, CA 92240
(442) 233-3476

Mobile home insurance agents in Desert Hot Springs help owners protect their manufactured homes from risks like wind and fire. California law requires mobile home dealers to provide a one-year warranty on new homes. Agents can explain how state regulations affect your policy and coverage needs.

What Does a Mobile Home Insurance Agent in Desert Hot Springs Cost?

Mobile home insurance in California typically costs between 300 and 900 dollars per year for a standard policy. Rates in Desert Hot Springs may be higher due to wildfire risk and wind exposure. Actual costs depend on the home value age location and coverage limits. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does mobile home insurance cover in Desert Hot Springs?
A standard policy covers the home structure personal property and liability. It may also include loss of use if your home becomes uninhabitable. California requires insurers to offer earthquake coverage as an optional add on.
Do I need a special agent for mobile home insurance in California?
Yes you should work with an agent licensed in California who understands mobile home policies. Regular homeowners insurance often does not cover manufactured homes. Agents familiar with the California FAIR Plan can help if standard coverage is hard to get.
How can I lower my mobile home insurance cost in Desert Hot Springs?
You can reduce premiums by bundling with auto insurance or increasing your deductible. Installing fire safety devices and storm shutters may also qualify for discounts. An agent can review your specific situation and suggest ways to save.