The top-rated medicare insurance agent in Cleveland, Ohio is Globe Life Family Heritage Division, rated 4.5 stars across 959 reviews. Other highly rated options include Mike Fabert - State Farm Insurance Agent, Ralph P. Sills Insurance Agency, Four Point Insurance Agency, Inc.. This directory lists 25 medicare insurance agents serving Cleveland.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Globe Life Family Heritage Division | 6001 E Royalton Rd Suite 200 | (440) 922-5222 |
| 2 | Mike Fabert - State Farm Insurance Agent | Hts, 2491 Lee Blvd | (216) 932-6900 |
| 3 | Ralph P. Sills Insurance Agency | 13854 Cedar Rd | (216) 321-8033 |
| 4 | Four Point Insurance Agency, Inc. | 750 Prospect Ave E APT 706 | (216) 704-6307 |
| 5 | Evarts Tremaine | 1111 Superior Ave Suite 1650 | (216) 621-7183 |
| 6 | Insurance Systems Group, Inc. | 3 Summit Park Dr #525 | (216) 236-7760 |
| 7 | Brooks & Stafford Company | 55 Public Square #1650 | (216) 696-3000 |
| 8 | Smart Insurance Cleveland | 4421 W 150th St | (216) 220-6691 |
| 9 | Integrity First Insurance Agency | 12 Aetna Rd | (216) 202-8393 |
| 10 | Medicare Answers Now/Insurance Answers Now | 1213 Rockside Rd | (216) 499-1600 |
Globe Life Family Heritage Division serves the Cleveland, Ohio, metro area as a Medicare insurance agent. The company helps clients navigate Medicare plan options, including Original Medicare and Medicare Advantage. The agent guides individuals through enrollment periods and explains prescription drug coverage under Medicare Part D. A key part of its work involves assessing clients’ specific healthcare needs to recommend appropriate supplemental insurance plans. This local office handles annual enrollment changes and helps beneficiaries compare Medicare Supplement policies to fill gaps in coverage.
Mike Fabert - State Farm Insurance Agent in Cleveland, Ohio, provides guidance on Medicare insurance options, including plan selection and enrollment assistance. The agency helps clients understand coverage details and can support with annual plan reviews. It offers ongoing service to adjust plans as healthcare needs change over time. The office maintains resources to explain the differences between Medicare supplements and advantage options for policyholders. This agent works with individuals requiring health coverage for single-family homes, apartments, retail establishments, and restaurants.
Ralph P. Sills Insurance Agency serves Medicare-eligible seniors and individuals approaching age 65 in Cleveland, Ohio. It assists clients with comparing Medicare Supplement plans, Part D prescription drug coverage, and Medicare Advantage options to find suitable plans for their health needs and budgets. As a licensed insurance agent, the agency guides customers through the annual enrollment process and explains plan benefits, network restrictions, and out‑of‑pocket costs. It also provides service to residents of surrounding communities in Cuyahoga County, including Lakewood.
Four Point Insurance Agency, Inc. serves Medicare beneficiaries in Cleveland, Ohio, and the surrounding communities throughout Cuyahoga County. The agency handles Medicare Supplement plans, Medicare Advantage options, and Part D prescription drug coverage for eligible individuals. It assists clients by reviewing their current health needs and budget to identify appropriate plan choices from multiple carriers. The typical job begins with a personalized consultation, followed by a side-by-side comparison of plan benefits to help the client make an informed enrollment decision.
Evarts Tremaine in Cleveland, Ohio helps clients distinguish between one-time enrollment support and ongoing assistance with plan changes. Coverage options are explained clearly to match individual healthcare needs and budget. Service focuses on annual review of current plans to ensure they still provide adequate protection. This local medicare insurance agent operates on both a scheduled basis for yearly updates and an as-needed basis when unexpected coverage questions arise.
As a medicare insurance agent in Cleveland, Ohio, Insurance Systems Group, Inc. specializes in helping clients navigate Medicare Supplement plans and Advantage options. The company works with individuals to compare coverage choices and handle enrollment paperwork for both initial sign-ups and annual changes. Seasonal concerns like the Open Enrollment Period and late enrollment penalties are areas where this agent provides direct assistance, ensuring clients avoid costly gaps in their health coverage.
As fall enrollment approaches across Cuyahoga County, many residents review their coverage options for the coming year. Brooks & Stafford Company in Cleveland assists local seniors by explaining current Medicare plans and comparing prescription drug coverage. The agency helps clients navigate annual changes to premiums and benefits through private consultations tailored to individual health needs. An initial assessment typically begins with a free review of existing policies and any recent medical expense changes, followed by a discussion of available alternatives.
Smart Insurance Cleveland is a Medicare insurance agency in Cleveland, Ohio, known for helping clients understand their healthcare coverage options. The firm works with individuals approaching eligibility or reviewing their current plans, guiding them through the complexities of Medicare Parts A, B, and D. The agency also explores Medicare Advantage and Medigap policies to find appropriate solutions for varying health needs and budgets. As an additional specialty service, the team provides assistance with enrollment deadlines and the annual fall Open Enrollment Period.
Integrity First Insurance Agency assists residents in Cleveland, Ohio, with their Medicare coverage needs, offering guidance on available plans. The company also addresses commercial insurance requirements for local businesses within the greater Cleveland area. Their work focuses on helping clients understand policy options during enrollment periods and answering questions about changing health care needs. Agents often provide follow-up service between regular annual visits to confirm that a client's existing coverage continues to meet their current medical and financial situation.
What Does a a Medicare Insurance Agent in Cleveland Cost?
Medicare Part A is usually premium free if you have worked 40 quarters. Part B has a standard monthly premium of $174.70 in 2024. Medicare Advantage plans often have low or zero monthly premiums but may have copays and deductibles. Medigap plans in Ohio can range from about $100 to $300 per month depending on the plan type and your age. This is general information and not insurance advice.
About medicare insurance agents in Cleveland
Medicare insurance agents in Cleveland Ohio help you compare Medicare Advantage and Supplement plans. Ohio law requires agents to be licensed by the Ohio Department of Insurance. Local agents know the specific network options available in Cuyahoga County and can guide you through your Initial Enrollment Period or Annual Enrollment Period.
Frequently Asked Questions
When can I enroll in Medicare in Cleveland Ohio?
Your Initial Enrollment Period starts three months before you turn 65 and lasts seven months. Ohio residents also have an Annual Enrollment Period from October 15 to December 7 each year. Special Enrollment Periods are available for certain life events like moving or losing other coverage.
What types of Medicare plans do agents offer in Cleveland?
Agents in Cleveland offer Medicare Part A and Part B hospital and medical coverage. They also help with Medicare Advantage plans Part C and standalone Part D prescription drug plans. Medicare Supplement plans Medigap are available to help cover out of pocket costs.
Do I have to pay a fee to use a Medicare insurance agent in Ohio?
No. Medicare insurance agents in Ohio are typically paid by the insurance companies whose plans they sell. You do not pay the agent directly for their help selecting a plan. Always confirm with the agent that their services are free to you.
Medicare Insurance Agents in Other Ohio Cities
Akron · Alliance · Amelia · Amherst · Aurora · Avon Lake · Barberton · Batavia · Beachwood · Beavercreek · Berea · Boardman · Bowling Green · Brunswick · Canal Winchester