The top-rated mobile home insurance agent in Fairbanks, Alaska is Shannon Fortune - State Farm Insurance Agent, rated 4.9 stars across 480 reviews. Other highly rated options include Matthew Raymond - State Farm Insurance Agent, Kris Yoder - State Farm Insurance Agent, Dave Mongold: Allstate Insurance. This directory lists 20 mobile home insurance agents serving Fairbanks.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Shannon Fortune - State Farm Insurance Agent | 322 Old Steese Hwy Unit 6 | (907) 452-1385 |
| 2 | Matthew Raymond - State Farm Insurance Agent | 1600 Indiana Ave | (907) 452-6015 |
| 3 | Kris Yoder - State Farm Insurance Agent | 3505 Airport Way | (907) 328-9022 |
| 4 | Dave Mongold: Allstate Insurance | 230 Old Steese Hwy | (907) 452-4260 |
| 5 | Jim Kelly - State Farm Insurance Agent | 1401 S Turner St | (907) 457-3276 |
| 6 | Chris Marok: Allstate Insurance | 59 College Rd Ste 205 | (907) 452-5664 |
| 7 | Ed Randolph - State Farm Insurance Agent | 610 12th Ave | (907) 452-1861 |
| 8 | Loa Carroll-Hubbard: Allstate Insurance | 208 Gaffney Rd | (907) 474-8002 |
| 9 | Fidelity Title Agency of Alaska, LLC | 250 Cushman St STE 2B | (907) 457-3250 |
| 10 | Laura Brugger - COUNTRY Financial Representative | 751 7th Ave A | (907) 458-7474 |
Shannon Fortune - State Farm Insurance Agent serves the Fairbanks, Alaska area and the surrounding region, specializing in mobile home insurance policies. This location assists homeowners in protecting their manufactured and mobile homes against the unique risks of the interior Alaska climate. The agency also provides tailored coverage for attached structures and personal belongings within the home. Handling the specific documentation required for mobile home titles and insuring against winter-related damages are key services offered here in Fairbanks.
Matthew Raymond - State Farm Insurance Agent in Fairbanks, Alaska, provides mobile home insurance policies tailored to coverage needs for manufactured and modular dwellings. The office helps clients understand policy options for structures, personal property, and liability protection, and it assists with periodic reviews to adjust coverage as needs change. Seasonal considerations common to the region are addressed during consultations, and claims support is facilitated through the agency. This agent services single-family mobile homes, multi-unit mobile home parks, seasonal recreational properties, and small residential rentals.
Kris Yoder - State Farm Insurance Agent serves homeowners in Fairbanks who need mobile home insurance coverage. The agency helps customers protect their manufactured and mobile homes with appropriate policies suited for Alaska’s unique climate conditions. Clients can discuss coverage options for their structures, personal property, and liability needs. The service area extends to surrounding communities in the Fairbanks North Star Borough, including nearby locations such as North Pole, to assist regional mobile home owners.
Dave Mongold: Allstate Insurance serves the Fairbanks, Alaska area and its surrounding communities, handling mobile home insurance policies. It provides coverage options tailored specifically to manufactured and mobile homes in the region. The agency assists clients with protecting their structures and personal property from common local risks. Its process typically involves reviewing individual coverage needs and recommending appropriate protection levels based on the homeowner's situation.
When considering mobile home insurance, customers often choose between a single policy purchase for immediate protection or an ongoing plan that renews annually to cover changing needs. Jim Kelly, a State Farm Insurance agent in Fairbanks, Alaska, helps clients select appropriate coverage for their manufactured homes, including protections for the structure, personal belongings, and liability. Service runs on either a one-time basis for new policies or as scheduled annual renewals, with additional adjustments available as needed whenever coverage requirements shift.
Chris Marok: Allstate Insurance specializes in mobile home insurance services, offering tailored policies to protect manufactured homes in the Fairbanks area. Its general insurance work includes advising clients on coverage options for structures, personal belongings, and liability. Given the harsh Interior Alaska winters and the risk of freeze-related pipe bursts or roof damage from heavy snow accumulation, this agency specifically assists homeowners in securing protection against such seasonal threats.
Fairbanks winters demand reliable coverage for mobile homes, as deep snow and extreme cold can cause structural strain and frozen pipes. Ed Randolph State Farm Insurance Agent provides mobile home policies designed to protect against such northern risks, including fire, wind, and liability. The agent works with homeowners to assess their specific property vulnerabilities, such as tie-down stability or skirting condition, before tailoring a policy. A thorough inspection of the home and lot is typically scheduled to pinpoint coverage needs and quote terms accurately.
Loa Carroll-Hubbard: Allstate Insurance works with Fairbanks residents to secure coverage for their homes, with special attention to the specific needs of mobile home protection. Optional policies for belongings and liability are available to enhance standard plans. The agency can also arrange policies for commercial sectors such as offices and warehouses, in addition to serving food service operations.
Laura Brugger, a COUNTRY Financial representative in Fairbanks, AK, offers residential mobile home insurance services. Commercial coverage for mobile home parks or similar properties is also available throughout the Fairbanks area. The agency works with clients to help protect their manufactured homes and personal property against common risks like winter weather damage. Policies can be adjusted when needs change, and follow-up service between regular visits helps ensure annual coverage reviews are completed on time.
What Does a a Mobile Home Insurance Agent in Fairbanks Cost?
Typical annual premiums for mobile home insurance in Fairbanks range from 800 to 2,500 dollars depending on the home value, location, and coverage options. Older homes or those in flood zones may cost more. Policies with replacement cost coverage are generally higher than actual cash value policies. This is general information and not insurance advice.
About mobile home insurance agents in Fairbanks
Mobile home insurance agents in Fairbanks help owners protect their manufactured homes against risks like wind, snow, and permafrost shifts. Alaska law requires insurers to offer replacement cost coverage for mobile homes under certain conditions. Local agents understand the unique challenges of insuring homes in Interior Alaska, including extreme cold and remote location factors.
Frequently Asked Questions
What does mobile home insurance cover in Fairbanks Alaska?
Standard policies cover the home structure, personal property, and liability. In Fairbanks, many policies also include protection against wind damage, snow load collapse, and frozen pipe bursts. You can add endorsements for earthquake or flood coverage if needed.
Is mobile home insurance required in Alaska?
Alaska law does not require mobile home insurance, but your lender will likely require it if you have a loan. Even without a loan, insurance protects your investment against common Alaska risks like ice damming or wildfire.
How do Alaska winters affect mobile home insurance rates?
Winter risks like heavy snow, ice dams, and frozen pipes can increase premiums in Fairbanks. Agents may recommend higher coverage limits for heating system failures or roof collapse. Insurers also consider the age and foundation type of your mobile home.