The top-rated medicare insurance agent in Charlotte, North Carolina is Health Plans of NC, rated 5.0 stars across 1,184 reviews. Other highly rated options include CAP Insurance Group, Laurie Insurance Group, Hutch Ham Agency, Inc.. This directory lists 38 medicare insurance agents serving Charlotte.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Health Plans of NC | 4350 Congress St UNIT 300 | (800) 797-0327 |
| 2 | CAP Insurance Group | 1524 E Morehead St Suite 300 | (704) 540-4200 |
| 3 | Laurie Insurance Group | 2701 Coltsgate Rd Suite 100 | (704) 342-2886 |
| 4 | Hutch Ham Agency, Inc. | 1230 W Morehead St #306 | (704) 525-6016 |
| 5 | Capstone Insurance Agency | 6132 Brookshire Blvd suite b | (704) 391-8483 |
| 6 | Carolinas Coverage Insurance Agency | 410 Westinghouse Blvd Suite B | (704) 595-3429 |
| 7 | Daniela Melendez - State Farm Insurance Agent | 9620 Longstone Ln A | (704) 733-9022 |
| 8 | O'Connor Insurance Associates, Inc. | 1973 J N Pease Pl #203 | (704) 510-8884 |
| 9 | The Jordan Insurance Agency | 3540 Toringdon Way Suite 200 | (704) 926-7565 |
| 10 | Superior Insurance Of Charlotte | 6914 Matthews-Mint Hill Rd #150 | (704) 545-7171 |
Health Plans of NC serves the Charlotte, NC metro area, offering guidance to seniors navigating Medicare options. As a local insurance agency, it provides consultations on Medicare Supplement and Medicare Advantage plans. Licensed agents help beneficiaries understand enrollment periods and compare coverage tailored to individual healthcare needs. This agency also assists with Part D prescription drug plan selections.
At CAP Insurance Group in Charlotte, NC, differentiating between a one-time enrollment consultation and recurring annual policy reviews helps individuals manage their changing healthcare needs more effectively. The team assists clients in navigating Medicare options and adjusting supplemental or Advantage plan coverage as local regulations evolve. They help clarify how medical history and budget influence plan selection. Service is provided on a one-time, scheduled, or as-needed basis depending on each client's preference for ongoing support versus occasional guidance.
Laurie Insurance Group assists clients in Charlotte, North Carolina, with their healthcare coverage needs, specializing in Medicare insurance plans. The company helps individuals navigate the complexities of enrollment, plan selection, and annual changes to ensure appropriate benefits. Serving both local commercial offices and warehouses, the agency also provides guidance to those in the food service industry seeking suitable Medicare options.
Hutch Ham Agency, Inc. in Charlotte, North Carolina is known for guiding clients through the complexities of Medicare coverage. The agency helps individuals evaluate their healthcare needs to select suitable plans during enrollment periods. By focusing on personalized options, it serves clients throughout the greater Charlotte area with clear explanations of available benefits. The agency can also assist with annual plan reviews to adjust coverage as health changes or new options become available.
Capstone Insurance Agency serves the Charlotte, North Carolina metro area, specializing in Medicare insurance solutions. The agency helps clients navigate plan options to match their healthcare needs and budget. Its agents guide individuals through Medicare Advantage and Part D prescription drug plan enrollment. They also explain the differences between original Medicare and Medicare Supplement plans, ensuring clear understanding. The company handles Annual Enrollment Period consultations and initial Medicare eligibility discussions for local residents.
Seniors in Charlotte, North Carolina, who are approaching Medicare enrollment or reviewing their existing coverage can turn to Carolinas Coverage Insurance Agency for guidance. The agency assists with navigating Medicare plans, including supplemental and Advantage options, to help clients find appropriate coverage for their healthcare needs and budgets. Its service area also extends to residents in the surrounding communities of southeast Charlotte and Matthews.
Daniela Melendez - State Farm Insurance Agent provides Medicare insurance planning and annual plan review services to residents in Charlotte, North Carolina. The agency assists clients in understanding their coverage options, including prescription drug plans and supplemental policies, and offers ongoing support during open enrollment periods. It helps individuals navigate changes in their healthcare needs throughout the year. The agent works with single-family homeowners, apartment renters, and local businesses such as retail stores and restaurants.
Serving Charlotte and the surrounding communities throughout Mecklenburg County, O'Connor Insurance Associates, Inc. handles Medicare insurance plans. The company assists clients with navigating their Medicare coverage options annually. They review individual health needs and compare available plans to find suitable solutions. A typical job is handled by conducting a thorough needs analysis, explaining the specifics of plan benefits and costs, and then presenting the options for the client to consider.
The Jordan Insurance Agency in Charlotte, North Carolina provides guidance through the annual Medicare Annual Election Period, helping clients compare Part D prescription drug and Medicare Advantage plans. It also serves as a resource for initial enrollment at age sixty-five, explaining the differences between Original Medicare and supplement options. The agency assists with the Medicare Savings Programs available to qualifying individuals. Its work often focuses on helping clients navigate changes during the Fall Open Enrollment window.
Superior Insurance Of Charlotte in Charlotte, North Carolina, helps clients distinguish between one-time plan comparisons and ongoing service options, while explaining how Medicare coverage choices coordinate with local healthcare providers. The agency assists with navigating initial enrollment periods and annual adjustments, clarifying differences between Original Medicare and Medicare Advantage plans. Service runs on a one-time, scheduled, or as-needed basis, tailored to each client's enrollment timeline and annual review preferences.
What Does a a Medicare Insurance Agent in Charlotte Cost?
Most Medicare insurance agents in Charlotte do not charge a direct fee to clients; they receive commissions from insurance companies. However, some independent agents may charge a flat fee for plan comparison services, typically ranging from 50 to 200 dollars per session. Costs vary by the agents business model and the complexity of your case. This is general information and not insurance advice.
About medicare insurance agents in Charlotte
Medicare insurance agents in Charlotte, North Carolina help residents compare Medicare Advantage, Medigap, and Part D plans. North Carolina law requires agents to be licensed through the state Department of Insurance and to disclose their compensation. Local agents can also explain how North Carolinas guaranteed issue rights apply to Medigap plans during open enrollment.
Frequently Asked Questions
What does a Medicare insurance agent in Charlotte do?
A Medicare insurance agent helps you compare plans from multiple carriers, explain coverage options, and assist with enrollment. They must follow North Carolina regulations on marketing and disclosure.
Is there a time limit to enroll in Medicare in North Carolina?
Yes. Your Initial Enrollment Period lasts 7 months around your 65th birthday. North Carolina also has an Annual Enrollment Period from October 15 to December 7 for plan changes.
Do Medicare agents in Charlotte charge fees?
Most Medicare agents are paid by insurance carriers, not by you. Some agents may charge a consultation fee, but they must disclose this in writing per North Carolina law.
Medicare Insurance Agents in Other North Carolina Cities
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