The top-rated mobile home insurance agent in Cathedral City, California is Tim Wood - State Farm Insurance Agent, rated 4.9 stars across 372 reviews. Other highly rated options include Lowest Competitive Insurance Services, Inc., Farmers Insurance Tom Breitfeller, Dynamic General Insurance Services. This directory lists 14 mobile home insurance agents serving Cathedral City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tim Wood - State Farm Insurance Agent | 35963 Date Palm Dr | (760) 770-0700 |
| 2 | Lowest Competitive Insurance Services, Inc. | 68945 Vista Chino STE B | (760) 325-1530 |
| 3 | Farmers Insurance Tom Breitfeller | 68828 Ramon Rd STE A | (760) 770-9300 |
| 4 | Dynamic General Insurance Services | 68828 Ramon Rd C1 | (760) 862-5300 |
| 5 | Phil Goodge - State Farm Insurance Agent | 67850 Vista Chino Ste 106 | (760) 328-3233 |
| 6 | Safer Insurance Agency Inc. Cathedral | 68303 Ramon Rd a | (760) 699-5761 |
| 7 | Fred Loya Insurance | 31655 Date Palm Dr | (760) 770-1800 |
| 8 | Rosalio Plata Insurance | 35410 Date Palm Dr | (760) 894-1015 |
| 9 | Fina Insurance Agency Services Inc | 68545 Ramon Rd Ste C102 | (760) 321-7746 |
| 10 | Connelly - Weiss Insurance | 68175 Alcita Rd | (760) 668-4048 |
Tim Wood - State Farm Insurance Agent serves Cathedral City and the surrounding Coachella Valley area, specializing in mobile home insurance coverage. This agency helps local homeowners find policies that address the unique construction and risk factors of manufactured and mobile dwellings. It can assist with protection against wind and earthquake damage common to the desert region. The company also handles personal liability and property coverage options specific to mobile homes in Riverside County.
Lowest Competitive Insurance Services, Inc. provides a range of mobile home insurance policies tailored to protect manufactured and modular homes in Cathedral City, CA. The company offers standard coverage options for structures and belongings, alongside assistance with claims filing and policy adjustments to meet changing needs. It also outlines available maintenance plans designed to help homeowners manage routine inspections and potential repair referrals. The agency services single-family homes, apartments, retail spaces, and restaurants in the local area.
Serving homeowners in Cathedral City, this agency provides mobile home insurance policies to protect residences and personal property. It offers liability coverage and assistance with claims for mobile homes, manufactured homes, and similar dwellings. Farmers Insurance Tom Breitfeller helps clients navigate local coverage requirements and policy options. The agency also serves the broader Coachella Valley area, including neighboring communities like Palm Desert and Rancho Mirage.
In Cathedral City, mobile home insurance can sometimes require a one-time policy purchase or ongoing renewable coverage, depending on ownership status and local requirements. Dynamic General Insurance Services assists residents with protection for manufactured or mobile homes, addressing liability and structural risks. Policies may cover attached structures and personal belongings as needed. Service is available on a one time, scheduled policy renewal, or as needed basis.
Phil Goodge - State Farm Insurance Agent serves Cathedral City and the surrounding Coachella Valley communities, handling policies for manufactured and modular homes. The agency focuses on protecting clients against common risks like wind storms and fire damage specific to the desert region. Each policy is reviewed to ensure adequate dwelling coverage and personal property protection. To complete a typical job, the office assesses the homeowner's current structure value and local rebuilding costs to match an appropriate policy limit.
Safer Insurance Agency Inc. Cathedral specializes in mobile home coverage, offering tailored policies for manufactured and mobile dwellings. It assists clients throughout Cathedral City with protecting their housing investment against common risks. The agency works to ensure residents understand their policy options, including liability protection and replacement cost valuation. During the seasonal risk of high desert winds, it helps homeowners secure appropriate coverage to guard against potential structural damage or debris impact.
Fred Loya Insurance in Cathedral City provides residential mobile home insurance services for homeowners in the surrounding area. The agency also handles commercial coverage for mobile home parks and related businesses, serving clients across the Coachella Valley and beyond. They assist with policy reviews, claims filing, and coverage adjustments based on changing community requirements. After the initial transaction is complete, the agency contacts clients for regular follow-ups to address any coverage changes or additional needs before the next scheduled policy review.
With winter storms and desert winds often threatening mobile homes in Cathedral City, Rosalio Plata Insurance provides coverage options designed to protect against such weather-related damage. The agency specializes in policies that address the unique structural and replacement-cost needs of manufactured housing in the Coachella Valley. A focus is placed on explaining policy terms clearly, ensuring homeowners understand their deductibles and liability protection. The process begins with an inspection of the home’s tie-downs, skirting, and roof condition to offer an accurate initial-assessment quote.
Fina Insurance Agency Services Inc provides mobile home insurance services for clients in Cathedral City and the surrounding region. The company focuses on securing policies that address the specific structural vulnerabilities and liability needs inherent to manufactured and mobile homes, including specialized add-ons for coverage against wind, fire, and transportation damage. Its commercial offerings extend to protecting offices, warehouses, and food service operations within the local area.
What Does a a Mobile Home Insurance Agent in Cathedral City Cost?
The cost of mobile home insurance in Cathedral City typically ranges from 300 to 900 dollars per year for a basic policy, depending on the homes age, value, and location. Adding earthquake coverage can increase the premium by 100 to 300 dollars annually. Actual costs vary based on your specific situation, coverage limits, and deductible choices. This is general information, not insurance advice.
About mobile home insurance agents in Cathedral City
A mobile home insurance agent in Cathedral City can help you protect your manufactured home against risks like windstorms and earthquakes common to the Coachella Valley. California law requires mobile home dealers to provide insurance information at the time of sale, and many lenders also require coverage. Working with a local agent ensures your policy meets state requirements and covers the specific hazards of the desert region.
Frequently Asked Questions
What does a mobile home insurance agent in Cathedral City do?
An agent helps you find a policy that covers your mobile home structure, personal property, and liability. They can explain California-specific endorsements like earthquake coverage, which is not included in standard policies. Agents also assist with claims and policy changes.
Is mobile home insurance required by law in California?
California does not require mobile home insurance by state law, but your lender or park management may require it. If you own the land and the home, a standard homeowners policy may apply, but mobile homes often need specialized coverage.
How do I choose a mobile home insurance agent in Cathedral City?
Look for an agent who is licensed in California and experienced with manufactured homes. Ask about their knowledge of local risks like flash floods and high winds. Compare quotes from multiple agents to find a policy that fits your needs.
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