The top-rated mobile home insurance agent in Chula Vista, California is Willy's Insurance Service Inc, rated 5.0 stars across 918 reviews. Other highly rated options include Joe Finch - State Farm Insurance Agent, Hollie Allen - State Farm Insurance Agent, Fred Hetter - State Farm Insurance Agent. This directory lists 20 mobile home insurance agents serving Chula Vista.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Willy's Insurance Service Inc | 205 garret ave Suite # 1 | (619) 240-3333 |
| 2 | Joe Finch - State Farm Insurance Agent | 3060 Bonita Rd #101a | (619) 569-2220 |
| 3 | Hollie Allen - State Farm Insurance Agent | 1924 E Palomar St #104 | (619) 482-8800 |
| 4 | Fred Hetter - State Farm Insurance Agent | 265 E St Ste. B-1 | (619) 420-9430 |
| 5 | Danny Patel - State Farm Insurance Agent | 345 F St Ste 160 | (619) 426-8352 |
| 6 | Altra Insurance Services Inc. | 651 Palomar St #3 | (619) 500-8001 |
| 7 | BÚHO Insurance Brokerage (formerly Mexico Insurance Services, Inc.) | 99 Bonita Rd | (619) 691-7747 |
| 8 | CSS Insurance Services, LLC | 40 3rd Ave | (619) 427-2662 |
| 9 | Eastlake Insurance Services | 884 Eastlake Pkwy # 1626 | (619) 216-6100 |
| 10 | Bernardo Vasquez - State Farm Insurance Agent | 460 Third Ave ste a | (619) 425-6560 |
Willy's Insurance Service Inc serves San Diego County from its Chula Vista location, specializing in mobile home insurance policies. It assists residential park tenants and owners of manufactured homes in protecting their dwellings from liability and property damage. The agents help clients assess coverage limits for personal belongings and structure replacement. Willy’s Insurance handles quotes for both standard and older-model mobile homes, including those in age-restricted communities.
Joe Finch - State Farm Insurance Agent provides tailored mobile home insurance solutions for residents in Chula Vista, CA. Its policies typically cover dwelling protection, personal property, and liability while offering optional endorsements for detached structures or flood damage. The agency assists clients through claims reporting and policy adjustments as needs evolve. Its service extends to mobile home parks, single-family manufactured homes, and modular properties. It also services apartments, retail locations, and restaurants in the area that require commercial insurance considerations.
Homeowners, landlords, and property managers in Chula Vista turn to Hollie Allen - State Farm Insurance Agent for mobile home insurance coverage tailored to manufactured and modular dwellings. Policies typically protect against damage from wind, fire, and liability risks common to Southern California properties. The agency assists clients in understanding policy terms, deductibles, and optional endorsements for structures and personal belongings. It also serves mobile home owners in nearby National City and communities throughout San Diego County.
Fred Hetter - State Farm Insurance Agent serves Chula Vista and the surrounding South Bay communities of San Diego County. The agency handles mobile home insurance policies designed to protect manufactured and mobile homes from common perils like fire, wind, and liability claims. It works with clients to review coverage options that meet local regulations and park requirements. The agent typically begins each job by assessing the customer’s specific mobile home structure and recommending appropriate limits based on replacement cost and personal property needs.
Danny Patel - State Farm Insurance Agent in Chula Vista, CA, helps clients distinguish between one-time mobile home insurance, which covers a single manufactured dwelling, and recurring policy options that renew annually for ongoing protection. The coverage typically addresses risks such as fire, theft, and liability specific to mobile homes. Services generally operate on a scheduled or as-needed basis, depending on whether a policy is newly written, renewed each year, or modified due to a change in the home’s condition.
As seasonal rainstorms and wind events impact Chula Vista each year, Altra Insurance Services Inc. helps local mobile home owners review coverage for potential weather-related damage. Knowledgeable about the specific insurance needs of manufactured and mobile homes in this coastal region, the company provides guidance on policy options for structure, personal property, and liability protection. To begin tailoring a plan, they listen to the customer’s concerns about their home and property, then proceed with an inspection or initial assessment of the unit.
Serving Chula Vista and the surrounding region, BÚHO Insurance Brokerage, formerly Mexico Insurance Services, Inc., specializes in mobile home insurance policies tailored to manufactured and modular homes. The company works to address the unique coverage needs of these structures, such as specific attached structures and personal property protection. Their general service work assists local homeowners with finding appropriate policy options from their available carriers. As seasonal weather shifts bring risks of wind or fire damage, BÚHO Insurance Brokerage helps clients review their coverage for these common regional exposures.
CSS Insurance Services, LLC handles the insurance needs associated with maintaining a mobile home, from basic policy setup to addressing unique exposures like attached additions and detached structures. Its specialty coverage options help protect against typical damages specific to manufactured housing, including roof leaks and water system failures. The company also serves local commercial sectors requiring tailored coverage, such as offices, warehouses, and food service operations.
Eastlake Insurance Services provides residential mobile home insurance to clients throughout Chula Vista and the surrounding area. The agency also offers commercial coverage for mobile home parks needing liability and property protection. Their work often involves helping homeowners secure policies that meet local requirements. Between scheduled policy reviews or renewal periods, the agency follows up with clients to address any coverage changes or questions that may arise.
Bernardo Vasquez - State Farm Insurance Agent in Chula Vista, CA, is known for providing tailored mobile home insurance policies to residents across the area. The agency helps local homeowners secure coverage that protects their manufactured or mobile dwellings against common regional risks. Customers can discuss personalized policy options that combine essential dwelling protection with liability coverage. In addition to standard policies, the agent can add on coverage for detached structures or personal property lost during a covered event.
What Does a a Mobile Home Insurance Agent in Chula Vista Cost?
The cost of mobile home insurance in California typically ranges from 300 to 800 dollars per year for a basic policy. Premiums can be higher in wildfire prone areas like parts of Chula Vista. Factors such as the homes age, location, and coverage limits will affect the final price. This is general information and not insurance advice.
About mobile home insurance agents in Chula Vista
Mobile home insurance agents in Chula Vista help owners of manufactured and mobile homes find proper coverage. California law requires mobile home owners to have insurance that meets specific liability and property damage standards. Agents in Chula Vista understand local risks such as wildfires and earthquakes that may affect your policy needs.
Frequently Asked Questions
What does mobile home insurance cover in California?
A standard mobile home insurance policy in California covers the dwelling structure, personal property, and liability protection. It may also include additional living expenses if your home becomes uninhabitable due to a covered loss.
Is mobile home insurance required by law in California?
Yes, California law requires mobile home owners to carry liability insurance if the home is in a park or on a permanent foundation. Lenders also typically require comprehensive coverage for financed homes.
How do I find a mobile home insurance agent in Chula Vista?
You can search online for licensed insurance agents in Chula Vista who specialize in mobile home policies. The California Department of Insurance website provides a tool to verify an agents license and check for any complaints.
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