The top-rated medicare insurance agent in Elyria, Ohio is Cobos Insurance Center, rated 4.8 stars across 142 reviews. Other highly rated options include J.P. Merk - State Farm Insurance Agent, Riddell Insurance, Hoyas Insurance Group. This directory lists 17 medicare insurance agents serving Elyria.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Cobos Insurance Center | 41436 Griswold Rd | (440) 324-3732 |
| 2 | J.P. Merk - State Farm Insurance Agent | 511 Abbe Rd N B | (440) 324-4646 |
| 3 | Riddell Insurance | 490 Cleveland St | (216) 672-0637 |
| 4 | Hoyas Insurance Group | 43099 N Ridge Rd | (440) 324-3331 |
| 5 | Chad Nelson: Allstate Insurance | 994 Abbe Rd N ste 100 | (440) 281-8688 |
| 6 | Ryan Insurance Agency Inc | 105 Cleveland St | (440) 322-3200 |
| 7 | JC Insurance Agency, Inc. | 30 West Ave | (440) 322-7900 |
| 8 | Daniel Gossman: Allstate Insurance | 500 E Broad St | (440) 323-7911 |
| 9 | Savoy Insurance Group | 106 Middle Ave 2nd Floor | (440) 365-0435 |
| 10 | Schlather Insurance Agency | 900 E Broad St | (440) 366-1561 |
Located in Elyria, Ohio, Cobos Insurance Center serves Lorain County and surrounding communities as a local Medicare insurance agent. The company helps individuals navigate the complexities of Medicare plans, including enrollment periods and plan comparisons. They guide clients through the options for Medicare Supplement, also known as Medigap, and Medicare Advantage plans. This assistance ensures that beneficiaries can select coverage that fits their specific healthcare needs and budget. Cobos Insurance Center handles Part D prescription drug plan enrollments and annual plan reviews in this area.
J.P. Merk - State Farm Insurance Agent in Elyria, OH offers assistance with Medicare insurance options, including plan comparisons and enrollment guidance. The agency provides ongoing policy reviews to help clients understand coverage changes and annual updates. Its services focus on helping individuals navigate their healthcare choices throughout the year. These insurance solutions are available for clients residing in single-family homes, apartments, retail spaces, and restaurants.
Residents and small business owners in need of Medicare guidance can work with Riddell Insurance in Elyria, OH. As a local Medicare insurance agent, the company helps clients navigate plan options and enrollment periods. The agent explains coverage differences and assists with annual review needs. Services focus on matching individual health care requirements with suitable policies. In addition to serving Elyria, the agency also assists clients in the nearby community of Lorain.
Serving Elyria, Ohio, and the surrounding Lorain County communities, Hoyas Insurance Group handles Medicare insurance needs for local residents. It assists clients with understanding Medicare plans, including supplements and prescription drug coverage. Navigating enrollment periods and potential plan changes each fall requires careful attention. The company aims to clarify these options for each individual’s specific healthcare and financial situation. It typically reviews a client’s current coverage alongside upcoming medical needs to identify suitable choices before presenting any available plans in a straightforward manner.
Many Medicare insurance decisions involve a choice between a one-time plan selection or ongoing support for changing healthcare needs. Chad Nelson: Allstate Insurance in Elyria, OH assists local residents by explaining original Medicare and Medicare Advantage plan differences. Their guidance covers prescription drug coverage and supplemental options that help manage out-of-pocket costs. Annual enrollment periods often require reviewing current plans against new offerings. Service is available on a scheduled basis, with appointments arranged throughout the year for both initial sign-ups and renewals.
For Elyria residents navigating Medicare’s annual enrollment period, Ryan Insurance Agency Inc provides clear guidance on plan options. Medicare insurance agents help individuals compare Medicare Advantage and supplement plans to match their healthcare needs. The agency schedules an in-person consultation to review existing coverage and explain the available Medicare Part D prescription drug plans. During this initial meeting, the agent inspects each client’s current policy to identify any gaps in coverage before recommending any changes.
JC Insurance Agency, Inc. in Elyria, OH offers specialty services for Medicare supplement plans and Medicare Advantage options, providing general insurance guidance for individual health coverage needs. It assists clients in Elyria and the surrounding area with navigating enrollment periods and coordinating benefits alongside existing healthcare providers. The agency helps seniors understand how to manage medical costs during the Annual Enrollment Period, when beneficiaries can switch plans to better cover their prescription drug costs or changing health conditions for the upcoming year.
Daniel Gossman: Allstate Insurance in Elyria, OH helps individuals navigate their healthcare coverage options. The agency focuses on Medicare insurance, providing guidance on plan selection for those eligible. Clients receive assistance understanding the distinctions between original Medicare and Medicare Advantage, as well as supplemental policies that address out-of-pocket costs. This includes working with local residents to align plans with their specific medical needs and budgets. The agency serves a variety of commercial sectors, including small offices, industrial warehouses, and food service establishments.
Savoy Insurance Group in Elyria, OH, is a Medicare insurance agent known for guiding clients through plan selection and enrollment. The company serves local seniors and individuals approaching eligibility, offering assistance with Medicare Advantage, Supplement, and Part D drug plans. These agents help evaluate coverage options to match health needs and budgets. An added specialty service includes coordinating plan changes during the annual open enrollment period.
Schlather Insurance Agency in Elyria, OH assists residents with their personal Medicare insurance needs, including plan comparisons and enrollment. The agency also helps local businesses understand group coverage options for their employees within the Elyria area. Their agents explain plan differences so clients can make informed choices during open enrollment. After the initial policy is set, the agency follows up to confirm satisfaction and addresses any billing or coverage questions that arise between regular annual reviews.
What Does a a Medicare Insurance Agent in Elyria Cost?
Medicare insurance agents in Ohio typically do not charge you directly for their services. They are paid commissions by the insurance companies whose plans you choose. These commissions are built into the plan premiums. For Medigap plans in Ohio, monthly premiums can range from about $50 to $300 depending on your age, health, and plan type. Medicare Advantage plans often have low or zero monthly premiums but may have copays and deductibles. This is general information and not insurance advice.
About medicare insurance agents in Elyria
Elyria residents can work with a licensed Medicare insurance agent to understand their coverage options. Ohio law requires agents to be certified and follow state regulations when advising on Medicare Advantage, Medigap, and Part D plans. Local agents in Lorain County can help you compare plans during the Annual Enrollment Period or for Special Enrollment Periods.
Frequently Asked Questions
What does a Medicare insurance agent in Elyria do?
A Medicare insurance agent helps you review and compare Medicare plans. They explain coverage details, costs, and enrollment rules. Agents in Ohio must be licensed by the Ohio Department of Insurance.
When can I enroll in Medicare in Ohio?
Initial Enrollment Period starts three months before your 65th birthday and ends three months after. Ohio also has an Annual Enrollment Period from October 15 to December 7. Special Enrollment Periods may apply if you move or lose other coverage.
Are there Ohio-specific rules for Medicare agents?
Yes. Ohio agents must follow state laws on marketing and sales practices. They cannot use high-pressure tactics. Agents must also disclose their license status and any compensation they receive from insurance carriers.
Medicare Insurance Agents in Other Ohio Cities
Akron · Alliance · Amelia · Amherst · Aurora · Avon Lake · Barberton · Batavia · Beachwood · Beavercreek · Berea · Boardman · Bowling Green · Brunswick · Canal Winchester