The top-rated medicare insurance agent in Oak Ridge, Tennessee is Stephanie Hale-Smith - State Farm Insurance Agent, rated 5.0 stars across 331 reviews. Other highly rated options include Bradley Roberts: Allstate Insurance, Laura Lynn Green - State Farm Insurance Agent, Madison Insurance Group, Inc.. This directory lists 14 medicare insurance agents serving Oak Ridge.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Stephanie Hale-Smith - State Farm Insurance Agent | 40 New York Ave #110 | (865) 483-7784 |
| 2 | Bradley Roberts: Allstate Insurance | 106 S Illinois Ave | (865) 482-9596 |
| 3 | Laura Lynn Green - State Farm Insurance Agent | 136 Marquette Rd | (865) 483-5666 |
| 4 | Madison Insurance Group, Inc. | 795 Main St W Suite 200 | (865) 425-7300 |
| 5 | Thompson Insurance Group | 697 Emory Valley Rd E | (865) 685-5069 |
| 6 | Health Plan Solutions Insurance Agency | 140 Talmeda Rd #138 | (865) 294-4359 |
| 7 | Fox Insurance Group | 110 S Illinois Ave | (865) 482-0513 |
| 8 | Chris Smith Insurance | 471 Oak Ridge Turnpike Ste.B | (865) 272-3387 |
| 9 | Southern Protection Insurance TN | 113 Raleigh Rd | (865) 290-0191 |
| 10 | Herron-Connell Insurance | 665A Emory Valley Rd | (865) 483-8483 |
Stephanie Hale-Smith - State Farm Insurance Agent serves the Oak Ridge, Tennessee area as a medicare insurance agent. This agency helps local clients navigate the complexities of Medicare coverage, including plan options and enrollment periods. It assists individuals in understanding their health insurance needs during retirement. The office handles both Medicare Supplement plans and Medicare Advantage plan inquiries for residents in the surrounding region.
Bradley Roberts: Allstate Insurance provides Medicare insurance agent services to individuals in Oak Ridge, Tennessee, helping clients navigate plan options and enrollment periods. The agency offers annual plan reviews and assists with coverage adjustments as healthcare needs change over time. Policyholders receive support for understanding benefits and managing claims. This service accommodates the varying requirements of local residents, including those living in single-family homes and apartments, as well as owners of retail and restaurant properties.
Laura Lynn Green - State Farm Insurance Agent serves local homeowners and business owners in Oak Ridge, Tennessee, helping them navigate Medicare insurance options that coordinate with retirement health planning. The agency explains plan types, enrollment periods, and coverage details to ensure clients make informed decisions about their medical benefits under federal guidelines. Personalized consultations are available to address individual healthcare needs and budgets. Beyond Oak Ridge, this agent also provides services to residents in the neighboring community of Clinton within Anderson County.
Madison Insurance Group, Inc. serves Oak Ridge, Tennessee, and the surrounding communities of Anderson and Roane Counties. It handles Medicare Supplement, Medicare Advantage, and Part D prescription drug plans for beneficiaries approaching or already in their initial enrollment periods. The agency focuses on helping clients understand how plan choices affect their healthcare costs and provider access. It typically starts its work with a free, no-obligation review of a client’s current coverage.
Thompson Insurance Group in Oak Ridge, TN specializes in helping individuals navigate Medicare Advantage, Supplement, and Part D plan options. The agency provides clear, personalized guidance to simplify enrollment and annual plan reviews. During the annual Open Enrollment and Medicare Advantage Open Enrollment periods, it assists local beneficiaries with comparing plans to ensure coverage matches their current health needs and budgets.
As Medicare open enrollment approaches each fall, residents of Oak Ridge, Tennessee, often have questions about changes to their coverage. Health Plan Solutions Insurance Agency assists local seniors by reviewing their current plans and explaining available options in the area. The agency focuses on matching individuals with suitable Medicare plans for their specific health needs and budget. An initial consultation helps clients understand plan details before any final decisions are made, beginning with a straightforward review of each person’s current coverage and upcoming annual changes.
Fox Insurance Group in Oak Ridge, TN helps clients understand the difference between one-time annual enrollment consultations and ongoing Medicare coverage management. They provide guidance on Medicare Advantage plans, supplement policies, and Part D drug coverage options. Their service operates on both a scheduled and as-needed basis, allowing clients to request assistance when their healthcare needs change throughout the year.
Chris Smith Insurance helps individuals in Oak Ridge, TN understand and select Medicare coverage options. As a Medicare insurance agent, the company guides clients through plan comparisons including Medicare Advantage and Part D prescription drug policies. It also assists with Medicare Supplement plans to cover additional costs. The company can serve those working in local offices, warehouses, and food service establishments, ensuring their health coverage needs are addressed.
Southern Protection Insurance TN, based in Oak Ridge, is known for helping individuals navigate Medicare plan options throughout their annual enrollment periods. The agency guides clients through Part A, Part B, Medicare Advantage, and Part D prescription drug coverage, ensuring they find the plan that aligns with their healthcare needs and budget. They assist with comparing supplement plans to cover gaps in Original Medicare. As a specialty service, the agent can help evaluate Medicare Savings Programs for qualified applicants.
Herron-Connell Insurance serves residential clients in Oak Ridge, Tennessee, with Medicare insurance guidance. The agency also assists commercial clients in navigating coverage options throughout the local area. Their work includes explaining plan details and helping individuals make informed choices during enrollment periods. They provide ongoing support to policyholders, ensuring questions are addressed or adjustments made during subsequent visits or between regular check-ins.
What Does a a Medicare Insurance Agent in Oak Ridge Cost?
Medicare insurance agents in Tennessee do not charge you directly for their services. Their compensation comes from the insurance companies whose plans they sell. Medicare Part A is usually free if you have paid Medicare taxes for at least 10 years. Part B has a standard monthly premium of about $174.70 in 2024 though higher income individuals pay more. Medicare Advantage plans may have low or zero monthly premiums but include copays and deductibles. Medigap plans premiums vary by company and coverage level typically ranging from $100 to $300 per month for a 65 year old. This is general information not insurance advice.
About medicare insurance agents in Oak Ridge
Medicare insurance agents in Oak Ridge Tennessee help residents navigate Medicare Part A Part B Part C and Medigap options. Tennessee law requires agents to be licensed by the state and to follow specific marketing guidelines. Local agents can explain how Tennessee Medicare rules affect your coverage choices.
Frequently Asked Questions
What does a Medicare insurance agent in Oak Ridge do?
A Medicare insurance agent helps you compare plans and enroll in Medicare Advantage or Medicare Supplement plans. They are licensed in Tennessee and can explain how plans work in Oak Ridge. Agents do not charge you a fee because they are paid by the insurance companies.
When can I enroll in Medicare in Tennessee?
Your Initial Enrollment Period starts three months before you turn 65 and ends three months after your birthday month. Tennessee also has an Annual Enrollment Period from October 15 to December 7 each year. If you miss these windows you may have to wait for a Special Enrollment Period.
Are Medicare insurance agents in Oak Ridge required to be licensed?
Yes Tennessee law requires all Medicare insurance agents to hold a valid insurance license. Agents must also complete annual Medicare training. You can verify an agents license through the Tennessee Department of Commerce and Insurance website.
Medicare Insurance Agents in Other Tennessee Cities
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