The top-rated medicare insurance agent in Laredo, Texas is Pronto Insurance, rated 4.7 stars across 150 reviews. Other highly rated options include Prominence Health Plan, Americorp Insurance Group LLC, Delgado Insurance Agency. This directory lists 20 medicare insurance agents serving Laredo.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Pronto Insurance | 819 S. New York & Loop 20 | (956) 724-1851 |
| 2 | Prominence Health Plan | 9114 McPherson Rd Suite 2520 | (956) 332-2473 |
| 3 | Americorp Insurance Group LLC | 408 Shiloh Dr Ste 3 | (956) 568-3667 |
| 4 | Delgado Insurance Agency | 9902 McPherson Rd STE 6 | (956) 728-7377 |
| 5 | South Texas Insurance Agency | 2201 San Salvador St | (956) 712-2444 |
| 6 | Alphasure Affordable Insurance Services | 201 W Del Mar Blvd Suite 20 | (956) 729-9500 |
| 7 | Farmers Insurance - Edgar Gonzalez | 3210 Jaime Zapata Memorial Hwy STE B5 | (956) 284-0111 |
| 8 | Golden Plan Choice | 1413 Farragut St Ste A | (956) 324-1035 |
| 9 | EDOMBAU Insurance Agency by Auslander Health Systems | 5219 McPherson Rd Suite 310 | (956) 679-2009 |
| 10 | Farmers Insurance - Cynthia Cardenas | 6909 Springfield Ave #103 | (956) 724-8200 |
Prominence Health Plan is known for helping Medicare beneficiaries in Laredo, Texas, navigate enrollment options and annual plan changes. Its services include comparing Medicare Advantage and Medigap plans to match individual healthcare needs and budgets. The agency guides clients through the initial enrollment period and special enrollment windows. For ongoing support, it can add on annual plan review and annual notice of change analysis to ensure coverage remains cost-effective.
Americorp Insurance Group LLC serves seniors and Medicare-eligible residents in and around the Laredo, Texas, area. The agency focuses on helping individuals navigate their annual enrollment periods and compare available Medicare plans. It offers guidance on plan options that may cover prescription drugs, hospital stays, and routine medical care. The company assists clients with Part D prescription drug plans and Medicare Supplement insurance policies to help address specific healthcare needs and budgets.
Delgado Insurance Agency provides a full range of Medicare insurance services, including plan selection assistance and enrollment support for beneficiaries in Laredo, Texas. Its service approach focuses on evaluating individual health care needs and comparing available Medicare Advantage, Supplement, and Part D prescription drug plans. The agency also offers ongoing policy reviews during annual open enrollment periods to help clients adjust their coverage. It services properties such as single-family homes and apartments.
South Texas Insurance Agency in Laredo, TX distinguishes between one-time plan comparisons and ongoing service options when assisting local seniors with Medicare coverage. The agency helps clients navigate Original Medicare, Medicare Advantage, and prescription drug plans to find coverage that fits individual needs. Service runs on either a one-time, scheduled annual review, or as-needed basis throughout the year to address evolving healthcare requirements.
Alphasure Affordable Insurance Services serves Laredo, Texas, and the surrounding communities in Webb County, handling Medicare insurance needs for eligible residents. The agency helps clients navigate Medicare Supplements, Part D prescription drug plans, and Medicare Advantage options to address healthcare coverage requirements. For each typical job, it gathers a client’s medical usage patterns, budget constraints, and preferred providers to compare available plans, then presents a tailored recommendation that balances cost and coverage.
As a Medicare insurance agent in Laredo, TX, Farmers Insurance - Edgar Gonzalez provides guidance on Medicare Supplement and Medicare Advantage plans. The office helps clients compare coverage options that align with individual healthcare needs and budgets. It also assists with navigating the initial enrollment period to avoid late penalties. Seasonal support is available during the annual Medicare Open Enrollment Period, when beneficiaries can review and adjust their existing plans for the coming year.
As the Medicare Annual Enrollment Period approaches each fall in Laredo, Texas, many residents seek clarity about their plan options. Golden Plan Choice provides comprehensive guidance to local seniors navigating these important decisions. The agency helps clients compare coverage details, costs, and provider networks across available Medicare plans in Webb County. A licensed agent reviews each individual’s current health needs and prescription drug usage during an initial no-cost assessment.
Serving residents in Laredo, Texas, EDOMBAU Insurance Agency by Auslander Health Systems specializes in Medicare insurance solutions for individuals. The agency also helps local businesses with commercial coverage options across the region. Medicare insurance agents here assist clients in understanding plan choices, enrollment periods, and coverage details. Following initial enrollment or plan changes, the agency provides ongoing support and follow-up assistance between regular annual reviews to ensure continued service satisfaction.
Farmers Insurance - Cynthia Cardenas assists clients in Laredo, TX with their general insurance needs, with a specialty in offering Medicare insurance agent services to help individuals navigate their healthcare coverage options. The agency supports local residents by arranging supplemental plans and providing guidance through enrollment periods. In addition to serving individuals, the company can address insurance requirements for a variety of commercial sectors, including offices, warehouses, and food service operations.
What Does a a Medicare Insurance Agent in Laredo Cost?
Medicare insurance agents in Texas do not charge you a fee for their services. Their compensation comes from the insurance carrier, typically a commission of 15 to 20 percent of the plan premium for the first year and lower amounts in later years. For a Medicare Advantage plan with a zero dollar premium, the agent may receive a flat fee from the carrier. Costs for you depend on the specific plan you select, your income, and your health needs. This is general information, not insurance advice.
About medicare insurance agents in Laredo
Medicare insurance agents in Laredo, Texas help residents compare Medicare Advantage, Medigap, and Part D drug plans. Texas law requires agents to be licensed by the Texas Department of Insurance and to follow state rules about plan marketing and enrollment. Laredo agents can explain how Medicare works with local providers like Laredo Medical Center and Doctors Hospital.
Frequently Asked Questions
What is the Medicare enrollment period in Laredo Texas?
The Initial Enrollment Period lasts 7 months, starting 3 months before your 65th birthday month. The Annual Enrollment Period runs from October 15 to December 7 each year. Texas also has a Special Enrollment Period for certain life events like moving or losing other coverage.
Can a Medicare agent help me with Medicare Advantage plans in Laredo?
Yes, a licensed agent can show you Medicare Advantage plans available in Webb County. These plans often include prescription drug coverage and may have network rules. The agent must follow Texas law that limits how they can market these plans.
Do I have to pay a Medicare insurance agent in Laredo for their help?
No, you generally do not pay the agent directly. Agents are paid by the insurance companies whose plans you choose. Texas law requires agents to disclose their compensation if you ask.