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Mobile Home Insurance Agents in Carmel, CA

Directory of mobile home insurance agents in Carmel, California. Verify credentials with the state department of insurance before hiring.

2 agents listed
Updated May 2026
Carmel, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 2 mobile home insurance agents in Carmel, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Monroe-Kelly Insurance Services, Inc.
26465 Carmel Rancho Blvd #1A, Carmel, CA 93923
(831) 372-4511 monroe-kellyinsurance.com
Carmel Insurance Agency
126 Clock Tower Pl Suite 102, Carmel, CA 93923
(831) 624-1234 carmelinsurance.com

A mobile home insurance agent in Carmel, California can help you find a policy that meets state requirements. California law requires mobile home owners to have liability coverage if the home is in a park. An agent can explain the difference between standard homeowners insurance and mobile home policies, which often cover the structure and personal property.

What Does a Mobile Home Insurance Agent in Carmel Cost?

The cost of mobile home insurance in California typically ranges from 300 to 800 dollars per year for a basic policy. Factors like the age of the home, location in Carmel, and coverage limits affect the price. Earthquake coverage adds extra cost, often 100 to 300 dollars more per year. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a mobile home insurance agent in Carmel do?
An agent helps you compare policies from different insurers. They explain coverage options like replacement cost, liability, and protection against earthquakes or fire. They also ensure your policy meets California legal requirements for mobile homes.
Is mobile home insurance required by law in California?
California does not require insurance for a mobile home itself. However, if you live in a mobile home park, the park owner usually requires liability insurance. Lenders also require coverage if you have a loan.