The top-rated medicare insurance agent in Terrell, Texas is Farmers Insurance - Casi Akins, rated 4.9 stars across 166 reviews. Other highly rated options include Graylan Dabney - State Farm Insurance Agent, RW Insurance Services Inc, Groom Insurance. This directory lists 17 medicare insurance agents serving Terrell.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Farmers Insurance - Casi Akins | 106 E Moore Ave | (972) 524-3001 |
| 2 | Graylan Dabney - State Farm Insurance Agent | 309 FM148 ste b | (972) 524-4194 |
| 3 | RW Insurance Services Inc | 105 E High St suite d | (972) 563-6422 |
| 4 | Groom Insurance | 804 E Moore Ave | (972) 551-1635 |
| 5 | Travis Wilson - State Farm Insurance Agent | 201 W Nash St Ste 102 | (972) 563-1500 |
| 6 | Curt Thomas Cilio: Allstate Insurance | 200 Fourth St Ste A | (972) 564-5580 |
| 7 | Serrato Insurance Agency | 100 Lee St | (469) 474-7527 |
| 8 | Farmers Insurance - Moriah Steenburg | 101 Sage St Ste D | (469) 382-2950 |
| 9 | Hernandez Insurance Agency | 704 W Moore Ave | (972) 524-9800 |
| 10 | Fred Loya Insurance | 1900 W Moore Ave | (972) 551-0664 |
Farmers Insurance - Casi Akins serves the Terrell, Texas area and surrounding Kaufman County as a local Medicare insurance agent. This agency helps clients navigate their initial enrollment periods and annual open enrollment windows for Medicare plans. They provide guidance on selecting appropriate Medicare Supplement and Medicare Advantage policies to fit individual healthcare needs and budgets. The office specializes in explaining the differences between Original Medicare and private plan options available in the region, with a focus on Advantage plans and Part D prescription drug coverage.
Graylan Dabney - State Farm Insurance Agent in Terrell, TX, provides personalized Medicare insurance guidance, helping clients navigate plan options and enrollment periods. Services include annual plan reviews and assistance with Medicare Advantage, Supplement, and Part D selections to match individual healthcare needs. The office maintains ongoing support for policy adjustments as coverage requirements evolve. This agent serves single-family homes, apartments, retail, and restaurants.
Serving Terrell and the surrounding communities in Kaufman County, RW Insurance Services Inc handles the selection of Medicare Advantage, Supplement, and Part D prescription drug plans. It focuses on helping clients navigate enrollment periods and understand their coverage options. A typical job begins with reviewing an individual’s current health needs and budget, then comparing available carriers to verify coverage fits preferred doctors and medications. Any change is explained step by step before its implementation.
Groom Insurance serves senior residents and individuals in the Terrell, Texas, area who require assistance with Medicare plan selection and enrollment. It provides guidance on original Medicare, Medicare Advantage, and prescription drug coverage options. The agency explains plan benefits, costs, and network restrictions to help clients make informed decisions during open enrollment periods. Its listings also cover suitable Medicare Supplemental insurance policies for eligible beneficiaries. Groom Insurance additionally offers its advisory services to clients living in the nearby Forney community within the Dallas-Fort Worth metro.
Travis Wilson - State Farm Insurance Agent in Terrell, TX, assists clients with both original Medicare enrollment and the ongoing management of supplemental plans. Coverage options explained include Medigap policies and Medicare Advantage plans tailored to individual healthcare needs and budgets. Eligible residents can receive help comparing plan benefits and understanding annual enrollment periods. Service runs on a scheduled, appointment-based basis, with as-needed follow-up for policy changes or questions.
Offering guidance on Medicare Advantage, Supplement, and Part D plans, Curt Thomas Cilio: Allstate Insurance works with individuals in the Terrell, TX area to evaluate their healthcare coverage needs. The agency helps clients compare policy options and navigate the annual enrollment process with clear explanations of benefits and costs. At the end of each year, it focuses on ensuring clients understand any plan changes during the Medicare Open Enrollment Period.
As the Medicare Annual Enrollment Period approaches each fall, many seniors in Terrell, Texas review their coverage options for the coming year. Serrato Insurance Agency provides guidance through these complex decisions, helping local beneficiaries compare plans based on their specific health needs and budgets. Regular consultations focus on prescription drug lists, network changes, and out-of-pocket costs. During an initial appointment, an agent conducts a thorough assessment of each client’s current medications and preferred doctors.
Farmers Insurance - Moriah Steenburg, a Medicare insurance agency in Terrell, TX, assists individuals with navigating their health coverage options. The company focuses on helping clients understand Medicare plans to fit their specific needs and budgets. Coverage offered includes various parts of Medicare and supplemental policies. This agency can also provide insurance services for local offices, warehouses, and food service businesses, ensuring those commercial sectors have appropriate coverage as well.
Serving residents of Terrell, Texas, Hernandez Insurance Agency helps individuals navigate their Medicare options during initial enrollment and annual changes. Commercial coverage for local businesses is not mentioned in available information. The agency focuses on the Terrell area, assisting clients with plan comparisons and enrollment. After helping a client select a plan, the office provides ongoing support when follow‑up questions arise, ensuring continued care between regular check‑ins or annual review visits.
Fred Loya Insurance in Terrell, Texas, assists clients by explaining the difference between one-time enrollment periods and recurring annual open enrollment for Medicare plans. Coverage options include Medicare Advantage and Medigap policies, each with distinct benefits for medical and hospital expenses. Guidance is tailored to local network availability and individual health needs during these enrollment windows. Service for Medicare Insurance Agent questions and policy sign-ups typically runs on a one-time, as-needed basis, with the agent available to reassess coverage during each annual renewal cycle.
What Does a a Medicare Insurance Agent in Terrell Cost?
Medicare Part A is usually premium-free for those who paid Medicare taxes for at least 10 years. Part B has a standard monthly premium of around $174.70 in 2024, though higher income may increase this amount. Medicare Supplement plans in Texas can range from about $100 to $300 per month depending on the plan type and your age. Medicare Advantage plans often have low or $0 monthly premiums but include copays and deductibles. This is general information and not insurance advice.
About medicare insurance agents in Terrell
Medicare insurance agents in Terrell, Texas help residents navigate plan choices during Initial Enrollment and Annual Enrollment periods. Texas law requires agents to be licensed through the Texas Department of Insurance. Local agents understand the specific network options available in Kaufman County and can explain how Medicare Supplement and Medicare Advantage plans work in this area.
Frequently Asked Questions
When can I enroll in Medicare in Terrell Texas?
Your Initial Enrollment Period starts three months before your 65th birthday and ends three months after. Texas residents also have an Annual Enrollment Period from October 15 to December 7 each year. Special Enrollment Periods may apply if you lose other coverage or move out of the service area.
What is the difference between Medicare Supplement and Medicare Advantage in Texas?
Medicare Supplement plans help pay for costs not covered by Original Medicare and allow you to see any doctor who accepts Medicare. Medicare Advantage plans replace Original Medicare and often include drug coverage but have network restrictions. Texas law requires Medicare Advantage plans to offer out-of-network coverage in emergencies.
Do Medicare agents in Terrell charge a fee for their services?
Licensed Medicare insurance agents in Texas are typically paid by insurance companies, not by clients. You generally do not pay a fee for agent help. Always confirm with the agent that their services are provided at no cost to you before starting.