The top-rated mobile home insurance agent in Lake Havasu City, Arizona is Alex Ross - State Farm Insurance Agent, rated 4.9 stars across 255 reviews. Other highly rated options include World Insurance Associates LLC, Farmers Insurance - Anthony Oskolkoff, Richards Nygren Insurance. This directory lists 20 mobile home insurance agents serving Lake Havasu City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Alex Ross - State Farm Insurance Agent | 2138 McCulloch Blvd N | (928) 855-7677 |
| 2 | World Insurance Associates LLC | 94 Acoma Blvd S # 102 | (866) 277-7162 |
| 3 | Farmers Insurance - Anthony Oskolkoff | 84 Acoma Blvd N Ste 102 | (928) 733-6098 |
| 4 | Richards Nygren Insurance | 2126 McCulloch Blvd N #15 | (928) 398-2126 |
| 5 | Wayne Edwards - State Farm Insurance Agent | 94 Acoma Blvd S #203 | (928) 846-3513 |
| 6 | Dan Firth American Family Insurance | 2110 McCulloch Blvd N Ste 1 | (928) 855-1109 |
| 7 | Deborah J Miller - State Farm Insurance Agent | 1600 McCulloch Blvd N #1B | (928) 854-6693 |
| 8 | Hollowell Insurance Agency: Allstate Insurance | 500 N Lake Havasu Ave STE B102 | (928) 566-6031 |
| 9 | Aldridge Insurance Services | 430 Lake Havasu Ave #102 | (928) 855-1247 |
| 10 | Farm Bureau Financial Services: Alison Warner-Williams | 1600 McCulloch Blvd N #5b | (928) 846-3232 |
Alex Ross - State Farm Insurance Agent serves the Lake Havasu City, Arizona area with mobile home insurance policies. This agency provides coverage tailored to manufactured and mobile homes, addressing the unique risks these structures face in a desert environment. Policies help protect against damage from wind, hail, and fire, as well as liability concerns. The agent also handles personal property protection and loss of use coverage for mobile homeowners. Specific services include submitting claims assistance and customizing deductibles for park-model homes in the Lake Havasu region.
World Insurance Associates LLC provides mobile home insurance services in Lake Havasu City, AZ, covering a range of policies to protect manufactured and mobile homes. Its offerings include both basic dwelling coverage and comprehensive plans tailored to local weather risks. The agency develops customized maintenance recommendations to help clients safeguard their properties against seasonal damage. Additionally, it offers periodic policy reviews to adjust coverage as property values or needs change. World Insurance Associates LLC services single-family homes, apartments, retail spaces, and restaurants.
Farmers Insurance - Anthony Oskolkoff serves local homeowners and property managers in Lake Havasu City, Arizona, needing mobile home insurance coverage. The agency offers policies designed to protect manufactured and mobile homes from common regional risks, including windstorms and desert fire threats. Clients receive personalized assistance in selecting appropriate liability, dwelling, and personal property protection plans. Its team helps area residents secure adequate coverage for their unique housing needs. This agency also provides services for the nearby community of Parker, Arizona.
Richards Nygren Insurance serves Lake Havasu City and the surrounding communities in Mohave County, handling mobile home insurance policies for local residents and property owners. The agency provides coverage options designed to protect manufactured and mobile homes from common risks in the desert climate. Every policy is tailored to meet individual needs, with property and liability protection available for year-round or seasonal dwellings. Richards Nygren Insurance assesses each client’s unique living situation to recommend a suitable insurance plan.
Mobile home insurance with Wayne Edwards - State Farm Insurance Agent in Lake Havasu City, AZ typically requires a single policy purchase for a specific dwelling or recurring annual renewals for ongoing protection. Coverage commonly addresses risks like wind, fire, and liability for manufactured homes. Agents help clients understand policy limits and available deductibles for local weather conditions. Service runs on a scheduled basis, aligning with policy renewal cycles each year.
As winter winds sweep across Lake Havasu City, protecting a mobile home from damage becomes a priority. Dan Firth American Family Insurance responds to this need by offering policies tailored to manufactured and mobile homes in the area. Coverage typically addresses wind, hail, and fire risks common to the local desert climate. A local agent can also discuss liability and personal property protection. To begin, the agent will arrange an inspection of the home's skirting, tie-downs, and roof condition before issuing a quote.
Deborah J Miller - State Farm Insurance Agent provides specialty policies for mobile homes in Lake Havasu City, AZ, including coverage for the dwelling itself as well as personal property protection. The agency also works with clients to bundle policies and review deductible options to match individual needs. Given the region’s extreme summer heat, the office helps mobile homeowners secure protection against damage from wildfire smoke or sudden monsoon flash flooding.
Located in Lake Havasu City, Hollowell Insurance Agency specializes in mobile home insurance through Allstate, offering tailored coverage for manufactured and mobile structures. The agency assists clients in securing personalized policies that protect their investments and personal property. Common specialty add-ons include coverage for attached structures, personal liability, and protection against weather-related hazards common to the area. Hollowell Insurance Agency serves commercial sectors such as local offices, warehouses, and businesses in the food service industry, providing essential risk management solutions for their properties and operations in the Lake Havasu City region.
Aldridge Insurance Services provides residential mobile home insurance coverage to clients in Lake Havasu City, Arizona. The agency also assists with commercial insurance policies for local business properties in the surrounding area. Their work involves assessing dwelling value, personal property, and liability risks specific to manufactured and mobile homes. The company delivers follow-up service between regular policy reviews to adjust coverage limits or answer questions when circumstances change after a visit.
Farm Bureau Financial Services: Alison Warner-Williams is a mobile home insurance agent in Lake Havasu City, Arizona, known for helping local residents secure coverage for manufactured and mobile homes. The agency offers protection against common Arizona risks, such as extreme heat, wind, and flash flooding, with policies typically covering the dwelling structure and personal property. Liability protection is also available. Specialty endorsements can be added, including coverage for detached structures like sheds or carports often found on these properties.
What Does a a Mobile Home Insurance Agent in Lake Havasu City Cost?
Typical mobile home insurance in Arizona costs between 400 and 1200 dollars per year depending on the homes age location and coverage limits. Lake Havasu City policies may be higher due to wind exposure and wildfire risk. Factors like roof condition and security features affect premium. This is general information not insurance advice.
About mobile home insurance agents in Lake Havasu City
Mobile home insurance agents in Lake Havasu City help owners of manufactured and mobile homes find the right coverage. Arizona law requires insurers to offer specific protections for mobile homes including wind and hail coverage. Local agents understand the unique risks of the Lake Havasu area such as seasonal dust storms and extreme heat.
Frequently Asked Questions
What does mobile home insurance cover in Arizona?
Standard policies cover the structure personal property and liability. Arizona law does not require mobile home insurance but lenders usually mandate it. Additional coverage for flood or earthquake may be available as separate policies.
How do I find a licensed mobile home insurance agent in Lake Havasu City?
You can search the Arizona Department of Insurance website for licensed agents in Mohave County. Many local independent agents in Lake Havasu City offer policies from multiple carriers. Ask about specific coverage for manufactured homes built after 1976.
Are there special requirements for mobile home insurance in Arizona?
Arizona requires insurers to offer replacement cost coverage for newer mobile homes. Older homes may only qualify for actual cash value policies. Agents can explain how the 1976 HUD code affects eligibility for certain coverages.
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